Cortney Heykoop, Registered Representative, Clover Leaf Wealth Strategies

Registered Financial Services Representative

As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. New York Life 11190 Sunrise Valley Dr Suite 300 Reston, Va 20191

Top 10 fun ways to teach your child the value of money | BabyCenter

Not sure how to start teaching kids about the value of money? These simple activities look fun and easy and can be done at all ages.
#parents #saving Want to raise a child who understands that money comes from work, and that there's a difference between needs and wants? Try these smart tips.

11 Gifts For Retired Parents to Help Them Live Their Very Best Lives

Need a gift for someone that’s retired but seems to have everything? Parents or not, this list has some excellent ideas!
#retirement If anyone deserves a nice gift . . . it's them.

What Does the CARES Act Mean for Retirement Plans?

Many retirement investors have questions about how the CARES Act impacts them and their retirement planning for 2020 and beyond. This highlights some great information regarding new rules for distributions from retirement accounts. The CARES Act could have an impact on your retirement plans for 2020. Check out what you need to know for your retirement.

7 Ways to Spring Clean Your Finances While You're in Quarantine

As unique as this pandemic is to our economy, many of the old tried and true methods for protecting ourselves financially still make good sense. Be ready with tips to spring clean your finances in quarantine. #springcleaning Spring is traditionally the time we clean house and start fresh. So why not start fresh with your finances, too? We’ve rounded up seven tips to help get you started.

10 great racing schools and high-speed experiences

Getting behind the wheel of your dream car and racing around a speedway would be epic. So do it! Here are the top experiences in the US.
#livingwell #wellness If you’ve ever dreamed of zipping around a race track at twice the legal speed limit, it’s time to go back to school, says Kim Wolfkill editor-in-chief of Road & Track magazine (, and a former racecar driver.

7 Ways to Turn Your Home Into a Money-Making Property

Looking for a way to make some extra cash without any additional overhead? If you own a home, it may be easier than you think. Check it out!
#sidehustle #homeowners Why wait to make money off your home when you sell it when you could be making money off it now? Here are seven ways to start bringing in income.

Any Business Should Leverage Certain Software Solutions - Does Yours?

#supportsmallbusiness Certain software solutions are beneficial to any business. Learn what they are by visiting our blog.


In Virginia, some corporations are requiring their businesses to install touchless faucets. Artisan Plumbing wants to help you get back to work.💛

Mention this post and $50 off off labor for your touchless faucet install.

Call us at 540-868-0661

The Uplift

Everyone needs a little awesome energy today! These two are it!

This little boy helped his older sister, who uses a wheelchair, dunk a basketball — and it's the sweetest thing you will see all day. 💛🏀

Why Every Millennial Should Consider Funding A Roth IRA

If you’re maxing out your 401K, there’s another investment to strongly consider. See why a Roth IRA may be perfect for you.
#millenials #finance After you’ve “maxed out” the match in your 401(k), here are the top three reasons Millennials should consider putting their next dollar of savings in a Roth IRA:

10 Steps and Strategies to Getting Out of Debt in Less Than a Year - AARP Eve...

Debt stinks. And, it can be the biggest obstacle stopping you from enjoying life. These easy steps can help you get out of the red quicker.
#financialplanning #debt When getting out of debt is a priority, here are 10 things to do to eliminate that debt entirely in 12 months or less.

The Economist

Good read

Even before the pandemic, globalisation was in trouble. Now, a more nationalistic and self-sufficient era beckons. It won’t be richer—or safer. Read about this, and more, when you subscribe for $1 a week for 12 weeks

Was Your Child Accused of Bullying? Here's What You Can Do

There’s so much talk today about bullying. If you find yourself as the parent of the accused bully, here are tips for moving forward fairly.
#parents #endbullying If your child was a bully or was wrongly accused of bullying, find you what you can do to handle the situation and how to work productively with the school.

Another small business who is currently supporting front line healthcare workers donating ear savers!

URGENT NEED. With over 3000 donated, I am stopping all laser orders to make ear savers for the next few days. 3 area hospitals and a large local big box store have requested bulk amounts of ear savers for their front line workers.


Making sure your retirement vision matches you partner’s is key to happiness and wealth. Here are five crucial decisions to make together.

Brew LoCo

Hey LANSDOWNE Mary and Cathy are at the LOTP Clubhouse with libations from 5-6 on Wednesdays. Stop by and say hi. Visit Loudoun

Nesting Trends: Cute Nursery Ideas From Celebrity Moms

You don’t have to be a celebrity to have a nursery like one! Check out this sneak peak into the hot trends and pass them off as your own.
#parents #decor Learn how celebs like Danielle Jonas, Kim Kardashian, and Jessica Alba decorated their nurseries. Then, steal their secrets.

CDC Researchers: Over 5 Million US Adults Have Autism For the first time ever, researchers at the Centers for Disease Control and Prevention are estimating the number of American adults who have autism.

16 Genius Hacks That'll Make Packing Your Suitcase So Easy

Every woman has packed a million bags in her life, but probably none like this! Here are cool packing hacks to try on your next trip.
#travelhacks Wrinkle no blouse, tangle no jewelry, leave no beauty product behind, and still have room to spare.

The 10 Best Race Cars For Beginners

Ever dreamed of owning and driving a race car? It’s easier than you think to make it a reality. Consider one of these cars and get started.
#livingwell #wellness The best beginner cars are inexpensive—there’s a fair chance you own one now.

