Taylor Birmingham, NMLS 288318 - Mortgage Investors Group, Loan Officer

Mortgage Investors Group

We've raised the roof. 🎉 In honor of our 30th anniversary and Southeast expansion, we are excited to unveil our new modern, simple, and sophisticated logo to welcome our next chapter of mortgage lending. 🏡 https://bit.ly/2DrGPK6

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Rates, confidence, retail sales and floating homes? Find out what's up in this week's Markets in a Minute.

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Memphis MBA --- Food Truck Event -- May 2nd

eventbrite.com Please join us for Food, Fun and experience Shelby Farms too! On May 2nd, we will have several Food Trucks as well as a lot of your friends in the mortgage industry at Shelby Farms for a great networking event. Don't miss out on all the fun.

Mortgage Investors Group

Did you know we were recognized as the No. 1 Residential Mortgage Lender in Tennessee? Visit our website to view all of our recognitions: https://bit.ly/2Ahjj0G 🏆

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Find out what's behind this week's rate drop.

Erica Moves You

In celebration of CREDIT EDUCATION MONTH Taylor and I have a few tips here that aren’t so obvious for anyone looking to improve your FICO score. Your FICO score is determined by 5 factors:
1. 35% Payment History- How often do you pay your accounts on time?
2. 30% How Much You Owe on credit accounts
3. 15% Length of Credit History
4. 10% New Credit
5. 10% Other Credit Accounts- Mix of accounts and credit types.

If you have questions about managing your credit, give us a call. We’re happy to help!

Taylor Birmingham
#901.440.9853
[email protected]

Erica Martin
#901.359.8976
[email protected]

Kelly Day Portraits

Happy International Women’s Day

Sell901

Is it really a sellers market?

#SELL901 #SELL901U

KAIZEN Realty
D: 901-674-1612
C: 901-221-4041
Licensed in TN & MS

choose901.com

Choose901: Now is the Time. Memphis is the Place.

choose901.com Stay up to date with the freshest happenings in Memphis. From events and food guides to awesome job postings. Get the local view on life in the 901.

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The government shutdown has delayed data, but Markets in Minute is still here for you!

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Mortgage apps are up. And how's the shutdown affecting real estate? Find out here.

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Stocks. Bonds. Rates. Plus, what are the top influencers for home purchase decisions?

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Fed hikes rates, but mortgage rates improve.

Mortgage Investors Group

It's tempting to sign the lease on that flashy new car or want to live above your means, but this #TipTuesday is about keeping your fixed expenses low. If you are chained to a hefty rent, you won't be as financially flexible when you have to make choice on where to spend.

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2018 Pink Pineapple Breast Cancer Awareness Video

With early detection, we can save so many lives. We are passing the Pink Pineapple around the MIG offices in Tennessee to help bring awareness for breast can...

Sell901

The national and local markets have hit a cyclical pause as we head towards the fall and Holidays. However, look at what rates have been doing in the past 2 years and especially the last 3 months. Experts say rates will continue to increase into 2019. Want to wait another 3-6 months? It could cost you .5% on a 30 year mortgage in your rate. How much is that? On a $250k home, it amounts to $70/mo extra. That means if your max payment is $1600/mo, you’d lose $15k in purchase price. Much to consider for buyers right now.

#Sell901 #TheMillennialAgent #DontWaitTooLate

KAIZEN Realty
O: 901-221-4041
D: 901-674-1612
Sell901.com

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Rates creep up but demand remains strong.

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What's rising and what's not? Check it out.

Mortgage Investors Group

This #TipTuesday is for those who spend money as fast as they earn it. If you get a raise, don't increase your spending as a result. Think about how that money can help you reach our financial goals. A good rule of thumb is to split the difference. 4 percent raise? 2 percent goes to savings and the other 2 for spending.

Mortgage Investors Group

A survey by the National Association of REALTORS® finds that millennials continue to lead the pack as homebuyers, but lack of inventory and higher housing costs have slowed them down. http://bit.ly/2I4Mhm8

Mortgage Investors Group

Did you fall for any of these new homeowner myths, like myth 7? 🌳 From HouseLogic. http://bit.ly/2Kc1pU1

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Fed keeps rates unchanged for now.

Mortgage Investors Group

Make sure your home is ready for summer with our 7 Summer Maintenance Tips!

What a great meeting this morning for our "Visitors Day"! I am honored to say that I now hold the mortgage lending seat in the Germantown BNI Chapter! I am thrilled to have these quality business partners in my corner!

