Michael Wolff - Broker

Mo saved some money and decided to invest back into his home.
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#homedecor #homedesign #homes #homesale #homesweethome #house #househunting #housing #invest #investment #investor #justlisted #kids #kitchen #livingroom #loan #LosAngeles #losangelescat #modernmoney #mortgage #myhome #newhome #properties #property #realestate #realestateagent #realestateinvesting #renovated #savemoney #upgrade

FOLLOW ME!!

Https://www.facebook.com/MichaelWolffBroker
Https://www.instagram.com/Michaelthebroker
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#Followme #socialmedia #Socialsites #Realtor #SocialAccounts #Follow #Californiamorning

What Type Of Loan is Right For You?

1. VA
2. FHA
3. USDA
4. CONVENTIONAL
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#va #VAloan #FHA #USDA #Realestateagent #californiarealestate #firsttimehomebuyer #Realtor #properties

🗓️ 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟭𝟴𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates remained low but were worse for the week. Rates hit their worst levels on Tuesday, before improving a bit to end the week just slightly worse.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗿𝗲𝗺𝗮𝗶𝗻 𝗻𝗲𝗮𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗹𝗲𝘃𝗲𝗹𝘀, 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝘆 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 👍
Average mortgage rates will likely stay relatively unchanged this week, but could see rebate pricing move some from day-to-day. Rebate pricing is the credit a lender provides towards closing costs based on what rate you choose, or the cost to obtain a lower rate (often called 'points'). Markets are closed on Monday in observance of MLK Jr. Day, as are most lenders.

🏡 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Fed bond purchases: The Fed continues to buy Treasuries and mortgage bonds, helping to keep rates low and generally stable.
- Economic data: It is a quiet week for economic data, nothing on the calendar that should cause any shakeup with rates.
- Bond pricing: Lenders set mortgage rates based on the pricing of mortgage bonds, which have been performing poorly over the past two weeks (causing rates to rise). However, mortgage bonds did show signs of improving last week, although we aren't likely to see rates improve too much this week.

Business opportunity are like buses, There's always another one coming
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#california #firsttimebuyer #visitcalifornia #realestateagent #instagramca #californialife #dreamhome #homes #properties

What Type Of Loan (No 'S') Is Right For You?

What Type Of Loan Is Right For You?
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#michaelthebroker #Newhouse #downpayment #Realestate #veterans #mortgagebroker #rent #preapproval #perfecthouse #homesale #dreamhome #kids

“Work hard in silence, let your success be your noise”

#michaelthebroker #motivation ##workhardplayhard #losangeles #NewYear2021 #realestate #mortgagebroker #Quote #quotations

❗ Don't be surprised by rising mortgage rates! 🤭

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴? 🏡 𝗧𝗵𝗲𝗻 𝘄𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘁𝗮𝗹𝗸.

Despite outdated headlines 📰 about mortgage rates hitting record lows, mortgage rates have actually crept up a bit.

👉 𝗗𝗼𝗻'𝘁 𝘄𝗼𝗿𝗿𝘆, 𝗜 𝗰𝗮𝗻 𝘀𝘁𝗶𝗹𝗹 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮𝗻 𝗮𝗺𝗮𝘇𝗶𝗻𝗴𝗹𝘆 𝗹𝗼𝘄 𝗿𝗮𝘁𝗲... but you may want to reach out to me sooner than later. Just shoot me a text, an email, a DM, or give me a call. I'll run your numbers and see what we can do for you.

I'm looking forward to hearing from you soon.

“Work hard, be kind, and amazing things will happen.”

#Michaelwolff #Michael ##michaelthebroker #losangeles #NewYear2021 #realestate #mortgagebroker #Quote #quotations #workmotivation #waitforit

How Much Should You Save For Down Payment

How Much Should You Save For Down Payment?

#MichaelWolff #Michael #Savefordownpayment #Savepayment #Videomessage #Realtor #Realestate

We cannot start over but we can begin now and make a new ending.
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#michaelthebroker #losangeles #NewYear2021 #realestate #mortgagebroker #Quote #quotations

🗓️ 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟭𝟭𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates remained low but were slightly worse ending the week, as Democrats won both Georgia Senate seats and control of the House, Senate, and Presidency.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Average mortgage rates will likely get worse this week as markets anticipate much more fiscal stimulus to come when President-Elect Biden takes office. Now that Democrats have control of Congress, it makes it easier to roll out new fiscal stimulus plans with multi-trillion dollar price tags. The plans would be paid for with additional debt, pressuring Treasury yields higher and causing mortgage bonds to lose value, which would pressure mortgage rates to creep up higher.

