Jennifer Frazier - Agent, United Prairie Insurance

United Prairie is a family-owned, financial services provider serving 14 communities across southern and central Minnesota. Our professional agents are located in 12 locations to serve your personal, farm or business insurance needs.

At United Prairie, we #FocusOnSuccess for our customers! See how we help ClickSWITCH of Minneapolis recruit and retain staff.

Have a safe and happy Fourth of July weekend! Our locations will be open Friday, July 3rd.

Managing Debt

Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard. Unexpected expenses can make it easy to fall into debt. Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.

Happy National Insurance Awareness Day! Insurance is one of those things we forget about until we need it. Give me a call to take a look at your coverage together.

ClickSWITCH is our partner in business and success. Learn more by watching the new #FocusOnSuccess:

Insuring Your Home

Buying a home is a big financial commitment . But one of the things that makes it worthwhile is the fact that—unlike with a rental—the money you spend on it becomes an investment. If you’re buying a home, you’ll want to protect your investment. Insuring your home is the only way to really protect yourself from the unpredictable events in life.

Happy first day of summer! How do you plan to spend your summer days?

Watch our new Focus on Success featuring ClickSWITCH in Minneapolis, MN!

Budgeting for Charity

Philanthropy is about recognizing that others can use your help and donating what you can to make things better. Even small donations can add up to make a big difference. You've heard people say that it's better to give than to receive. But what does that really mean?

United Prairie Focus on Success: ClickSWITCH

United Prairie teamed up with True Facade Pictures back in February to help us create a #FocusOnSuccess video highlighting a partner, ClickSWITCH! Watch our video!

United Prairie connects with ClickSWITCH of Minneapolis, Minnesota for this edition of Focus on Success, produced by True Facade Pictures.

Watch for the next Focus on Success featuring ClickSWITCH based in Minneapolis, MN. Coming soon...

Congrats to all 2020 graduates! We wish you great success as you take your next steps in life.

We are closed today to honor the brave men and women who gave everything for our country.

Do you know how to spot a phishing email? Be on the look-out for scammers taking advantage of this stressful time.

With many businesses affected by changes in operation due to COVID-19, it's never been more important to help support your local community. Here are some things you can do to help establishments in your area:
→ Order takeout from local restaurants
→ Purchase gift cards for future use
→ Share local promotions on social media


Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. Read these tips and use the budget calculator to get started. A practical, workable budget should be one of the products of the collaborative conversations about money that you have with your partner as you plan how to manage your money. Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals.

We can all do our part of help boost our local economy during a recession. Find out how you can help:

United Prairie locations came together for the "Heart Hunters" movement, and created window displays to spread a little joy in our communities! 💚💛💚💛💚

United Prairie's Fi-Ed

If you’re looking for a fun activity to do at home, try testing your financial knowledge with this savings simulator from United Prairie’s Fi-Ed. With real-life dilemmas, exciting challenges, and the goal of purchasing a home, this game makes complicated financial concepts easy to understand. While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be const...

BBB Scam Alert: Bored at home? Think twice before taking that Facebook quiz

A number of quizzes are going around Facebook that include info scammers are always after - answers to your personal security questions. One example is a quiz that encourages you to post your graduation pic, along with the year and school mascot, which are both common security questions. Be aware of these quizzes and be careful not to share your personal information. Taking a Facebook quiz may seem like a harmless way to pass the time while quarantined, but it could also give scammers your personal information. Some quizzes ask questions like: "What is your mother's maiden name?" or "In what city were you born?"

Emergency Funds

In tough times like we're facing today, it's a good idea to have an Emergency Fund in place. If you're in the position to start one, it's a great time to consider it. Read these tips and take the quiz to learn how to start saving. #FinancialLiteracyMonth One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in.

Insurance COVID-19 Premium Relief

In response to the current COVID-19 pandemic environment, several insurance companies are offering premium relief to their policy holders. Give me a call if I can be of assistance in this challenging time. Learn more: A number of insurance companies are offering premium relief to their policy holders in response to the current Coronavirus situation. Premium credits are the most common relief being shared, and the amounts vary between the different companies. Visit the link below to learn more about the relief bei...

