Pamela E Farmer at Guaranteed Rate

Branch Manager/VP of Mortgage Lending at Guaranteed Rate NMLS ID: 454291 Guaranteed Rate NMLS ID: 2611

At PrimeLending, we are Home Loans Made Simple℠. For nearly three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries.

What’s a HELOC and is it right for you? #loanlingo

Guaranteed Rate Organization of Women - GROW

Don’t let your resolutions slip through the cracks next year:

Reset your storyline and make the most out of 2020 at tomorrow's webinar with Commander-in-She:

🏠 💰 ☀️ 🌊

I’m so proud to be a part of a company that supports those in crisis. This all started with our CEO, Victor, helping an employee whose house burned down. Look where we are now!

From $25,000 given to one family in 2012 to almost $1 million donated this year alone, our foundation’s commitment to those in crisis has never been stronger.

Guaranteed Rate

This is what makes Guaranteed Rate #positivelydifferent.

This is how 5,000 mortgage-obsessed people make your life a little bit easier. #positivelydifferent

Get your finances in order before taking the leap into homeownership. #loanlingo

Help the Guaranteed Rate Foundation reach their goal of donating $1MM by the end of 2019. If you know someone in need, please submit their name: #GivingAwayTuesday

Our twist on this global day of giving? We're not asking for money--we're asking for help to give it away. Refer someone in need and help the Guaranteed Rate Foundation reach their goal of granting $1 million in assistance in 2019. #GivingAwayTuesday

Psst…a vacation home can cure those winter blues.

Treat yourself tomorrow: #CyberMonday

Charis G.

After losing her job, her husband, and her support network all at once, Charis feared she was about to lose her car. Without it, she’d lose her only means of keeping her family afloat. That’s when the Guaranteed Rate Foundation reached out to lend a helping hand.

Mortgage rates remain low, but what's slowing down homebuying?

Big news heading into 2020:

What is LTV and why does it matter? #loanlingo

As your life changes, your mortgage should change with you.

Get a clear vision of how much credit you're actually using. #loanlingo 👀

October existing-home sales up 1.9 percent

Home purchases are back on the rise after a sluggish September. Will economists remain optimistic going forward? After September’s decline, October’s 1.9 percent increase in existing-home sales brought a welcome recovery.

Guaranteed Rate Foundation

Wow, just in time for Thanksgiving. Talk about fighting for your family.

“I looked at her and I [said], ‘I promise you, if you fight I fight. And I’m not going to quit fighting.’”

Help the Guaranteed Rate Foundation beat their goal of donating $1M in 2019. If you know someone in need, please submit their name: #GivingAwayTuesday

#GivingAwayTuesday is on December 3rd and we think it’s the perfect time to reach our goal of granting $1 million in donations throughout 2019. Help us get there by connecting us to someone in need or connecting us to a non-profit in your community.

Turn your credit into a masterpiece. 🎨

Good atmosphere is just as important as a good turkey:

This is one of the best times that I’ve seen to refinance your mortgage.
Find out why:

Veterans Day

Thank you to those that’ve served. #veteransday 🇺🇸

3rd Quarter Report: Home prices increase in 93 percent of metro areas

What's slowing home buyers from taking advantage of historically low rates? Home prices increased in 93 percent of measured markets, while inventory growth remained limited.

Pros and Cons: Rate, Term, and Payment

When it comes to the rate, payment and term for your home, weigh out the pros and cons.

Which One Wednesday: You can't beat summer nights around a fire! Which fire pit do you want?

We've seen rates drop over the first half of the year, giving homebuyers more confidence heading into the market. Will rates stay low the rest of the year? Find out more:

Doing This One Thing Before Putting Your Home on the Market Can Help Sell It Faster

You have to spend money to make money, right? Spending wisely can pay big dividends when you sell your home. If you're willing to invest the time and money, a pre-home inspection can make it easier to price your place, manage repairs, and sell faster.

Don't get overwhelmed by the lingo involved in buying a home. Here's a crash course on what you need to know:

One of Richard Branson's favorite quotes from Albert Einstein! If you haven't already, check out for a daily dose of positivity and inspiration. #grhappiness

Which home sweet home is yours?

I'm sure you've heard of a Victorian-style home or a Colonial-style home, but what makes each home style different? Let's dive in: We’ll take you through some of the more popular styles of houses in the country and give you an overview of their distinct features.

5 Questions to Ask Before Selling Your Home—and Why Missing Even One Can Cost You Dearly

Are you really ready to sell your home? Some interesting things to think about before listing! If you have any hope that your home sale will go smoothly, you'll have to sit down, take a hard look at your house, and ask yourself a few questions.

#MortgageMonday Pop Quiz: FHA

Ready to flex those trivia 💪 💪? It's time for our #mortgagemonday question!

Pamela E Farmer at Guaranteed Rate

Pamela E Farmer at Guaranteed Rate's cover photo

Applying for a Home Loan

You've found your ideal home - great! Now it's time to apply for a loan. Watch this video to learn more about what you'll need to apply and more about the process. Then contact me to get started.

So you’ve found your ideal home – great! Now comes everyone’s favorite part: the paperwork. Okay, so the home loan application may not be anyone’s idea of a ...

Coat Drive Details - One Warm Coat

•For the nearly 15% of Americans living in poverty, a warm winter coat is a budget “extra.” You can help by supporting our One Warm Coat Drive. Stop by our office at 100 Mallard Creek Rd, Suite 110, Monday, 12/11 - Friday 12/15 between 8:30 am and 5:00 pm with your donations. We are accepting gently worn coats that will in turn be distributed within the local community. If you would like to help but don't have coats to donate, cash donations are also accepted. HELP US WARM OUR COMMUNITY!
For more details go to - Support your local coat drive. Everyone should have one warm coat - too many do not!

Protecting Your Interest Rate

Mortgage rates fluctuate often, which is why it’s smart to lock in a desirable rate when you have a chance. “Locking in” means that the lender is agreeing to provide you with your home loan at that particular rate, and that it won’t go up between the time you lock it and the time that you close on your home. Watch this video to learn more.

Mortgage Interest rates matter. They are a key factor in determining what you end up paying on your monthly mortgage payments. But interest rates tend to flu...

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Videos (show all)

Charis G.
Veterans Day
Pros and Cons: Rate, Term, and Payment
#MortgageMonday Pop Quiz: FHA





9300 Shelbyville Rd Suite 350
Louisville, KY
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