Preferred Insurance Services

On Tuesday, Casey Hogan of Preferred Insurance picked up 43 meals from Trae Lamond of Chadwicks and delivered them to INOVA Fairfax Hospital. To make a single $12 meal donation of your own please head to to view our participating restaurants. Order dinner for the family via the link to the restaurants website and place a meal donation to our first responders by adding “meal of hope” to your cart. #ErieAgentsGivingBack “

Enhance Your Good Fortune With a Feng Shui Money Plant

Did you know some people believe that feng shui money trees will help keep their own financial situation prosperous? Here’s the skinny.
#finance #fortune The money plant is a popular cure in all feng shui schools. Learn how to choose and use the money tree to attract the energy of wealth and prosperity.

The Economist

With the pandemic big box stores and Amazon are surging in growth, Main Street is crumbling. What will the future hold? Will this reverse?

The gap emerging between the markets and the real economy is unsustainable. Left unchecked, a backlash against big business is likely. Read about this, and more, when you subscribe for $1 a week for 12 weeks

Magic Johnson will provide $100 million to fund loans to minority-owned businesses

Love this! The former NBA hall-of-famer announced that EquiTrust Life Insurance Company, which he owns a majority of, is providing $100 million in capital to fund federal loans for minority and women business owners who have been hit hard by the coronavirus pandemic.

Good morning BNI!!! I love this group! The Leesburg Business Group is my networking rock!

Wall Street to Millennials: Don't fear the stock market

Many millennials sweat bullets just thinking about the stock market. Here’s a detailed look at why you shouldn't.
#millenials #finance Surveys show this young generation fears stocks and has little saved for retirement, but there are signs of a shift.

5 ways women are better with money than men

Women might earn less than men, but they often manage their money better. Do you agree with this list of ways women are better with money?
#career #equalpay Studies show that in some ways women are actually better at investing, saving, and preparing for the future.

8 Bizarre Ways to Pay Off Debt That None of Us Were Ever Taught

Making purchases on credit cards? That's easy! Paying off those purchases? That's hard. Consider these creative ways to get it done faster.
#finance #debt It’s easy to get carried away charging purchases. Here are the best ways to pay off credit card debt you might not have considered.

The 15 Best Cities for Working Parents

When you have both parents working, there are some cities that can provide a better quality of life for less. See if yours is on this list!
#parents Being a working parent is hard. SmartAsset crunched the numbers to find the cities that ease the burden with lower childcare costs, modest commute times, low unemployment and a variety of other attractive characteristics. Click through to see the top 15 U.S. cities for working parents.

8 Ways to Ease Into Retirement | Everyday Health

Preparing for retirement is not only about finances. Your emotions might need some TLC too. Check out these common hurdles and ways to deal.
#retirement Retirement can trigger a complex range of emotions, including fear and even depression. Here's how you can transition easily into retirement.

100 Baby Names You've Never Heard of but Are Going to Want to Use

If a unique baby name is what you’re after, a unique baby name you will find! And maybe on this list. Have you considered any of these yet?
#parents #babynames Would you choose any of these names?

31 Safety Tips for Solo Female Travelers from the Experts

If you’re a woman that travels alone for business or pleasure check this out. These travel tips can help you stay safe and avoid scams.
#traveltips One of the most common emails I get from solo female travel hopefuls is in

10 Tips for Aspiring Classic Car Collectors

Many clients have a true love of classic cars. Why not turn that passion into an small classic car collection? Here are tips to get started.
#livingwell #wellness Auto-industry insiders share everything you need to start an enviable collection

You're Probably Overpaying for Car Insurance

Looking for a quick way to shave off some monthly expenses? Check to see if you're overpaying on car insurance! It sure adds up.
#finance #insurance Picking a car insurance provider is a lot like filing taxes. It’s not sexy or exciting, but you do it because you have to. Still, the options are myriad and you just go with what sounds good or has the best commercials (...right?). Some of them claim to save you more money than others, but how muc...

My Story

When people what you do, they are really asking who are you. The easy answer to what I do is “I work with my clients to get them to the day where work is optional.” Yes, that is what I do, but who am I? I am a Financial Services Professional, Special Needs Mom, Soccer Mom, Golf Mom, Gym Mom, Cheer Mom and a photography enthusiast who would love to chart the course of your financial future.

I invite my clients to sit down for two complementary onboarding sessions. First we discuss your hopes, dreams, concerns, and fears. This gives me the opportunity to learn about you and your needs, and for you to learn about me and my holistic approach. The second appointment is to dive into the details. Here we go on a deep fact finding mission to discuss your personal and business finances. We discuss Wealth Accumulation, Risk Management, as well as any appropriate planning needs or financial coaching. Finally, my team and I will review your case and make any appropriate recommendations to solve your financial needs.

I am a mom to three crazy, busy, wonderful children. My middle child is special needs which has opened my eyes to the needs of the large and growing number of Special Needs Families who need help structuring their financial future to accommodate their children’s unique needs.

My style is casual. I am approachable and feel I am able to make my clients comfortable talking about the last taboo subject-Money. I value your time. I know many important needs compete for your time each and every day. While planning for your financial future may not be an issue that is on fire, it is extremely important. I can manage the details for you. Your Financial RoadMap does not have to be the scary white elephant in the room. Let me help you give it a name, a purpose and put it to work for you.

As a licensed financial services advisor I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions.

Neither Woodbury Financial Services, Clover Leaf Wealth Strategies LLC, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.

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43177 Nikos St
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