Patrick Winchell - Mortgage Consultant

Take charge of your homebuying dreams. I will help you get the high home loans combined with some of the lowest mortgage rates in all of Nevada.

Working with New American Funding, a Direct Lender, I consistently deliver unparalleled service, aggressive pricing and the fastest turn times in the industry. Our Mission: At New American Funding, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We are an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close loans fast. Licensing and Disclosures www.newamericanfunding.com/licensing.aspx www.newamericanfunding.com/disclosures.aspx *The views expressed on this site are those of the individual author and do not necessarily represent those of Broker Solutions, Inc. dba New American Funding (NMLS#6606)

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How to Get Pre-Approved for a Home Loan

Did you know getting pre-approved is the first step in the homebuying process? Learn more here: http://bit.ly/30pbx0K

newamericanfunding.com If you’re considering getting a new home loan, getting pre-approved should be the first step in your homebuying process. With a mortgage pre-approval, your lender will look at your income, any debt that you may have and check your credit score.

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Mortgage Calculator | New American Funding

Are you looking to buy a home? Maybe you need to refinance your current property? Estimate your monthly mortgage beforehand with our New American Funding mortgage calculator: http://bit.ly/35RyOcI

newamericanfunding.com Use our mortgage calculator to see what your monthly payments could be including taxes, interest, down payment, and mortgage insurance.

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2020 Housing Market Forecast

While the future may be cloudy, there is a way to win in a variety of economic outcomes. How you may ask? Check out how you can benefit in 2020 whether interest rates stay the same or if they change. #housingmarket http://bit.ly/3aav3Cq

newamericanfunding.com With all sorts of trends, signs, and predictions for what 2020 may hold for the housing market, one thing is for sure: there is no way to absolutely know what’s ahead.

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New ★★★★★ 5 Star SocialSurvey Review by Kimberly T.

Patrick and his team were awesome! I highly recommend him for a new or refinance of a house! I can't wait to refinance again!

socialsurvey.me Click to see all 228 reviews of Patrick Winchell, Area Manager | NMLS #370156

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New ★★★★★ 4.7 Star SocialSurvey Review by Craig W.

The support and service was great. There were no problems getting my loan on time.

socialsurvey.me Click to see all 227 reviews of Patrick Winchell, Area Manager | NMLS #370156

New American Funding

Jason Obradovich, Chief Investment Officer for New American Funding, is back with today's #MortgageRundown. After an exciting 2019 and watching interest rates drop 125bps from high to low, the beginning of 2020 has rates holding relatively flat. As the year takes more shape, we could see interest rates move up or down. Watch the full video to learn more. http://bit.ly/2QBPAZ0

Jason Obradovich, Chief Investment Officer for New American Funding, is back with today's #MortgageRundown. After an exciting 2019 and watching interest rates drop 125bps from high to low, the beginning of 2020 has rates holding relatively flat. As the year takes more shape, we could see interest rates move up or down. Watch the full video to learn more.

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New Conforming Loan Limits for Conventional Loans in 2020

Those looking to buy a home or refinance their existing property should take note of these important changes to Conventional loan limits. http://bit.ly/39OrrG7

newamericanfunding.com As we begin the year, those looking to buy a home or refinance their existing property should take note of some important changes to Conventional Loan limits.

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New ★★★★★ 5 Star SocialSurvey Review by Torry J.

Patrick is my go-to lender, the best in the business. I wouldn't think of taking my clients' business elsewhere.

socialsurvey.me Click to see all 226 reviews of Patrick Winchell, Area Manager | NMLS #370156

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What is an Energy Efficient Mortgage?

Looking to live a greener lifestyle in the new year? Maybe it’s time you looked into the advantages of owning an energy-efficient home. http://bit.ly/2FgRqYQ

newamericanfunding.com Are electric bills becoming a growing concern? Looking to live a greener lifestyle in the new year? Want to save some money with an energy-efficient home?

Happy New Year Everyone! #newyear2020

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New American Funding: 2019 Year in Review

2019 has been a record-breaking year to finish off an outstanding decade at New American Funding. 2020, bring it on! https://youtu.be/0Aka5zgF7Vo

Oh, what a year it's been! Breaking records, receiving new awards and accolades, and enjoying countless events across the nation, 2019 has been a record-brea...

From my family to yours, Merry Christmas! #christmas2019 #midpacificregion #happyholidays

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New ★★★★★ 5 Star SocialSurvey Review by David M.

Patrick is simply outstanding! He returns calls quickly, always positive and explains what is going on, where the problems might be and always has a plan. He stays in touch, staff is incredible and he makes other lenders support and communication pale in comparison.
He says what he is going to do and does what he says and in the very rare case if there is a goof up, takes responsibility.

