Committed to offering the highest quality service to my clients, As a Mortgage Brokers we are able to help any client from start to finish. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible. We have always been on the side of the customer, always suggesting the most appropriate mortgage for you. We have an unparalleled depth of experience within Mortgages for home buyers. All of our brokers and mortgage administrators have worked for several years within major lenders. Consequently we know what is required to get the best result in the quickest possible time. We offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage...mortgage refinancing...or a home-equity loan, We are your best source for: the most simplest application process so you save time securing your loan. advice and guidance at every stage of your loan process. complete understanding of your financial situation even if you’ve had bad credit or financial problems in the past. a speedy closing procedure - so you can utilize your money to work right away!
Mission: We are committed to offering only the highest quality professional service to our clients, Realtors and associates in related fields. Over the past 25 years I have built a reputation of offering honest, ethical and thorough service to my
Operating as usual
Proposition 19: Proposition 19: Property Tax Increase Limits on Primary Residences
How does Proposition 19 change the rules on tax basis portability?
Property Tax Increase Limits on Primary Residences
Big news in the Market today!! Fannie Mae and Freddie Mac Announced an increase to the loan limits. Maximum $822,375. With the rates as low as they are this is the time to purchase or refinance your current mortgage!!
nahbnow.com The Federal Housing Finance Agency (FHFA) today announced that the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2021 will increase to $548,250 fro…
[10/23/20]
I’m NOT getting into politics here HOWEVER, if you intend to leave the country Nov 4th, Call me I WILL get your house SOLD for top dollar!!
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Very Interesting!!
finance.yahoo.com (Bloomberg) -- It’s being called the “big bang,” and it has derivatives traders on high alert.In a critical development in the global shift away from old benchmarks that was triggered by Libor’s…
I think everyone missed this!
bloomberg.com The $2.2 trillion stimulus package passed by House Democrats includes a complete ban on eviction and foreclosure filings for 12 months.
Very interesting!!
finance.yahoo.com Home price growth in major housing markets across the globe have held up during the COVID-19 pandemic — but a few cities could be due for a sharp price correction, according to a new study.
Very interesting but I think the area is already over saturated with condos!
sfvbj.com Multifamily developer Kaplan Management Co. has shed more light on its intentions to build a mixed-use project at the site of Fry’s Electronics at 6100 N. Canoga Ave. in Woodland Hills.
Sooo. I guess the real question is did we hit the bottom?
myprogressivemortgage.com Online Mortgage Applications And Forms - Apply Online
Give us a call we can help!
finance.yahoo.com Thirty-year fixed-rate mortgages have fallen further below 3%, a survey says.
OMG!!
bizjournals.com Since the measure was introduced, it has pitted tenants rights activists versus landlords.
AND THIS IS WHERE THE CREDIT CRUNCH STARTS!!
cnbc.com The move follows Wells Fargo's retrenchment from parts of the mortgage market as the coronavirus pandemic took hold in the U.S.
Looks like guidelines are changing!
housingwire.com The new requirements were necessitated by “the pandemic’s continuing impact on businesses throughout the country,” Fannie Mae said.
Hmm. I have not seen a price drop in CA.
cnbc.com The economic fallout from the coronavirus hit the housing market hard in April.
This is good news!!
housingwire.com The GSEs will now allow borrowers who went into COVID-19 forbearance to refinance their loan or buy a new home with the support of the GSEs.
Let's hope they are right!!
marketwatch.com Morgan Stanley’s Mike Wilson argues that the current stock market looks uncannily like March of 2009, when the U.S. economy was beginning to emerge from the...
remtgs.com April retail sales slumped more than was thought, -16.4% on forecasts of -11.2%...
remtgs.com Jobs: Initial Weekly Jobless Claims were higher than expected (2.981M vs. est. of 2.500M)...
remtgs.com MBA reported weekly mortgage applications last week +0.3% for the composite, purchase apps +11.0%...
remtgs.com Inflation: One of the key measures of inflation crashed to its lowest level on record...
remtgs.com Three Things: These are the three areas that have the greatest ability to impact rates this week...
remtgs.com April employment data this morning, the worst since the Depression, as expected. The initial...
remtgs.com The Bank of England kept its key interest rate at 0.1%, which was widely expected. However...
remtgs.com Weekly MBA mortgage applications were essentially unchanged last week; the composite +0.1%...
remtgs.com The good news comes after a few weeks of sparse application numbers...
remtgs.com Three Things: These are the three areas that have the greatest ability to impact rates this week...
remtgs.com During these times when homeowners might be feeling the burden of financial strain...
This was expected! I think most big banks are going to stop and close down HELOC's
cnbc.com Banks have been retreating from loans tied to housing as the coronavirus pandemic impacts home values and the creditworthiness of borrowers.
remtgs.com Yesterday we were worried that the Fed meeting and press conference could cause...
remtgs.com Since April 16, there has been no noticeable change in MBS prices, and the 10 yr note...
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Call Us we can help you find your dream home.
remtgs.com Trade Balance: The March Goods Trade Balance was $-64.22B vs. est...
We are Real Estate and Mortgage Brokers and experts in locating the best property and the best mortgage for your individual circumstances. We have extensive experience in Conventional Jumbo, Super Jumbo, and Privet money loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best property and mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible. We have always been on the side of the customer, always suggesting the most appropriate mortgage for you. We have an unparalleled depth of experience within Real Estate and Mortgages for all Real Estate buyers. All of our brokers and mortgage administrators have worked for several years within major lenders. Consequently we know what is required to get the best result in the quickest possible time. We offer unique set of products not generally available or offered by your banks and credit unions. Whether you need to purchase Real Estate or a New Mortgage or Mortgage Refinancing. We are your best source for you.
Providing digestible bits of real estate information for the community. Profile owned and operated by James Paul Valerio, a licensed REALTOR® (CalDRE# 02001410) with First Quantum Realty.
Executive Loan Advisor NMLS # 278586
Trained Bloomberg Auditor/Examiner. We produce Mortgage Audits, Wrongful Foreclosure Complaints, Loan Modification Appeals. *Broken Chain of Title (*ask). I file complaints against the banks and servicers for mortgage violations!
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