Thinking of purchasing a home, refinancing or checking your credit? You've come to the right place. Brian James - Senior Loan Officer - NMLS # 457826
Thinking of purchasing a home, refinancing or checking your credit? You've come to the right place. Brian James "The Loan Ranger" is here to help! Cell PH # 703-431-6438 / [email protected] NMLS # 457826 | Licensed in VA, MD, WV, DC & PA I'm here to make the mortgage industry a better place! My golden rule is to treat every client the way I would want to be treated when buying a home or refinancing. Professionalism, knowledge, respect, communication and integrity. I love to educate people on the process, different loan programs, credit repair and mortgage math. Buying a home is one of the 3 biggest life decisions one can make, and you need to believe and trust in the Loan Officer you decide to work with. Let it be me, and I promise to go above and beyond the industry standard. For every client I work with, I feel honored to be a part of the process and nothing makes me happier than seeing smiling faces at the Closing table. That's what it all comes down to, appreciation and gratitude for every client. I pride myself on helping my clients purchase their dream home or refinancing their current mortgage with ease and confidence. I personally oversee every loan from application to closing. I have a strong knowledge of Underwriting guidelines and multiple loan products and I am always happy to talk with anyone about them. I am licensed in VA, WV, MD, PA & DC and know all of these market areas well. I have 11 years of combined Ops & Sales experience within the mortgage industry. I've performed many different roles, worked in almost every Dept and have been employed for a multitude of Lenders over the years. My niche is knowing how every step of the process works, and how different Lenders compare. After 11 years I am proud to have found the best company in the industry, Southern Trust Mortgage, and am honored to work with one of the best teams in the area. I've finally found my forever home, now let me help you with yours. Best, Brian James PH # 703-431-6438 Email: [email protected] NMLS # 457826 www.SouthernTrust.com http://www.BrianJamesHomeLoans.com Southern Trust Mortgage NMLS # 2921 (www.nmlsconsumeraccess.org)
Brian James - Southern Trust Mortgage - NMLS 457826's cover photo
Southern Trust Mortgage is excited to welcome Brian James, Southern Trust Mortgage, NMLS# 457826 to our team! With over 11 years in the #mortgage industry and both Operations & Sales experience, Brian knows how each step of the process works and lives by the "golden rule"- treating his clients as he'd like to be treated. Learn more about Brian & apply here --> https://www.southerntrust.com/bjames
Brian James - Southern Trust Mortgage - NMLS 457826
Brian James - Southern Trust Mortgage - NMLS 457826's cover photo
Brian James - Southern Trust Mortgage - NMLS 457826
Now is the time to refi! Let me know if you'd me to take a look and see if I can save you some money!
You don't have to rent anymore, 0% Down Payment loans are still available. Ask me about USDA or VHDA financing. Great for first time home-buyers that want to keep their hard earned savings as reserves or for home repairs/upgrades.
wtop.com In the 10 years since the housing bubble burst, real estate has climbed back and homeowners are thriving but renters are struggling.
Whoa!!! Anyone need a loan for one of these?
wtop.com MRIS has detailed the 10 most expensive homes currently on the market in the greater Washington area, and even No. 10 comes in at $9.975 million.
Wow...just wow! Amazing house at a great price! Contact me to crunch the numbers and get pre-approved! It won't last long!
2bsouthchurchstreet.com 2B South Church Street
Here's a quick video on how the loan process works for most banks, and how it works at Movement Mortgage. The difference is HUGE! Take a look.
The latest info on the DC Market trends...
wtop.com The median housing price was 0.3 percent lower than a year ago, and March marked the fourth month in a row that overall prices have declined year-over-year,
Wondering if now is the time to make a move? Don't pay someone else's mortgage. Home-ownership gives you the benefits of writing off mortgage interest, equity building as an investment for your future and the freedom of having a place of your own! Buying a home is one of the biggest financial decisions you can make in your life, but it doesn't have to be scary or complicated. Give me a call or send me an email. I'm always happy to talk to clients and educate them on the process.
An unbiased article on the mythical Rocket Mortgage
finance.yahoo.com Says getting a mortgage should be like buying shoes.
[01/19/16] Need a small loan of a million dollars? I can help.
wtop.com Cooling coastal markets and older first-time buyers are two of the trends you can expect in real estate next year.
The power seems to be shifting to Sellers in the Loudoun market due to decreased inventory. Give me a call to find out how to make yourself more powerful when submitting an offer.
leesburgtoday.com When Tim Nuhfer and Natasha Schuh-Nuhfer began their hunt for their first home, they jotted down a list of priorities.
A little insight into the Fed Chair to prepare for Thursday's possible rate hike.
money.cnn.com Janet Yellen is one of the world's most powerful people. Yet few Americans know her, even before a critical Fed meeting next week.
Blessed to be a Top Producer for the 1st & 2nd Quarters of 2015! One of the best and busiest years of my career. 21 units and $6 million closed in the first half of the year! Hoping to finish the next 6 months strong! Goal is $12 million for the year!
smartasset.com In a new study, SmartAsset analyzed economic and social data to find the counties with the highest quality of life. The top ranked county was Loudoun, VA...
Ready to take the leap into home-buying? I'm here to help. I can pull your credit, crunch numbers on any homes you are interested in and get you pre-approved, all for free! Call or email today.
realtor.com An Economist's Advice to Millennial Future Home Buyers
mobile.reuters.com The U.S. Federal Reserve is meeting with the possibility of an interest rate hike squarely on the table, but with a different issue center stage: Is the worst of 2015 over?After watching the U.S.
[06/15/15] Rates have started creeping up since my last post at the end of April. Don't miss your opportunity to take advantage of almost free money. Now is the time to refinance if you haven't already, and buying a home while they are still low would save you $1000s of dollars in interest over the life of the loan. Don't hesitate to call or email me for a quote or questions. I can help you save money or buy the home of your dreams!
