Brian James - Southern Trust Mortgage - NMLS 457826

Thinking of purchasing a home, refinancing or checking your credit? You've come to the right place. Brian James - Senior Loan Officer - NMLS # 457826

Thinking of purchasing a home, refinancing or checking your credit? You've come to the right place. Brian James "The Loan Ranger" is here to help! Cell PH # 703-431-6438 / [email protected] NMLS # 457826 | Licensed in VA, MD, WV, DC & PA I'm here to make the mortgage industry a better place! My golden rule is to treat every client the way I would want to be treated when buying a home or refinancing. Professionalism, knowledge, respect, communication and integrity. I love to educate people on the process, different loan programs, credit repair and mortgage math. Buying a home is one of the 3 biggest life decisions one can make, and you need to believe and trust in the Loan Officer you decide to work with. Let it be me, and I promise to go above and beyond the industry standard. For every client I work with, I feel honored to be a part of the process and nothing makes me happier than seeing smiling faces at the Closing table. That's what it all comes down to, appreciation and gratitude for every client. I pride myself on helping my clients purchase their dream home or refinancing their current mortgage with ease and confidence. I personally oversee every loan from application to closing. I have a strong knowledge of Underwriting guidelines and multiple loan products and I am always happy to talk with anyone about them. I am licensed in VA, WV, MD, PA & DC and know all of these market areas well. I have 11 years of combined Ops & Sales experience within the mortgage industry. I've performed many different roles, worked in almost every Dept and have been employed for a multitude of Lenders over the years. My niche is knowing how every step of the process works, and how different Lenders compare. After 11 years I am proud to have found the best company in the industry, Southern Trust Mortgage, and am honored to work with one of the best teams in the area. I've finally found my forever home, now let me help you with yours. Best, Brian James PH # 703-431-6438 Email: [email protected] NMLS # 457826 Southern Trust Mortgage NMLS # 2921 (

Brian James - Southern Trust Mortgage - NMLS 457826's cover photo

Southern Trust Mortgage

Southern Trust Mortgage is excited to welcome Brian James, Southern Trust Mortgage, NMLS# 457826 to our team! With over 11 years in the #mortgage industry and both Operations & Sales experience, Brian knows how each step of the process works and lives by the "golden rule"- treating his clients as he'd like to be treated. Learn more about Brian & apply here -->

Brian James - Southern Trust Mortgage - NMLS 457826

Brian James - Southern Trust Mortgage - NMLS 457826's cover photo

Brian James - Southern Trust Mortgage - NMLS 457826

Now is the time to refi! Let me know if you'd me to take a look and see if I can save you some money!

10 years after housing peaked, US is more of a renter nation

You don't have to rent anymore, 0% Down Payment loans are still available. Ask me about USDA or VHDA financing. Great for first time home-buyers that want to keep their hard earned savings as reserves or for home repairs/upgrades. In the 10 years since the housing bubble burst, real estate has climbed back and homeowners are thriving but renters are struggling.

June 2016: DC area's most expensive homes for sale

Whoa!!! Anyone need a loan for one of these? MRIS has detailed the 10 most expensive homes currently on the market in the greater Washington area, and even No. 10 comes in at $9.975 million.

5 Bedroom, 5.5 Bath, 4500 Square Foot Stunning Craftmark Homes Former Model with 4 Finished Levels

Wow...just wow! Amazing house at a great price! Contact me to crunch the numbers and get pre-approved! It won't last long! 2B South Church Street

The Movement Mortgage Process With Cole Strange

Here's a quick video on how the loan process works for most banks, and how it works at Movement Mortgage. The difference is HUGE! Take a look.


What $399,000 means for D.C.-area housing

The latest info on the DC Market trends... The median housing price was 0.3 percent lower than a year ago, and March marked the fourth month in a row that overall prices have declined year-over-year,

Wondering if now is the time to make a move? Don't pay someone else's mortgage. Home-ownership gives you the benefits of writing off mortgage interest, equity building as an investment for your future and the freedom of having a place of your own! Buying a home is one of the biggest financial decisions you can make in your life, but it doesn't have to be scary or complicated. Give me a call or send me an email. I'm always happy to talk to clients and educate them on the process.

Rocket Mortgage Super Bowl Ad Criticized for Encouraging Another Housing Crisis

An unbiased article on the mythical Rocket Mortgage Says getting a mortgage should be like buying shoes.

[01/19/16]   Need a small loan of a million dollars? I can help.

5 real estate trends to watch in 2016 Cooling coastal markets and older first-time buyers are two of the trends you can expect in real estate next year.

Continued high in Loudoun home sales outstripping inventory |

The power seems to be shifting to Sellers in the Loudoun market due to decreased inventory. Give me a call to find out how to make yourself more powerful when submitting an offer.

Loudoun’s Market Heats Up; Sterling Emerges As New Real Estate Hot Spot When Tim Nuhfer and Natasha Schuh-Nuhfer began their hunt for their first home, they jotted down a list of priorities.

Meet Janet Yellen: The most powerful woman in the world

A little insight into the Fed Chair to prepare for Thursday's possible rate hike. Janet Yellen is one of the world's most powerful people. Yet few Americans know her, even before a critical Fed meeting next week.

Loudoun home sales continue their surge |

Blessed to be a Top Producer for the 1st & 2nd Quarters of 2015! One of the best and busiest years of my career. 21 units and $6 million closed in the first half of the year! Hoping to finish the next 6 months strong! Goal is $12 million for the year!

The Happiest Places in America | In a new study, SmartAsset analyzed economic and social data to find the counties with the highest quality of life. The top ranked county was Loudoun, VA...