True professional, if only other lenders would follow his lead the industry would be so much better.

socialsurvey.me Click to see all 225 reviews of Patrick Winchell, Area Manager | NMLS #370156

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Profile of the Millennial Home Buyer

#Millennials will have a huge impact on the housing market for the next decade. Do you know how to best serve them? http://bit.ly/34vH3KJ

newamericanfunding.com Due to their massive size, millennials have proven disruptive in many industries, and real estate is no exception.

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Mortgage Rundown: 2019 Year in Review

Jason Obradovich, is back with the last #MortgageRundown of the decade! What a year it has been! This year went from expectations of higher rates to near-record lows. Watch now for a recap on all that has happened in 2019.

https://youtu.be/XETXor8g_CI

Jason Obradovich, Chief Investment Officer for New American Funding, is back with the last Mortgage Rundown of the decade! What a year it has been! This year...

A little Monday motivation to get this week started! #mondaymotivation #midpacificregion #teamwork

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How Do Gift Funds Work?

Trying to buy a house but don't have enough money for a downpayment? A little financial help from a family member or a friend can go a long way. Learn more here: https://youtu.be/hY6X0z3j0XE

Trying to buy a house but don't have enough money for a downpayment? A little financial help from a family member or a friend can go a long way. Learn more h...

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Does Your Dream Home Require a Jumbo Loan?

So your dream home is valued at more than what a traditional #loan may permit. No worries, there's a solution for that - learn more about #JumboLoans here: http://bit.ly/38uZ0wk

newamericanfunding.com So, you found the home of your dreams. However, it’s valued at more than what a traditional loan may permit. No worries. There’s a unique solution for that—it’s called a Jumbo Home Loan and you can learn more about it here.

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Wishing For a New Home This Holiday Season?

There is no place like home for the holidays! Give me a call today. #holidayseason https://youtu.be/t_PjeBq40eY

There is no place like home for the holidays! Let New American Funding make your home dreams come true. Give us a call today or apply here: http://po.st/appl...

Did you hear? FHA Increased Loan Limits! Get started on your homeownership journey today. Contact me today! #loanlimits #homeloans

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What Should You Consider When Buying a Home?

What Should You Consider When Buying a Home? Learn more here. #homebuying https://youtu.be/jMOZhcm8biw

It is important to consider everything that you want in a home and what means the most to you. Learn more here: http://po.st/WhatToConsider . Location, schoo...

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What to Know about Closing on a Home

From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals. Let's take a look... #homeclosing http://bit.ly/34MKwWr

newamericanfunding.com From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals.

We can all make a difference, even when we don't think we can. #MondayMotivation

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Why Are Building Codes Important?

Why Are Building Codes Important? Learn more here: #homeownership http://bit.ly/2XZK1Wb

newamericanfunding.com Being a homeowner means protecting your investment and making sure repairs and remodeling to your property are done correctly.

Remember to get pre-qualified before you go shopping for a new home! 🏡 #blackfriday #midpacificregion #shopping #newhome #prequalified #dreamhome

We hope you enjoy your family and friends. Happy Thanksgiving! #happythanksgiving

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What is a Home Equity Line of Credit and How Can It Help Me?

If you’re a homeowner and you need some extra funds to cover expenses, there’s a solution you may not have considered—a Home Equity Line of Credit (HELOC).

What is a HELOC? Learn more here: #homeowners #homeownership http://bit.ly/34sTR5r

newamericanfunding.com Sometimes you need some extra cash—whether it’s for contributing toward your child’s college tuition, paying off credit cards or medical bills, remodeling your home or taking that dream vacation.

Great News for future home owners! The Federal Housing Finance Agency announced Tuesday that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than $510,000. In most of the U.S., the 2020 maximum conforming loan limit will be raised to $510,400, up from 2019's level to $484,350.

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Buying a House in the Winter

Though it may not be a traditional time to purchase a property, buying a home in winter may be the right opportunity for you and your family. #homebuying #winterseason http://bit.ly/34ndsnM

newamericanfunding.com Though it may not be a traditional time to purchase a property, buying a home in winter may be the right opportunity for you and your family.

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Mortgage Rundown: November 21, 2019

Jason Obradovich is back with today's #MortgageRundown. The Fed dropped its benchmark rate 25bps to the range of 1.50 to 1.75%. This is the third meeting in a row that we've seen the Fed drop interest rates, meaning we may not see any movement at the next one. Watch the full video! https://youtu.be/6cho0XQ7V9M

Jason Obradovich, Chief Investment Officer for New American Funding, is back with today's Mortgage Rundown. The Fed dropped its benchmark rate 25bps to the r...

