Ohio Valley Insurance LLC

For all your Insurance Needs! Crop, Home, Auto, Life, Health, Farm, Worker's Comp, and Commercial

It’s one thing to sell insurance. It’s another thing to understand the impact it has on the people it’s designed to protect. That’s why Dan Hardaway started Ohio Valley Crop Insurance in 2003, combining his farming experience with leadership skills and insurance expertise to deliver the service customers expect – and deserve. Since then, Ohio Valley Crop Insurance has continued to expand by hiring and collaborating with additional agents throughout Kentucky, Indiana, and Tennessee. Allan Murray joined the team in 2007 as a crop insurance agent and co-manager of the Owensboro area, bringing his knowledge of crop insurance and production agriculture to the table. Allan was named as a co-owner in 2012. The decision was made in 2013 to expand our product offering from crop insurance to now including property and casualty insurance along with life and health insurance. And in 2014 the Ohio Valley Crop Insurance name was officially changed to Ohio Valley Insurance, with our main office located in Owensboro, Kentucky.

Mission: Experts In the Field


6 Ways Having A Dog Keeps You Healthier

A recent study found that living with a dog can actually improve your immune system. If you have a furry roommate you love, post a photo in the comments below! http://bit.ly/2LfyJdF

medicaldaily.com A dog does more than just provide companionship; it can boost your health, from increasing physical activity levels to lowering stress levels.

Insurance tip: if your teen attends a driving safety school, studies have shown that they will be less at risk for road accidents – and your family’s car insurance rates may go down, too.


Starting a Business After College? Advice for Entrepreneurial Grads

Recent graduates looking to become entrepreneurs could benefit from following some of these tips from Business News Daily. Our favorite? “Cultivate grit.”

businessnewsdaily.com Entrepreneurship is becoming an increasingly popular career choice for college graduates. Here's how to launch a business as a fresh post-grad.

Happy Mother’s Day to all the wonderful moms out there! Thank you for everything you do to keep the world running.

#factualfriday #farminglife #agfact
#ovi #welovefarmers #expertsinyourfield #insurance

Early retirees: what’s their secret to happiness? If retiring at a young age is part of your plan, check out this article. https://on.mktw.net/2VEmkUU

Many people don’t realize that extension cords are intended for temporary use. Overusing or overloading them is a serious fire hazard for your home or business. Learn more here: http://bit.ly/2OsRE2G

Any fuel burning system, such as a furnace or stove, can produce deadly carbon monoxide (CO). Installing a CO alarm is great, but also have a professional check your fuel-burning systems and appliances each year.

Taking a walk in the Spring sunshine can have incredible benefits for your overall health and mood. Grab a buddy and find a walking trail near you: http://bit.ly/2FHj2qQ

#family #familyfirst #ovi #farming #familyofagents #ourfamilyprotectingyourfamily #insurance #welovefarmers

Taxes stressing you out more than usual this year? Practicing simple self care can go a long way in relieving the side effects of stress and anxiety. http://bit.ly/2WnXZiG

Even if you think an area is safe, never leave personal property or valuables in plain view inside your car. This could give thieves motivation to break in!

Spring is here, which means it’s time for boat owners to start prepping your craft for its first launch of 2019. Use this checklist to de-winterize your boat so you can ride the waves safely. http://bit.ly/2FGaT62

Thanks to the crew at Nutrien in Waverly Ky for the invite to the Fish Fry Friday - Great turn out !!

Home protection tip: It is always a good idea to have your roof inspected after winter ends. The freezing and thawing can create damage in places you may not even realize.

Independent agents don’t just sell insurance – we provide advice and expertise to help you manage risk in your home, business, and more.

The Owensboro Messenger-Inquirer

Way to go Ohio County!

There was no better place in the state than Ohio County to grow corn and soybeans in 2018. According to the U.S. Department of Agriculture's National Agricultural Statistics Service (NASS), Ohio County reached an average of 202 bushels of corn per acre and 59.6 bushels of soybeans per acre — both tops in the commonwealth. It was also the only county to average above 200 bushels of corn per acre.

Here are our winners to our Hoodie photo contest - we picked 11 instead of 10 - thanks to all you submitted photos

Jordyn Taylor Trogden
Jenny Glenn
Valerie Kay Bobo
Melanie England
John Summer
Sara Boehman
Carrie Wright
Kathy Hampton
Deanna Tomes
Jamie Glenn
Andrea Schwartz Williford

Please go by your nearest OVI office this week any day after Wednesday to pick up your gift card ! Or call 270-683-3336 & we will mail it to you

Thanks Again !

Happy April Fool's Day! Just a friendly reminder to keep your pranks fun, safe, and claims-free!

Spending time in nature can help to reduce stress and improve your mood. Today is unofficially known as “Take a Walk in the Park Day,” so get out there and enjoy the benefits that sunshine and birdsong have to offer!

Thanks to Nutrien in Owensboro Ky for the invite to today’s Fish Fry - It’s Time to FARM !!

#family #ovi #welovefarmers #farminsurance #expertsinthefield #expertsinyourfield

With Q1 wrapping up, it is beneficial to reflect on the progress you made and use those insights to create your goals for Q2. Take stock of how you’ve grown, and talk with your insurance agent to make sure your business stays fully covered! http://bit.ly/2VjhtEI

Special Happy Birthday to the most cheerful, funny, and caring co-worker!

