Nestor R. Santamaria, JR - Fairway Independent Mortgage Corp.NMLS#678459

Fairway Independent Mortgage Corporation FIMC NMLS#2289 Nestor Santamaria Equal Housing Lender

Branch Phone number: 775-351-9799 Loan Officer NMLS# 678459 Licensed NV Mortgage Lender 775-321-1360 Office 775-321-1361 Direct 775-351-9799 Cell

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Fairway and AWI Help an Austin, Texas Veteran

Which branch of the military most interests you, and why?

nestorsantamaria.com A Fairway Independent Mortgage Corporation branch in Austin, Texas partnered with the American Warrior Initiative (AWI) to honor a local U.S. veteran with a grant. Along with making a donation, the branch held a residential housing “boot camp” to train real estate professionals and mortgage plan...

[05/07/19]   Do you rent a home or do you own a home?

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Credit Scores Explained

nestorsantamaria.com A credit score is a three-digit number that determines your creditworthiness and measures how likely you are to repay a loan on time. Your credit score is based upon your history of repaying debt, and factors heavily into lenders deciding if you are responsible about paying your bills on time. The h

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Starting A Garden

What is your idea of the "perfect" garden?

nestorsantamaria.com As the weather is warming up, you are likely beginning to see flower and vegetable gardens being planted — and you may be wondering how to start one yourself. Spring is a wonderful time to start a garden so you can watch your plants grow throughout the season. Follow these simple steps for creatin...

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Marketing Tips for Open Houses

nestorsantamaria.com The spring market is here, making now the perfect time to ramp up marketing techniques and drive traffic to your open houses if you are a real estate agent. With mortgage marketing in its current competitive state, it’s important to make sure you are differentiating yourself from other agents. Fol...

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Invest In Real Estate To Build Wealth

How old were you when you purchased your first home?

nestorsantamaria.com A study by the Urban Institute found that those who purchase a home before age 35 could be in a better position to retire by age 60. While the most recent Home Buyer and Seller Generational Trends Report from the National Association of Realtors states that millennials make up the largest group of h

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Fairway and AWI Honor A Philadelphia Veteran

nestorsantamaria.com Fairway Independent Mortgage Corporation recently partnered with the American Warrior Initiative to host a United States Marines veteran in the Philadelphia, Pennsylvania area. Along with this event, Fairway held a residential housing “boot camp” to train real estate professionals and mortgage p...

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Spring Cleaning the Exterior of Your Home

What is on your spring cleaning to-do list?

nestorsantamaria.com Spring is a time of renewal. The grass will become greener, daffodils and tulips will start popping up, and vibrant colors will replace the gray of winter. As the weather begins to warm up, we have an excellent opportunity to spend some time outdoors, cleaning the winter away. With a little elbow gr

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Three Reasons to Refinance with Fairway

nestorsantamaria.com Interest rates are low nationwide, making it an excellent time to refinance your home mortgage loan. If you have not refinanced in the past two years, you could be saving hundreds of dollars per month on your mortgage payment with the right home loan. Here are three great reasons why you should t

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Federal Reserve Expects No Mortgage Rate Increases for 2019

With interest rates holding steady, who can I help find their dream home?

nestorsantamaria.com The Federal Reserve has left interest rates unchanged while trimming the number of this year’s predicted rate increases from two to zero. The decision to keep interest rates the same — based on a unanimous vote by the U.S. central bank in late March — was somewhat expected, despite earlier pro...

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Home Selling Trends and Tips for 2019

Have you sold a home? What tips would you add to this list?

nestorsantamaria.com Housing forecasts for 2019 predict more millennial buyers, rising mortgage interest rates and increased inventory, among other things. Standing out from the crowd and marketing homes correctly will be important this year in home sales. Those planning on listing their home should work closely with th

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How to Clean Your Refrigerator

**Please Read***

nestorsantamaria.com Your refrigerator is your kitchen workhorse. It is one of the hardest working appliances in your home and the one that is never able to rest. And, while subject to spills and overcrowding and also sometimes housing expired items, your refrigerator is likely covered in more germs than you realize. Ta

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Home Staging Design Trends

How did you know your home was "the one"? What made you feel connected?

nestorsantamaria.com Seventy-seven percent of buyers’ agents say staging makes it easier for buyers to visualize a property as their future home. While staging a home is never guaranteed to make it sell faster, this process certainly presents the home in a more flattering light and can pique the interest of potential ...

