Tony Ortego - Your Local Mortgage Lender

Born and raised in New Orleans, it is my goal and passion to provide everyone with the opportunity to own a home in or around this great city.

NMLS #873159 Premier Lending, LLC NMLS# 41105

A colleague of mine received this solicitation in the mail and thought I would share. When a large company spends over $50,000,000 per year in advertising they need to make up those funds elsewhere. Here is an offer to refinance their home, and looks great! That is until you read the fine print, where this will cost the client an absurd lender charge of $11,546! This amount does not include the typical fees also associated with obtaining a mortgage, and goes directly to them. This is highway robbery in the greatest form, and, unfortunately, they get away with it because they prey on people who don't understand the process.

Do yourself a favor - if you're interested in refinancing your home, or purchasing one, reach out to a local broker to see what they can offer. You will find that our ethics and knowledge will be far above what others can offer, and we won't bombard you with $50,000,000 of annoying commercials 😜.

I'm available any time via messenger or phone. I hope to hear from you soon!

[12/19/18]   I'm seeing a lot of misinformation being spread in reference to the Fed raising interest rates and how it's affecting mortgage interest rates, and I feel that I need to address this. When the Fed increases rates, it's mainly short term interest rates that are affected, such as credit cards, lines of credit, and things of that nature. For mortgages, it affects short term adjustable rate loans. Your traditional 30 year mortgage is not directly affected by that, only by the market reaction that it brings. Mortgage rates are directly affected by the 10 year Treasury Bond, and the trading of such in response to today's news has actually caused a slight decrease in rates! Don't let people who are not informed give you bad information to try to pressure you into something when you're not ready. When you are ready to purchase or refinance a home, please reach out to someone with both ethics and knowledge that can guide you in the right direction. Please feel free to message me at any time for details.

Congratulations to Tracey on your home purchase! So glad that you finally found your perfect home!

[12/05/18]   There's been lots of talk about rising interest rates over the last year. Rates have certainly risen, but historically are still really low. Did you know that a .5% increase in interest rate on a $200,000 mortgage only affects the monthly payment by $65? Don't let one night out at a restaurant stop you from obtaining your dream!

Another great 5 star review from a client. What has your loan officer done for you lately?

I just closed on a house and wanted to share. I am a first time homebuyer and will admit that I had some worries going into this daunting process. There is a whole new vocabulary to learn and a ton of confusing paperwork and stipulations and other considerations that must be accounted for. Tony Ortego with Premier Lending was OUTSTANDING with everything from the moment he contacted me all the way up to even after closing. His communications have been concise yet thorough and broken down into layman's terms so even someone with no knowledge of the process can understand what is being asked of them. Tony covered different options and was ALWAYS looking out for my best interest. He got me the best loan for my situation. Every step of the way, he made sure I was comfortable with everything before we continued and was willing to re-explain things if I was not.

I HIGHLY recommend Tony Ortego and Premier Lending to anyone looking to purchase a home.

Congratulations to Matt and Melissa Monjure Hanrahan on the purchase of your home. It's always great helping good friends meet their dreams.

It's day three of Peppa, Popeye, and Watson's homebuying journey! Please like and share my post, and of course, like my page to keep up with their progress!

It's Christmas in July for Peppa! Her local mortgage broker is a specialist, so he knows what's needed ahead of time to make the process quick and easy! She and Popeye received their loan approval the very next day after they were under contract!

And again, poor Watson, his face describes it all. His contact at the national mortgage company just called him to let him know that the underwriter is having trouble with his loan...not good! Had he chosen a local company any potential issues could have been addressed beforehand!

Don't be like Watson! Please reach out if you have any questions about purchasing or refinancing a home. You can also fill out a quick online application below:

It's day two of Peppa, Popeye, and Watson's journey through homebuying! Please like my page to keep up with their progress! And don't forget to SHARE this post!

Popeye is SUPER excited because his local mortgage lender had he and Peppa pre-approved the SAME DAY. He also let Popeye know what to expect throughout the rest of the process to keep everything moving smoothly!

Poor Watson, he still hadn't heard from his national lender so he decided to give them a call. He can't even get in touch with his "loan officer" and has been passed around through a call center! He has no idea on what to expect or to even know if he's pre-approved at this point! Look at that face of bewilderment!

Don't be like Watson...submit your quick online mortgage applicaton today to get your SAME DAY pre-approval!

Hello everyone, meet Peppa, Popeye, and Watson. I'm going to be telling you a story about their two VERY different homebuying experiences! Please like and share this post and, most importantly, LIKE my page for updates!