We love you and appreciate all you do for us in the P&C Department!

Happy Birthday Jill Humphrey!


Dave's Most Popular Money-Saving Tip

Do you like to save money? We do!

One is Dave Ramsey’s favorite tips is to shop for insurance!

At Ohio Valley Insurance, we offer a wide variety of coverages that are customizable to you and your personal needs. Call us today for your home, auto, farm, business, and life quotes. We love helping YOU!

#independentagent #expertsinthefield #ovi #familyofagentsprotectingyourfamily


daveramsey.com Check out Dave's most popular money-saving tip—how to save hundreds (and even thousands) of dollars on insurance.

Thank you Stanley Crop Service for the Fish Fry Invitation had a ball !

Not sure whether term life or whole life insurance is best for your needs? Consider the reason why you are purchasing life insurance in the first place. If you are looking to have a safety net for your family during the years your children are growing up, term life is likely best. If you wish to leave behind an inheritance, look at purchasing a whole life policy, which accumulates cash value.



WOW... Do not forget the struggle farmers and ranchers face in this unprecedented flooding. Dubas Equipment LLC in Fullerton, Nebraska, shared this video of an inventive effort to save the life of a cow stuck in the mud.

Insurance reminder: smoking can significantly increase the cost of your life or health insurance policies, depending on your plans. By quitting, you can lower the cost of your premiums along with decreasing your risk of health problems later on. Here are some helpful tips to use if you’re ready to start kicking the habit: http://bit.ly/2Exf6bY

Entry’s in our hoodie contest so far 3-20-19 - keep them coming

[03/19/19]   With Hoodie season winding down & Tshirt weather coming let’s have a little contest -
Ohio Valley Ins Photo with a hoodie contest
1- Insert Photos - ( of your or a family member or Freind in your Ohio Valley hoodie)- on the Comment line below please

2- Contest starts 3-19 ends 4-1

3- Winners will be drawn at random on 4-1 - winners notified through Facebook

4- Their will be 10 people drawn at random for prizes

5- you post everyday each photo is one entry - do not duplicate photos please

Cover us up with good pics please
Thanks Allan

Wishing you a happy (and lucky!) St. Patrick’s Day, whether you’re Irish or not!

Your living situation may be temporary, but the value of your personal belongings is forever. If you pay rent directly to a homeowner, remember that your personal property will not be covered under their home insurance. Adopting your own renter’s policy will ensure your belongings are properly covered.

Many single people in their 20s and 30s wonder if they need life insurance despite their single status. The answer is yes! In the unfortunate event of an early death, life insurance can help your loved ones cover the cost of your funeral, student loans, mortgage, and other debts. In fact, when you are young and healthy is the ideal time to purchase life insurance, since it often becomes more expensive as you age.

[03/14/19]   Our People !

It can be so tempting to skip an oil change; you’re busy and it’s difficult to find the time. However, missing this maintenance milestone risks the health of your vehicle and may result in the need for costly repairs. It’s important to remember that if you do find yourself facing a high dollar repair, your auto insurance will not cover repairs needed due to maintenance negligence.

March is National Nutrition Month! Celebrate by adapting some healthier eating habits - your body will thank you in the long run.

Conducting regular maintenance is a good way to ensure your home will remain safe and comfortable for years to come. Go beyond basic spring cleaning with these tips to keep your house in tip-top shape. http://bit.ly/2ExBthr

The unseen dangers can often be the most serious. If you are not taking your business’s cyber security seriously in 2019, you’re making a mistake. There are steps you can take to assess the risks you may be facing:

Come check us out today at home & garden show in Owensboro Ky today

Farmers Mutual Hail Insurance Company of Iowa

Good added pricing product

Interested in strengthening your MPCI coverage? Learn more about how to use RAMP to maximize your crop insurance.

Maybe you went to the gym and stuck to your diet for a while, but it wasn’t long enough. It’s not too late to make good on your New Year’s Resolution to get healthy! Let this be your sign to get back on track!

Friendly auto reminder: Make sure you are changing your air filter between 15,000 and 30,000 miles, and more often if you do a lot of driving on dirt roads.


Ergonomics Improve Productivity - business.com

You value your employees and appreciate the work they do. Give back to them by creating an ergonomic workspace - it can reduce workplace injuries and encourage productivity!

business.com Learn more about how workplace ergonomics can increase productivity and employee happiness.

Looking for something a little different than your usual trip to the gym? Try yoga! The ancient practice has fantastic benefits for both your physical and mental health! Find out more about the different types of yoga in this article: http://bit.ly/2RNXCzd

Want your business to be the top-listed Finance Company in Owensboro?

Click here to claim your Sponsored Listing.

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2510 Tamarack Rd
Owensboro, KY

Opening Hours

Monday 08:00 - 16:00
Tuesday 08:00 - 16:00
Wednesday 08:00 - 16:00
Thursday 08:00 - 16:00
Friday 08:00 - 16:00
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In accordance with the US Securities and Exchange Commission rules, a "Like" should not be interpreted as an endorsement of the firm or its advisors.

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