Good news for interest rates! They should hold steady at their current lows for a little longer, but not indefinitely! If you're looking to refinance or purchase a home, now is still the time to do it!
news.yahoo.com WASHINGTON (AP) — The Federal Reserve has downgraded its assessment of the economy after a winter in which growth nearly stopped. The Fed offered no sign that a rate increase might be coming soon.
medium.com Wealthy tech founders and the automation of middle-class jobs are often blamed for increasingly concentrations of wealth…
Are you a first time home-buyer looking for a home in West Loudoun? If you make under $101,000/year (before taxes) and don't have more than 20% to put down, USDA Rural Housing Loans are the way to go! You put NO money down, rates are historically low and the mortgage insurance is the best out of any other product. Check the map below for eligible areas, anywhere West of Leesburg is fair game. If you're interested, give me a call or shoot me an email, I can get you pre-approved in 30 minutes or less!
washingtonpost.com Definitely, says the man behind the plan who discusses how he intends to accomplish that with his latest project.
What do you think of this home?
myfoxdc.com If you're looking for a new place to live, this home on the market in Prince George's County in Maryland will probably give you a double take after you look at it. What makes it stand out is that t...
mortgagenewsdaily.com It was hailed by NBC news on Monday as the most radical change to credit reporting in decades and New York Attorney General Eric T. Schneiderman said his agreement with the three major national credit reporting agencies (CRAs) will reform the entire credit...
forbes.com The secrets no one will tell you ... from where to go for the best rates to how to up your chances of being approved.
www.ted.com Body language affects how others see us, but it may also change how we see ourselves. Social psychologist Amy Cuddy shows how “power posing” -- standing in a posture of confidence, even when we don’t feel confident -- can affect testosterone and cortisol levels in the brain, and might even have an i…
[01/15/15] This week FHA officially announced reduced monthly mortgage insurance will go into effect on 1/26/2015. The premiums are being lowered 40%!!! This makes FHA loans a more competitive product once again. If you currently have an FHA loan and bought after May 2013, contact me to talk about refinancing. You could be saving $100/month or more on your mortgage payment!
[01/14/15] Ok folks, I know I've said this before, but seriously, today is the day to refinance if you haven't already. Stocks tumbled and boosted mortgage bonds making interest rates ridiculously low. Call, FB message or email me if you'd like to learn more!
[01/06/15] Interest Rates are back down to some of the lowest levels I've seen in my 8 year career. Even if you bought as recently as 6 months ago, you might benefit from a refinance. It's free to check, give me a call!
Only 8 days left to vote! If you have a moment and would like to help me out, please visit the site below and vote for Brian James as for the category of best Mortgage Broker in Loudoun. Thanks!!!
This would be a unique home to live in! Check out the pictures. It's in USDA territory, which means no down payment and low rates/MI. Estimated monthly payment is between $1700-$1800/month including escrows. Let me know if you want to make an offer or get pre-approved.
realtor.com Find property details for the property for sale at 360 E Main St, Purcellville, VA 20132 right here on realtor.com(R).
Here's a nifty flyer that shows the differences between mortgage programs. If you have any questions, ask away!
[11/13/14] I'm 2 days late but it's never a bad time to thank our Veteran's for their service! Thank you for your courage, bravery and the spirit to defend our country. I will never truly know what you went through, but I know I am thankful for your sacrifice and humbled by your selflessness.
Loudoun is # 1!!! Frederick and Fairfax made the top 10 too...
m.huffpost.com City pride is most certainly a thing, but a new kind of pride is about to become very real, as well. ...
[10/16/14] FHA, USDA & VA rates are sitting around 3.5% with NO points today! I honestly don't think they can go any lower. Strike while the iron is hot!!! Don't sit on the fence too long, home prices and rates can only go up!
[10/15/14] Interest Rates are fantastic today! I haven't seen them this low since early 2013. If you're in need of refinance or looking to purchase, lock in soon. Call or email me to get a quote!!!
This lovely Lovettsville home is a great buy! It's a nice size 4 bed 2 bath home in a great location for a low price of $285,000. Even better, it's in USDA territory which means no money down for those that qualify. Payment would run around $1600/month including everything! Hit me up to get preapproved for this gem, it won't last long!!!
zillow.com For sale: $285,000. Lovely remodeled home on quiet double cul-de-sac street! Stainless steel appliances, granite counter tops, hardwood and ceramic tile floors, french doors lead to large deck w/ steps to flat, fenced, private back yard w/ trees!
[10/13/14] Misconception Monday - Who should you go to first when you want to buy a home, Loan Officer or Realtor? Most people go to Realtors first, however, that's sort of like shopping without your wallet. Getting pre-approved for a mortgage is really the first step, that way you will know how much you can afford, what your max payment is and what areas you should be looking in. Realtors can then better serve you and help you find a home within your price range. Call or email me today if you want to get pre-approved!!!
Why pay your landlord's mortgage when you can pay your own?
mpamag.com Good news for the mortgage industry – with the cost of rent getting higher, buying a home is becoming the more affordable choice in many parts of the country
I’m Rich Young, NMLS: 1572889, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.
David Boswell - Mortgage Advisor NMLS #1118442 Fairway Independent Mortgage Corporation - NMLS #2289 www.nmlsconsumeraccess.org
Our mission at PrimeLending, is to provide personal, caring mortgage solutions at an exceptionally high level of service for every potential homeowner.
Premier Real Estate Financing in Virginia with a focus on Loudoun County. UHM NMLS #2229, NMLS 181846, MLO-2813VA. Equal Housing Lender. http://www.nmlsconsumeraccess.org/
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services.