Farmers Insurance Beth Hortop Agency

I have been in the insurance world for over 11 years, I would love to review your policies to find what best suits your needs and to maximize savings!

Good morning. Happy Monday.

You should be worrying about your chipping on the course, not chipping a sweet ride’s paint. Give me a call and we can discuss your coverage options.

Remodeling? You've probably spent sleepless nights debating granite or marble countertops, but have you thought about how it would affect your policy? It's not as exciting as your kitchen's new backsplash, but if your home's value has gone up, your coverage may need to, too.

[06/03/20]   BNI still doing virtual meetings and still referring business to others. Want to boost your business during this COVID pandemic. Contact me for more information and join us as a visitor.

Pets Best Pet Insurance | Pet Health Insurance for Dogs & Cats

It's National Pet Week! What better way to show your love to your four-legged family member than with a pet insurance policy from Pets Best?

Start a quote today by clicking the link below!

#PetsBest #PetInsurance Pets Best offers pet insurance plans for dogs and cats covering up to 90% of your unexpected veterinary costs with no annual or lifetime payout limits and flexible coverage options. Start your free quote today.

Planning to take your home on the road with the family? Farmers® offers specific options for your motor home. Message me, and I can help you determine the most natural option for exploring the great outdoors.

For condo owners, it's important to understand what your HOA covers and then determine what you're personally responsible for. Need help learning what your coverage options are? I can help. Send me a message.

If you’re thinking about buying an RV, I’ve got a tip for you to keep in mind. Normal auto policies may not cover an RV’s expensive accessories. If you want to chat further, give me a call.

You don't need to be living near a body of water; if it rains in your area, it can flood. If you don't have flood insurance, it might not be a bad idea to consider it. Give me a call and I can run a flood-zone determination test to help you figure out your risks.

If documents critical to running your business were destroyed by a fire, having Valuable Papers and Records coverage may help cover the expense of recreating them. Let me help you understand your coverage options should the unexpected happen.

Happy Memorial Day. Thank you to all that have served and those who continue to serve our country.

When it comes to your property, some bears have no boundaries. Are you ready for the unexpected? If that gave you paws, call me today.

Did you know Farmers® has six different boat insurance packages? From dinghies to pontoons and vintage boats, you can select the coverage that best fits your fleet, no matter how big or small. Signal me to learn more.

Whether you own a fleet of vehicles or a single auto that is used as part of your business, find out if Farmers has a commercial auto policy available for you, your employees and your business. Give me a call to discuss liability, collision, comprehensive and uninsured motorist options.

Don't let a lack of coverage spoil your all-terrain adventure. From dirt bikes and dune buggies to snowmobiles and even golf carts, I can provide you with information so you can choose the best policy for your off-road fun. Send me a message to kick your coverage into high gear.

I like this and thought I would share.

A mobile home's needs are different than other homes. The good news is that Farmers® offers property, liability and additional coverages - like debris removal - for mobile homes. I can't personally help clear debris, but I can help you understand your coverage options so you can select the coverage that best fits your needs.


Contractors help keep our homes and neighborhoods beautiful and functioning. If you own a contracting business of your own, give me a call to discuss the property, vehicle and workers compensation coverage options that fit your needs.

[05/06/20]   BNI virtual meeting. Still connecting with other business members and growing our businesses. Ask me how you can join or participate.

[04/22/20]   Visitor day next Wednesday for BNI virtual meeting. Ask me how to attend and promote your business.

[04/22/20]   Happy Earth Day. Who is getting their gardens ready to plant?

Can't wait for some fresh vegetables.

[04/20/20]   Happy Monday. Wishing everyone a little happiness and cheer today.😊🥳

Beth Hortop - Farmers Insurance Agent in Owatonna, MN

Thank you Farmers for helping me support one of the non profit organizations that I support.

Farmers Insurance® Agent Beth Hortop Helps Donate $1,500 to Nonprofit for
COVID-19 Response Efforts

Owatonna, MN (April 17th, 2020) – As communities across the country continue to face unprecedented circumstances in the wake of the COVID-19 pandemic, Farmers Insurance® is granting donations to nonprofits directly related to COVID-19 relief efforts, as nominated by Farmers® agents and district managers across the country.

As millions of people do their part to slow the spread of the novel coronavirus, many nonprofit groups continue to rely on the support of local communities to assist in COVID-19 response efforts. To offer support to her community, Farmers agent Beth Hortop nominated and secured a $1,500 grant for Exchange Club Center for Family Unity, to aid in relief efforts directly related to the current crisis.

“As a Farmers agent it’s a privilege to be able to do my part in helping communities in which we live, work and play with the continued support from Farmers Insurance,” said Beth. “During these extraordinary times, I’m proud to help support a deserving nonprofit with a grant that will enable them to continue to rise to the challenge of battling this pandemic.”

A key component of Hortop years of training and experience is the commitment she feels for the community of Owatonna, which she serves on a daily basis.
The Beth Hortop Agency is open 5 days a week from 8 a.m. to 5 p.m. The office is accessible via phone at 507-451-1168 and email at [email protected]. For more information on Beth Hortop Agency, please visit Contact Beth Hortop, your Farmers Insurance agent in Owatonna, MN 55060, specializing in Auto, Home, Business Insurance and more.

Do you own a restaurant? From food spoilage, fire damage, and employee or customer injuries onsite, it's important to discuss coverage options for your business so you can select insurance tailored to the risks you face in the food service industry right now.

Happy Easter. Stay safe and healthy.

Important message from our CEO

Good News from Farmers Corporate. Reducing April premium by 25%. This is automatic, the insured does not have to do anything to get the reduction.
Watch the link below to get more information.

Customers: We're reducing your April auto insurance premiums by 25%

[04/10/20]   Happy Easter to everyone. We wish everyone to stay healthy and safe. I believe we will appreciate our families, friends and the outdoors much more, once this is over.

We’re providing additional relief to more than 115,000 of our restaurant, office, retail and service business insurance customers through a 20% monthly premium credit over the next two months. This credit will be processed automatically, with no action required from our customers.

Made any significant purchases recently? Just be sure to keep receipts and take photos of high-ticket items to maintain a record of ownership if they're stolen. A little work now for a smoother claims process later.

Here is a riddle to brighten up your day. First person with correct answer will get a lottery ticket mailed to them. Have fun...

The largest diamond is a whopping 1,109 carats. That's about the size of a tennis ball. You may not have any rocks that big to insure, but if you do have a new, blingy purchase you want to cover, shoot me an email and let’s chat.

Loss control helps you understand potential areas of loss or hazard for your business— and helps you establish best practices to try and avoid them in the future. Call me to learn how these services can help you keep your employees safer and save your business money.

Thank you Katie for decorating our windows.

[03/25/20]   We are having our BNI meeting through zoom today!

If you would like to join, let me know.

My Story

As your local Farmers® agent in Owatonna, MN, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance, and so you can choose the best coverage to help protect your family and assets. I have over 12 years of experience in the Insurance Industry to help you better understand your coverage options--whether that's auto, home, renters, life, business insurance or campers, ATV, UTV, boats, motorcycles and more.

Our office is located at 106 N Cedar Ave, right across from the Historic Wells Fargo building downtown Owatonna. Around the corner from us is the Big Apple Pizza and Central Park. Our staff prides themselves on providing the best customer service and getting back to you within 24 hours, if not the same day.

Give me a call at (507) 451-1168 and I'll be happy to answer any questions you might have.

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106 N Cedar Ave
Owatonna, MN

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
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