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Home prices were up in December while January home sales saw a slight drop. 🏡

Mortgage Investors Group

Mortgage Investors Group is honored to once again be named the U.S. Department of Agriculture's number one rural housing lender in Tennessee for 2017. This is the fourth consecutive year we've received this recognition from the USDA.

In addition to being the state’s top volume lender, MIG was also recognized as having the lowest default rate in the state. Read more about this exciting news in our blog post: http://bit.ly/2EYqHOX

Krissy Drake, My Memphis Realtor, Crye-Leike Realtors

We had such a good time learning about what all Mortgage Investors Group (MIG) has to offer. Thank you Taylor Birmingham - Mortgage Investors Group - Loan Officer for sharing your wealth of knowledge! If you're looking to buy a house, be sure to give Taylor a call, and let's all meet up for coffee together. ☕ #mymemphisrealtor #my901realtor

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With rates rising, overall mortgage apps declined 4.1% last week, though purchase apps were still 4% higher than last year.

Congratulations Roderick!!! Thank you for the allowing me to help you with the financing for your first home! It was a pleasure working with you. Here's to many wonderful memories that will be made in your new home!!!---And as always, thank you Marcia Duncan for the referral. You are a rockstar!

Taylor Birmingham, NMLS 288318 - Mortgage Investors Group, Loan Officer's cover photo

Taylor Birmingham, NMLS 288318 - Mortgage Investors Group, Loan Officer's cover photo

Temperatures have dropped terrifyingly low across the country, so it's especially important to prevent cold-weather home disasters. When it comes to your pipes, do these 5 things:
1. Disconnect outside water hoses
2. Let water drip overnight
3. Open under-sink cabinets
4. Insulate exposed pipes
5. Don't turn off your heat

Throughout the mortgage process, it’s important to minimize any activity that may affect your credit score, debt or savings. Here are some things you should and should not do until your mortgage is finalized.

If you’re thinking about purchasing a home, 2018 is the year to do it. Why?
• The cost of renting continues to rise
• Interest rates are still low
• You'll build equity over time
• Down payments are lower than before
Contact me today to get started.

The new year is here, and with that come new resolutions! Here are some ways to set yourself up for success in keeping them:
1. Keep your resolutions simple
2. Be realistic
3. Plan a time-frame
4. Receive support
5. Don't give up!
Your happiness is worth the time and effort to improve, so get started and good luck!

Happy New Year! We hope that this year brings you joy, peace and happiness.

As the holidays come to a close this season, consider turning time spent "de-holidayizing" your home into tackling some much needed "winter cleaning". Your “old” decor can bring others a lot of “new” cheer! Ask your local community organization, church, neighborhood school or homeless shelter if they would like your gently used holiday decorations.

Lock today, look tomorrow and shop with confidence! PrimeLending's Lock & Shop program allows you to lock in today's rate while you continue looking for your dream home. Plus, there's no upfront fee! Contact me for more details.

Warmest wishes from PrimeLending this holiday season!

Did you know many first-time (and repeat homebuyers) use financial gifts to help pay for a down payment on their new home? If you are considering giving a financial gift, or expect to receive money to use toward a down payment, I can walk you through the dos and don'ts. Contact me today to learn more.

Kentuckiana Real Estate Advisors

Your home search ends here! Check out this new 3 bedroom, 3 bathroom listing and give me a call at (502) 599-1700 or SHARE it with anyone you know who might be interested!

Greg

Hosting a get-together may seem intimidating if you don’t have a lot of room. But you can still be the ultimate host, even in a tiny space! Here are some tips to get started:
• Rearrange furniture
• Use all available counter space
• Use mood lighting
• Keep decor simple

Winter is coming, which usually means an increase in your electric bill. But by doing some home maintenance, you can save money and stay a little warmer:
• Turn your fans clockwise to keep rooms warm
• Install a programmable thermostat and only heat rooms you use
• Keep your furnace clean
• Invest in insulation

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Applying for a Home Loan

You've found your ideal home - great! Now it's time to apply for a loan. Watch this video to learn more about what you'll need to apply and more about the process. Then contact me to get started.
http://tinyurl.com/y7ej9lmb/

So you’ve found your ideal home – great! Now comes everyone’s favorite part: the paperwork. Okay, so the home loan application may not be anyone’s idea of a ...

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Location

Telephone

Address


1000 Brookfield Rd., Suite 225
Memphis, TN
38119
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