An Economist's Advice to Millennial Future Home Buyers

Ready to take the leap into home-buying? I'm here to help. I can pull your credit, crunch numbers on any homes you are interested in and get you pre-approved, all for free! Call or email today. An Economist's Advice to Millennial Future Home Buyers

Fed eyes mixed bag of data as new rate 'regime' nears The U.S. Federal Reserve is meeting with the possibility of an interest rate hike squarely on the table, but with a different issue center stage: Is the worst of 2015 over?After watching the U.S.

[06/15/15]   Rates have started creeping up since my last post at the end of April. Don't miss your opportunity to take advantage of almost free money. Now is the time to refinance if you haven't already, and buying a home while they are still low would save you $1000s of dollars in interest over the life of the loan. Don't hesitate to call or email me for a quote or questions. I can help you save money or buy the home of your dreams!

Noting slower economy, Fed appears no closer to a rate hike

Good news for interest rates! They should hold steady at their current lows for a little longer, but not indefinitely! If you're looking to refinance or purchase a home, now is still the time to do it! WASHINGTON (AP) — The Federal Reserve has downgraded its assessment of the economy after a winter in which growth nearly stopped. The Fed offered no sign that a rate increase might be coming soon.

A 26-year-old MIT graduate is turning heads over his theory that income inequality is actually…

Interesting read... Wealthy tech founders and the automation of middle-class jobs are often blamed for increasingly concentrations of wealth…

Are you a first time home-buyer looking for a home in West Loudoun? If you make under $101,000/year (before taxes) and don't have more than 20% to put down, USDA Rural Housing Loans are the way to go! You put NO money down, rates are historically low and the mortgage insurance is the best out of any other product. Check the map below for eligible areas, anywhere West of Leesburg is fair game. If you're interested, give me a call or shoot me an email, I can get you pre-approved in 30 minutes or less!

Will the idea to make shipping-container housing spread in D.C.? Definitely, says the man behind the plan who discusses how he intends to accomplish that with his latest project.

Looking for a new house? Eco-friendly underground home on the market in Md.

What do you think of this home? If you're looking for a new place to live, this home on the market in Prince George's County in Maryland will probably give you a double take after you look at it. What makes it stand out is that t...

Major Changes Coming for Credit Reporting It was hailed by NBC news on Monday as the most radical change to credit reporting in decades and New York Attorney General Eric T. Schneiderman said his agreement with the three major national credit reporting agencies (CRAs) will reform the entire credit...

Secrets Of A Mortgage Loan Officer The secrets no one will tell you ... from where to go for the best rates to how to up your chances of being approved.

Your body language shapes who you are Body language affects how others see us, but it may also change how we see ourselves. Social psychologist Amy Cuddy shows how “power posing” -- standing in a posture of confidence, even when we don’t feel confident -- can affect testosterone and cortisol levels in the brain, and might even have an i…

[01/15/15]   This week FHA officially announced reduced monthly mortgage insurance will go into effect on 1/26/2015. The premiums are being lowered 40%!!! This makes FHA loans a more competitive product once again. If you currently have an FHA loan and bought after May 2013, contact me to talk about refinancing. You could be saving $100/month or more on your mortgage payment!

[01/14/15]   Ok folks, I know I've said this before, but seriously, today is the day to refinance if you haven't already. Stocks tumbled and boosted mortgage bonds making interest rates ridiculously low. Call, FB message or email me if you'd like to learn more!

[01/06/15]   Interest Rates are back down to some of the lowest levels I've seen in my 8 year career. Even if you bought as recently as 6 months ago, you might benefit from a refinance. It's free to check, give me a call!

Want your business to be the top-listed Finance Company in Leesburg?

Click here to claim your Sponsored Listing.




28 W Market Street
Leesburg, VA
Other Loans in Leesburg (show all)
Capital One Bank Capital One Bank
19301 Promenade Drive
Leesburg, 20176

Advance America Advance America
545 E. Market St., Ste C
Leesburg, 20176

OneMain OneMain
531 E Market St
Leesburg, 20176

Lawrie Vick NMLS #181846 - Loudoun Mortgage Lady Lawrie Vick NMLS #181846 - Loudoun Mortgage Lady
11350 Random Hills Rd, Suite 800
Leesburg, 20176

Premier Real Estate Financing in Virginia with a focus on Loudoun County. UHM NMLS #2229, NMLS 181846, MLO-2813VA. Equal Housing Lender.

101 Catoctin Cir SE
Leesburg, 20175

680 Potomac Station Drive NE
Leesburg, 20176

Rich Young, NMLS: 1572889 Rich Young, NMLS: 1572889
1602 Village Market Blvd SE
Leesburg, 20175

I’m Rich Young, NMLS: 1572889, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

Scott Jedlinski, Your Mortgage Banker -  NMLS 853077 Scott Jedlinski, Your Mortgage Banker - NMLS 853077
1602 Village Market Blvd SE Suite 330
Leesburg, 20175

Capital One Bank Capital One Bank
401 East Market St
Leesburg, 20176

Anita L. Parris - Mortgage Loan Officer - NMLS # 1649725 Anita L. Parris - Mortgage Loan Officer - NMLS # 1649725
44160 Scholar Plaza, Suite 400
Leesburg, 20176

Whether you are interested in buying your first home or refinancing your existing home, I am here to guide you through the process.

Loudoun Credit Union Loudoun Credit Union
801 Sycolin Road, Suite 101
Leesburg, 20175

We are a local credit union created by and for the good people of Loudoun County. We help them make smarter decisions about their money.

Michael Kenyon NMLS 187063 Michael Kenyon NMLS 187063
113 E Market Street #120
Leesburg, 20176

NMLS ID # 187063 Company NMLS ID # 2229 (