Day One - Peppa and Popeye submitted their loan application with a LOCAL mortgage broker, and are resting easily knowing that they are in the hands of a professonial who will walk them through every step of the way!

Poor Watson, on the other hand, submitted his application through a national lender. Although the local broker had the exact same, easy online application process as the company that he saw the commercial for on television, he decided to go this route. He is now making this face of unease when he got a phone call from someone in a call center 800 miles away!

[07/09/18]   Always looking for ways to help my clients purchase a home...even if they don't think they can!

Are you looking for a way to remodel your bathroom, add a swimming pool, or a full-on renovation? If so, then reach out to me to discuss your renovation loan options! Our renovation loan programs are the easy way to make your home new again!

It was GREAT working with these new homebuyers. I can help you make your dream a reality as well! I have several mortgage options to offer, along with the best service in the business. Message me if you're looking for your SAME DAY pre-approval!

Thanks to buyers Lauren Mahfouz Morel and Derek Morel for closing with us on their new Metairie home! Thanks also to lender Tony Ortego Jr. | Premier Lending, LLC NMLS ID 41105 for a fast and easy one!

It's pre-approval time! The spring is a great time to start your home shopping as this is when the most houses hit the market. We have a simple tool for you to start the pre-approval process on your phone or desktop. If you or someone you know is in the market to purchase a home or refinance this is a great tool for them to use. We also have some great down payment assistance programs for several parishes throughout Louisiana. Please share!

It's pre-approval time! The spring is a great time to start your home shopping as this is when the most houses hit the market. We have a simple tool for you to start the pre-approval process on your phone or desktop. Follow the link below to get started. If you or someone you know is in the market to purchase a home or refinance this is a great tool for them to use. We also have some great down payment assistance programs for several parishes throughout Louisiana. Please share!

Congratulations to Liza and Jeff on your new home purchase! It has been a pleasure to work with you.

Special thanks to Jennifer Pearl with Urban Vision for making it happen.

Now is still a great time to refinance or purchase a home as rates are still really low. To put things in perspective, take a look at these rates from 1985! Call or message me today and I'll show you how much lower they are now than what they were back then!

Congratulations to Peter on the closing of your new home! Mardi Gras is over, so it's homebuying season again! If you're looking to be pre-approved and demand the best customer service in the business, please feel free to reach out.

Congratulations to Kimberly Russo Lambert and John Lambert on the purchase of your new home! It was a pleasure helping you achieve your dream of becoming homeowners. Also a big thanks to Richard Briseno with Remax for putting it all together.

We provide many options that banks can't when it comes to home financing, including having multiple banks compete for your business. Why limit yourself to one bank when I can negotiate with several on your behalf? Give me a call and I can help you to become pre-approved for your next home purchase or refinance your current home into better terms.

Ever wanted to do some repairs or remodeling of your home but didn't think that you could afford it? Our renovation loan programs can help! We can refinance your current home or help you purchase a new one and include the renovation costs inside! Let's take that home and make it your dream home!

Its always great to help old friends. Congratulations to Amy Busby and Corey Badeaux on the purchase of your new home! Thank you for allowing me to be part of your home buying process. Hope you enjoy your celebratory drinks. Thanks to Doris Lumpkin with The Crane Group for putting everything together.

Have you ever considered purchasing a duplex to live in one side and rent the other? We have some great programs that help getting into these homes with minimal down payment. We also offer 3.5% down payments through our FHA program and, in some areas, 0% down with our down payment assistance program!

We can also use the future rental income to help qualify you for the mortgage! Reach out to me for more info!

Need help with a down payment for a home???

I have great news! We are pleased to be rolling out our down payment assistance program for several parishes in South Louisiana, including Jefferson, St. Tammany, St. Bernard, and East Baton Rouge. You do NOT need to be a first time home buyer to take advantage of this program! Please message me for details and requirements. Let's help you achieve your dream of buying a home!

Congratulations to Kaci Wilson on the purchase of your first home! It has been an absolute pleasure to help you achieve your dream.

[07/11/17]   Born and raised in New Orleans, it is my goal and passion to help those that wish to purchase a home in this great city. My years in the mortgage industry have given me the experience and know-how to be a great source for your home buying needs.

Home buying may be easier than you think! Give me a call or send me a message and I promise to provide you with a truly professional experience.

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Tony Ortego - Your Local Mortgage Lender

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4141 Veterans Blvd Ste 215
Metairie, LA
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