United Prairie's Fi-Ed

Keep your high school student learning while at home with United Prairie’s Fi-Ed. Play this game to work through real-life financial problems while saving for college. Learn about financial topics like credit cards, auto loans, budgeting, checking accounts, and more! While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be const...

United Prairie's Fi-Ed

You can find a pathway to your financial goals with United Prairie’s Fi-Ed. Get Financial Education for all ages at home with resources that are interactive, easy to use, and free! United Prairie has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about. Visit our Banzai site to read engaging articles, use helpful calculators, quiz your financial knowledge, and play fun games for kids and adults. Start Learnin...

Early release! United Prairie is launching our Financial Education site through Banzai. Play games, read articles, take quizzes, and learn more about finance while you're at home. Go to

We're excited to have Jon Palm with us as a Personal Banker at United Prairie in Owatonna! Welcome to the team, Jon!

Beware of scammers taking advantage of Coronavirus

Beware of websites selling bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information. Scammers are taking advantage of fears surrounding the Coronavirus. They're setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information. The emails and posts may be promoting awareness and prevention....

United Prairie is taking extra precautions to help keep our customers and employees safe at this time. Our drive-through and walk-up windows are open to serve your in-person banking needs. Should you need to see a Banker, Insurance Agent, Investment Advisor or access your safe deposit box, please call us to set up an appointment.

A message from our CEO | United Prairie Bank

Please read this important message from our CEO in regards to United Prairie’s response to the Coronavirus. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein.

Your Health Matters | United Prairie Bank

United Prairie is taking some extra precautions to do our part in helping prevent the spread of viruses. All locations will have hand-sanitizer stations as well as regularly disinfecting common spaces. Don’t forget that United Prairie has options for doing your business online or over the phone. At United Prairie Bank, we'll help you get there. We provide personalized service and top of line products and services for personal, agribusiness and business. Contact us today at one of our 15 locations.

Our locations are closed today for Presidents Day!

United Prairie in Owatonna presented this #Denim4Dollars donation to Rachel's Light, an organization that provides safe living space for homeless women and children. Thank you for the great work you do in our community.

United Prairie is proud to support the Owatonna Foundation with this donation. They help make the community a great place to live and work. Thank you for all you do!

United Prairie Bank Makes a Gift to the Owatonna Foundation

United Prairie Bank recently made a donation of $1,500.00 to the Owatonna Foundation. “We are extremely grateful to United Prairie for their ongoing support. Their commitment helps us to continue the Foundation’s mission of improving the quality of life for present and future generations by supporting Owatonna projects that focus on community, arts, recreation, and education.” said Foundation Executive Director, Laura Resler. The Owatonna Foundation, now in its 62nd year of serving the Owatonna community, provides capital grants in Owatonna and its environs.

The Foundation was established in 1957 with the goal of improving the quality of life for present and future generations of Owatonna residents. Since then, the Owatonna Foundation has committed more than 12 million dollars in grants to Owatonna projects and annually awards $30,000 in scholarships for both traditional and non-traditional students.

For more information about the Owatonna Foundation, please visit our website at:, or call our office at 455-2995.

Pictured below left to right: Brandon Wayne, Bob Heers, Kelly Grems, Josh Burgess, Dave Seykora, Cory Shaw, Dave Ramsey, Jen Frazier, Corey Samora, Chris Hollen, Scott Bradley, Davie Einhaus, Ben Lempiainen, Dale Gandrud, Caleb Whalen, Rylee Muhr, Sharon West, and Chad Lange

Small Business Taxes 101

Still learning about filing taxes for your small business? Here are some basics. And...working with a trusted tax professional is always a good move. Taxes Did you ever wonder why taxes are so often mentioned in the same sentence as death? They're both unpleasant, and you can't, in the end, avoid either of them. But that doesn't have to get you down! Your business is killing it and your customers are being served.

How to File Federal Income Taxes for Small Businesses

Depending on your business type, there are different ways to prepare and file your taxes. When it's time to file a federal income tax return for your small business, there are various ways you can do it, depending on whether you run the business as a sole proprietorship or use a legal entity such as an LLC or corporation.

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110 West Rose Street
Owatonna, MN
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