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Mortgage Myth: Renting is Always Cheaper Than Buying

While it may seem like renting is always cheaper than buying, owning a home could mean more money in the bank down the line. #MortgageMyth #mortgageloans #midpacificregion
https://youtu.be/9yCD3Bd-YQU

While it may seem like renting is cheaper than buying, owning a home could mean more money in the bank down the line. Learn more here: http://po.st/MythRentI...

Never give up! #MondayMotivation

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Black Friday Home Remodeling

Black Friday is known for its extreme shopping deals, but did you know it’s actually an opportunistic time of the year for not only shopping for gifts, but also for saving on home remodeling projects? #blackfriday2019 #midpacificregion http://bit.ly/2CLxdcf

newamericanfunding.com Black Friday is known for its extreme shopping deals, but did you know it’s actually an opportunistic time of the year for not only shopping for gifts, but also for saving on home remodeling projects.

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Mortgage Myth: Mortgages are the Same Everywhere You Go

While all lenders offer financing options, there are significant differences with their products, rates, and fees. Learn more here: https://youtu.be/KQFL1t65iDw #mortgageloans #midpacificregion

While all lenders offer financing options, there are significant differences with their products, rates, and fees. Learn more here: http://po.st/MythSameMort...

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New ★★★★★ 5 Star SocialSurvey Review by Michael M.

pat was there all the way to the end and more

socialsurvey.me Click to see all 220 reviews of Patrick Winchell, Area Manager | NMLS #370156

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Better Business Bureau Honors New American Funding with International Torch Award for Ethics

Congratulations to New American Funding on being recognized by the Better Business Bureau | US with the International Torch Award for Ethics! #NAFFamily #hardworkpaysoff https://youtu.be/BBat9iH9AEs

What an absolute honor it is to be recognized by the Better Business Bureau with the International Torch Award for Ethics. New American Funding is proud of t...

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Patrick Winchell Area Manager | NMLS #370156 Reno Double R New American Funding Mortgage Professional Reviews

Even with all the problems (seller responsibility) Patrick was very professional and wanted to get the job done. We appreciated him and all his hard work.

socialsurvey.me With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

Thank you to all who have served & sacrificed so much for our country. Your selflessness will never be forgotten. 🙏🏼🇺🇸 #VeteransDay #Veterans #HardWorkPaysOff #LoveOurVets #NewAmericanFunding

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Qualified vs. Non-Qualified Mortgage Loans: What’s the Difference?

Qualified Mortgage (QM) loans or Non-Qualified (Non-QM) loans? This quick review will give you a better idea of what each type of loan has to offer. #mortgageloans http://bit.ly/33yCUGc

newamericanfunding.com Looking for a loan but don’t know where to start? Have a non-traditional source of income and you’re not quite sure if you qualify for a typical loan?

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What is Home Equity?

Considering it affects your borrowing power in so many ways, let’s take a look at some essential points about equity! #homeloans #equity http://bit.ly/2WRhimc

newamericanfunding.com When it comes to home loans, you’ve probably heard the term “equity” on more than a few occasions, and you might have just as many questions. Fortunately, we have plenty of answers.

Monday is the perfect opportunity to start fresh and start strong! #MondayMotivation #MondayMood

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Understanding Debt-to-Income Ratio

In addition to your credit score, your debt-to-income (DTI) ratio plays a crucial part of your overall financial health. #dti #finances http://bit.ly/2PErtJc

newamericanfunding.com In addition to your credit score, your debt-to-income (DTI) ratio plays a crucial part of your overall financial health when you apply for a mortgage.

Happy Halloween! #midpacificregion #halloween

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Patrick Winchell Area Manager | NMLS #370156 Reno Double R New American Funding Mortgage Professional Reviews

I love working with the ladies at New American Funding. They get things taken care of right away and make it stress free!

socialsurvey.me With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

newamericanfunding.com

6 Reasons to Check Your Credit Report and Score Regularly

Most people don't think twice about their credit score unless they are getting ready to apply for a loan. Check out our reasons for why you should be checking your #CreditScore regularly. http://bit.ly/2WubU8b

newamericanfunding.com If you’re like most people, you probably don’t think twice about checking your credit score, unless you’re getting ready to apply for a new credit card or even a loan. In fact, there are even people who never check their credit scores.

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Location

Telephone

Address


10785 Double R Blvd, Ste. 102
Reno, NV
89521
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