Jeff Spencer, Liberty Mutual Insurance Agent

I am licensed to sell Auto, Home and Life insurance in Kentucky, Indiana, Tennessee and Ohio. Please contact me for any of your personal insurance needs!

I am excited about the wide range of cost-effective programs Liberty Mutual has to offer. I graduated from the University of Kentucky and majored in Psychology and minored in Business. My Janet and I have two children. At Liberty Mutual, we are committed to offering affordable insurance programs to help you lead a safer more secure life. Please contact me today to learn more about our complete coverage plans designed to protect you, your home, and your automobile.

State Farm Profit Falls on $7 Billion Auto Underwriting Loss

Intersting article in Bloomberg last week about rising auto rates. Worth a few minutes read time. State Farm Mutual Automobile Insurance Co., the largest U.S. property-casualty insurer, said annual profit fell 94 percent on car insurance claims costs.

15 Ways to Prepare Your Home for Winter

15 Ways to Prepare Your Home for Winter

Winter is just around the corner. Here are some tips to prepare your home for the snowy season:

15 Ways to Prepare Your Home for Winter Tips on how to prepare your home for winter, preparing your home for winter, winterize your home, winter home prep, prepare your home for winter...


Thanks for your continued business Ms. Russell!

Jeff Spencer, and the whole crew at Liberty Mutual insurance, are top of the line in customer service! Truly unbelievable! Whether it's a quote, a change (which we seem to do often around here) a question, or a claim, ESPECIALLY A CLAIM, I have been blown away at the response and service provided! We have had 2 claims recently, and the moment I called to report it, they're like, ma'am, we got it covered, and I've been in awe ever since on how out claims were handled. Taken care of like royalty. No joke. Considering my experience with other insurance companies or customer service in general, Jeff and LM are in a class all their own.

Great day with my teammates setting up for the March Of Dimes "March for Babies" last week! A great experience and a great organization!

Dealer Totals 2008 Shelby GT500 on Test Drive, Car Owner Cries... Marc Mastroianni's '08 Shelby GT500 Mustang was totaled during a test drive by a Ford dealer technician and insurance won't pay him what he claims its worth

Hope everyone has a fun and safe 4th of July. If you’re looking for a place to see fireworks, check this out:

Headed out on vacation this summer? Know your coverage and deductibles. Your homeowners or renters policy covers 10% of your personal property value while you are traveling and "scheduled" items have a Zero dollar deductible. Call or e-mail if you have any questions or need any advice! [email protected]

Shout out to my teammates participating in Habitat for Humanity projects last week! What a great way to give back to the community.

[05/12/15]   Thanks Tally for your continued business!

Tally Oberleiter Beck

I have been with State Farm for both home and cars since 1994. I have never reshopped prices. BIG MISTAKE. I just changed over to Liberty Mutual from State Farm. I have BETTER coverage on both house, property, and both cars and still $600 a year cheaper. If you are in KY or IN contact Jeff Spencer for a quote. I have know Jeff since 1996, glad I got a quote.

Allstate joins Geico in charging drivers more after margins fall | PropertyCasualty360

If are with Allstate or Geico check your new bill. Allstate said it’s raising rates for drivers after profitability declined at its namesake auto unit.

Jeff Spencer, Liberty Mutual Insurance Agent's cover photo

For important antiques and collectibles, appraisers provide what's known as an insurance value. Insurance values tend to be set at the top end of retail value, so that those who need to replace goods lost to theft or to accident will have enough insurance money to buy an equivalent item from a dealer at current prices. Liberty Mutual is a proud sponsor of Antiques Roadshow on PBS. For more appraisal tips from Antiques Roadshow, visit:

Did you know? The values given by the experts on Antiques Roadshow are considered "verbal approximations of value." Technically, an "appraisal" is a legal document, generally for insurance purposes, which usually involves an extensive amount of research. Liberty Mutual is a proud sponsor of Antiques Roadshow on PBS. For more appraisal tips from Antiques Roadshow, visit:

Did you or someone you know get engaged on Valentine's Day? For tips on how to protect your jewelry, visit our blog:

Listen carefully when you get an item appraised -- you'll often hear appraisers give different values for what an item is worth "at auction," or "retail," or "for insurance purposes." Liberty Mutual is a proud sponsor of Antiques Roadshow on PBS. For more appraisal tips from Antiques Roadshow, visit:

LIKE if you’re ready to watch Team USA #RISE to victory.

Did you know? The appraisal value of an item is dependent upon many things, including the condition, trends in the market, and the location where the item will be sold. Getting an up-to-date appraisal can help you make sure your collectibles or antiques are insured at the correct value. Liberty Mutual is a proud sponsor of Antiques Roadshow on PBS. For more appraisal tips from Antiques Roadshow, visit:

Did you know leaving the water running a small amount can help prevent pipes from freezing in extreme cold temperatures? Learn more:

LIKE if you’ll be helping the kids build the perfect snowman this winter.

If you found that your car battery died overnight, would you know how to jumpstart it? Learn how with these easy steps:

What tradition do you love passing on to the next generation?

In a recent study by Liberty Mutual, 29% of consumers admitted that they have intentionally disabled smoke alarms while cooking. Stay safe while cooking this holiday season and check that your smoke alarms are working and enabled.

LIKE if holiday cooking is a team effort in your house.

[11/11/13]   LIKE to show your appreciation of our brave veterans in honor of Veterans Day.

LIKE if fall cleaning usually means donating or passing something along in your family.

Changing the clocks tonight has a silver lining.

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Click here to claim your Sponsored Listing.



101 Bullitt Ln, Ste 105
Louisville, KY

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 08:30 - 17:30
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