🏡 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping to keep rates low and generally stable, even in a rising rate environment.
- Economic data: Reports on inflation, as well as a couple of Treasury auctions, could put some pressure on mortgage rates this week.
- Economic recovery: With vaccine distribution, fiscal stimulus, and job creation in some sectors despite rising virus numbers, markets remain optimistic of the economic recovery, pressuring rates.

If you’ve served in the Armed Forces, you could qualify for some of our lowest rates with no closing costs. Enlist our help to get you the great deal you deserve.
#servingthosewhoserved
#michaelthebroker
#zerodownpayment
#firstimehomebuyer

Hey Real estate agents: Think retail is your only option? Think again! Partnering with an independent mortgage broker allows your borrower to choose from the best loans offered by multiple lenders, not just the best the bank can offer. Let’s talk!
#realtors #michaelthebroker

Not sure if you should refinance? Ask yourself how long you to plan to live in your current home. This will help you determine whether the cost outweighs the savings. Reach out and we’ll walk you through it
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#realestate

Working from home have you feel like the walls are closing in? Now could be the time to buy your own place – especially if it has that home office space you’ve been dreaming of. Reach out so we can explore your options.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate

Ready to throw down some roots? Call today.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#tacos

Medical professionals: Don’t let a debt stop you buying a home! Our doctors’ loans allow you to exclude student debt when determining your eligibility for a home loan. Call to see how we can help.
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#michaelthebroker
#firsttimebuyer
#doctors
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer

Looking to refinance but don’t want to roll the dice on paying for a new appraisal? Reach out to see if you’re eligible for an appraisal waiver. It could save you hundreds.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer
#refinance
#tacos

May the glow of each candle make your heart and home happy.

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#michaelthebroker
#latkesfordays
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer
#refinance

Attention, real estate agents! Is your buyer concerned about how much cash they’ll have to bring to the closing table? DM to see how your clients can waive escrows and avoid the fee that usually comes with it.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer
#tacos

Going through a big bank for your home loan doesn’t add up to big savings. With access to multiple lenders, we have more options to get you a lower rate and a lower monthly payment. Call today to see just how much you can save.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer
#refinance
#tacos

Refinancing doesn’t mean you have to go back to square one on your loan term. You can get a great rate, lower your monthly payment, AND stay on your timeline. Ask about our flex term program today.
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#michaelthebroker
#firsttimebuyer
#refinance
#getpreapproved
#mortgagebroker
#california
#losangeles
#realestate
#firsttimebuyer
#refinance
#tacos

No such thing as a no cost mortgage.

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#michaelthebroker
#mortgagebroker
#refinance
#realestate
#californiarealestate
#firsttimehomebuyer
#mortgage
#burrito
#sushi

Don't know what these guys are doing after 5pm but I'm working...

#callabroker
#mortgagebroker
#michaelthebroker
#californiarealestate
#dontstopneverstopping

Why wait? Rates this low won't be here forever. That's a fact.

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#michaelthebroker
#mortgagebroker
#refinance
#realestate
#californiarealestate
#firsttimehomebuyer

Happy Veterans Day to all those who served and who continue to serve our Country. Thank you!

Did you know: You don’t need multiple loans to build and purchase your home? With one application and one credit pull you can secure a construction loan – and after your home is built, your loan continues as a traditional mortgage. Call to get started!
#build #constructionloan #dreamhome #Sanfernandovalley #michaelthebroker

In the market to buy a home? Take out the budgeting guesswork and get a monthly breakdown of your mortgage expenses by calling us today!
#michaelthebroker #LosAngeles #Sanfernandovalley #realestate

Adopting a dog means you need to prep for the unexpected! Keep your home – and pet – safe by remembering that dogs explore their environment with their mouths. You may need to reorganize or even block off space to make sure hazardous household items are out of reach. #dogsarepeopletoo #catsarent

Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more!
#michaelthebroker #buyingahome #IshopforYou

Our clients are happy clients 😊Thank you for the awesome #5starreview Kevin!

Want the same results? Contact us at bestvalleybroker.com to learn more

#brokersarebetter #realestate #sfv #Encino #LosAngeles

Why buy a house instead of rent? Because buying allows you to build equity on a property you truly own! That equity = a ready source of cash whenever you need it, whether for renovations, a new car, or to consolidate debt. Call us to learn more!

#buy #rent #homebuyer #investment #equity #renovations #newhome #newcar #consolidatedebt

MERCH SWAG!

Our clients are happy clients 😊Thank you for the awesome #5starreview Sean!

Want the same results? Contact us at bestvalleybroker.com to learn more

#brokersarebetter #realestate #sfv #Encino #LosAngeles