Insurance & Financial Services
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The loss of an owner can be devastating to a small business. A company-owned life insurance policy may help reduce the financial consequences if such a loss were to occur.
Life Insurance for Business Owners Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
One of the best ways to protect against the financial consequences of a primary wage earner’s premature death is life insurance. However, choosing from the many types of life insurance policies that are available can be a difficult process. In this link a few main categories are described here to help you search for a life insurance policy that is appropriate for you.
What Are the Basic Types of Life Insurance? When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.
Navigating Social Security and Medicare? We have a flip book to help you better understand these often confusing subjects.
Understanding Social Security and Medicare: America’s Retirement Safety Net Social Security and Medicare rules can be complex. To help maximize benefits, it pays to understand your options.
In general, annuities provide safety, long-term growth and income. You can manage how much income and how much risk you're comfortable with. Annuities are a way to save your money tax deferred until you are ready to receive retirement income. They're often insurance against outliving your retirement savings.
Why Do People Buy Annuities? Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.
7 Reasons Why Single People Need Life Insurance
Why Single People Need Life Insurance – Life Happens There are many scenarios when single people need life insurance. Learn about each one and how to get the coverage you need.
Life Insurance - How Much Life Insurance Do You Need?
Providing for your family in the event of your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
Life Insurance How much life insurance would you need to produce a sufficient income stream for your family?
If you have a robust portfolio and like the idea of self insuring for long term care expenses it may be all the more reason to leverage your dollars thru a hybrid life insurance product. Let the insurance company pay the LTC bills. Any remaining benefit balance goes to your family tax advantaged at death. Why wouldn't you?
"One year in a private room in a nursing home costs $105,266 today and is projected to reach $190,122 in 20 years. Even with a robust portfolio, you may have trouble handling such large costs with savings on hand."
Planning for the Rising Costs of Health Care | Morgan Stanley Health-care costs are rising—especially for retirees, and many will need long-term care. Learn the moves you can make to help prepare yourself.
"About half of all Americans make New Year’s resolutions. Along with exercising more and eating better, many people aim to get a better handle on their finances.
If you’re in that camp, we’re here to help. Here are some surefire steps to create a more financially secure future for you and your loved ones."
8 Small Steps Toward Financial Protection – Life Happens Looking to get financially fit this year? If so, these eight steps will help create a more financially secure future for you and your family.
When a couple’s financial priorities don’t line up, money can become a big problem in a loving relationship. In fact, experts have found that money issues are one of the leading causes of divorce. But it doesn’t have to be that way. Here are a few ways that you and your loved one can work together to improve your relationship with money and with each other.
Money Tips for Couples Time to talk about money with your partner.
IFC National Marketing
There are several obstacles to successful retirement planning including not being disciplined to save, saving to spend, and living longer than expected. We can help you create your clients retirement income plans with annuities and life insurance. Contact us today for more information.
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We can virtually assist as you explore options with a wide variety of insurance companies. Its important you find the perfect policy that fits your unique set of needs. Also, there is no need to meet in person. If you prefer we can help you thru the entire process virtually. We will guide you, application thru delivery!
We couldn’t agree more with Brooke Shields on this. Get life insurance today.
Does your life insurance policy have chronic and critical illness benefits? Make sure your current policy has the latest and greatest innovative features. It's a great time to check this out. We can help!
"Remember the Milgram experiment? People are extremely hesitant to speak up when the “authority” tells them they must proceed. How many investors might feel that risks are unnecessary and undesirable, yet are afraid to speak up in the presence of a “financial expert” or a spouse who feels differently?"
“Rule No.1: Never lose money.
Rule No.2: Never forget rule No.1.”
– Warren Buffett 🧐
partners4prosperity.com by Kim Butler | Oct 8, 2012 | 0 Comment “Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett It happens thousands of times a day across America: An investor walks in a brokerage house or financial planner’s office and is handed a brochure that explains their “...
http://www.ifcnationalmarketing.com 800-598-5560 Never before have so many people been a part of the sandwich generation. Most who are members have 3 big fin...
http://www.ifcnationalmarketing.com/ (800) 598-5560 Your business owner clients want to safeguard the future of their family businesses. Their challenge is c...
Would your Agency Profit from a Concierge Relationship? Find out in this 1-Minute Video:
These guys are the best in the business!
Watch this 1-Minute Video to learn: How To Keep the Business or Farm in the Family with Edits.
money.usnews.com A paycheck isn't the only reason to delay retirement.
What Can Indexed Annuites Do For Your Clients? Find out this 1-Minute Video:
Out lunch at the office today was a potluck hotdish throwdown!
And the winner is...???
A wonderful time getting together with our preferred partners at United Life Insurance!!! United Life takes such good care of our clients as such we truly value this relationship. We are excited to share with you the new product offerings United has in the works for late 2019 and early 2020.
We are Ship·shape on our long term care and life insurance planning knowledge. Had the most fantastic meeting environment aboard the Norwegian Cruise Ship - Bliss. Thanks to our valued partners at The Sunderland Group. What a week!
in good order; trim and neat.
"he checked that everything was shipshape"
synonyms:neat and tidy, orderly, well ordered, in (good) order, well kept, spick and span, in apple-pie order, as neat as a new pin, immaculate, uncluttered, straight, trim😉
[04/28/19] Spring is in the air as it's time for new beginnings. Have a wonderful Sunday everyone!
"And healthcare is the main reason for that, with healthcare costs for farmers being $26,000 to $30,000 dollars a year, just to keep the premiums, and as we said, farm income is at about $26,000, those two numbers simply just don't work," said Slunecka.
keyc.com Minnesota farms recorded their lowest median farm income in the past 23 years, based on data tracked by local researchers.
Enjoying the North American Farm & Power Show.. Stop and say hello! FRI - SAT.
bloomberg.com The world’s debt pile is hovering near a record at $244 trillion, which is more than three times the size of the global economy, according to an analysis by the Institute of International Finance.
"People hate to think about bad things happening so they always underestimate their likelihood. They want an authority to tell them how to value things. But they chose this authority not based on FACTS or RESULTS. They chose it because it seems authoritative and familiar."
Irrational exuberance is defined by Investopedia as “unsustainable investor enthusiasm that drives asset prices up to levels that aren’t supported by fundamentals.”
bloomberg.com Jeffrey Gundlach said yet again that the U.S. economy is gorging on debt.
[01/10/19] You want to insure there's a plan in place to provide for your family? Life Insurance allows us to put a plan in place so that our family doesn't have the burden of finaces on top of having to continue on without us. WE CAN HELP.
We can help.
insurancenewsnet.com Life insurance is well-suited to provide liquidity to meet the needs of clients with large estates, making it an important consideration in boomer estate plans.
@ IFC the best crew around. Thanks for the Christmas love Todd, Dave, Dave & Crew.
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Independent Insurance Agency
It's about you, our clients, feeling a greater peace of mind and more confidence about your financial future.
Heinz Insurance Agency Inc Provides Auto Insurance, Life Insurance Coverage, Homeowners Insurance & Renters Insurance, Farm Insurance, And Disability Insu
Auto, Homeowners, Rentes, Health, Life, RV's, Boats.....
We provide great rates and value on auto, home, rental, toy and life insurance policies.
Your AmFam office in Owatonna, MN. Contact us today for a quote and find out how we can meet your car, home, business and life insurance needs
We're your ONE STOP insurance shop. Health insurance questions? Auto insurance costing you too much? We have answers and free quotes (we're friendly too!)
At the Zappa Agency we strive to provide quality products and superior service to our clients at affordable prices.