[03/05/19]   Thank you! I just got another one of these. I feel so lucky! :) Thank you for giving me the opportunity to serve! ;)

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Real Estate Agents Are Key to Selling Your Home

** Please read ** Sell your home.

nestorsantamaria.com Being able to sell a home comes from a combination of market knowledge, excellent marketing, good advice and finding the perfect buyer. Luckily, a good real estate agent will help you easily navigate the process and provide you sound advice along the way. Why is it important to hire a real estate

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Practical Uses for Your Tax Refund

https://www.nestorsantamaria.com/practical-uses-for-your-tax-refund/

nestorsantamaria.com April 15 is the 2019 tax deadline in the United States. Americans expecting tax refunds may be starting to consider how to spend their extra money. Rather than using your tax refund for an impulse purchase, why not plan a practical use of the money? Here are some awesome ways to invest wisely. Ma

[02/20/19]   Thank you for trusting always in my Services. I know you have a choice. Thank you for being your choice! :)

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Benefits of Home Security Systems

What's your favorite brand or type of home security system, and why?

nestorsantamaria.com Did you know only 17% of homes in the United States are armed with a home security system? However, home functionality is beginning to change thanks to a new wave of smart home systems such as Amazon’s Alexa, Google Home and Nest. According to a report by NextMarket Insights, the number of people ...

nestorsantamaria.com

Practical Uses for Your Tax Refund

nestorsantamaria.com April 15 is the 2019 tax deadline in the United States. Americans expecting tax refunds may be starting to consider how to spend their extra money. Rather than using your tax refund for an impulse purchase, why not plan a practical use of the money? Here are some awesome ways to invest wisely. Ma

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Happy Valentine's Day!

Happy Valentine's Day! How are you celebrating?

nestorsantamaria.com This Valentine’s Day, I want to take a moment to thank you for entrusting me with your homebuying and refinancing needs. Purchasing a home is a special time in a person’s life, and I am grateful to be a part of that process with you. If anyone you know is looking to buy or refinance a home, I pr...

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Tips To Improve Home Security

What other home security tips do you recommend?

nestorsantamaria.com Protecting one’s home, family and belongings is a primary concern for most homeowners. However, installing a fancy alarm system can sometimes be costly. How can you increase the security of your home without breaking the bank? Here are some simple tips: Automatic lights – Putting smart lightbulb...

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Smart Home Products That Provide Safety

Which smart home products have you tried?

nestorsantamaria.com The popularity of smart home technology is on the rise across the United States, offering users not only convenience but also safety. While these items sometimes come with an upfront cost, the investment in home safety is priceless. Here are some popular smart home appliances that provide enhanced p

nestorsantamaria.com

Smart Home Products That Provide Safety

Which smart home products have you tried?

nestorsantamaria.com The popularity of smart home technology is on the rise across the United States, offering users not only convenience but also safety. While these items sometimes come with an upfront cost, the investment in home safety is priceless. Here are some popular smart home appliances that provide enhanced p

nestorsantamaria.com

Prevent Frozen Pipes This Winter

**Read*** Do not let it happen to you. Take precautions.

nestorsantamaria.com When outdoor temperatures begin to fall, the risk of freezing and bursting pipes rises dramatically. In fact, according to the Insurance Institute for Business and Home Safety, busted pipes are one of the most common causes of property damage in the winter months. The highest-risk pipes are generall

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Fairway Ranked #5 for VA Loan Volume

Has a VA loan ever helped you or anyone you know? Tell the story!

nestorsantamaria.com The U.S. Department of Veterans Affairs has ranked Fairway Independent Mortgage Corporation #5 for total VA purchase loan volume in the fiscal year 2018. Fairway completed 8,988 VA purchase loans and amassed $2,368,520,823 in VA purchase loan volume. We love our military families and work to supp

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Fairway Funds $26.5 Billion in 2018

Tag someone you know who is interested in purchasing a home or refinancing their current home this year.

nestorsantamaria.com Thank you to the fantastic team at Fairway Independent Mortgage Corporation and everyone who has entrusted us with your home loan. I am proud to announce that Fairway funded $26.5 billion in home loans in 2018, helping more than 110,111 homeowners along the way. We look forward to great things fo

Go Fairway Independent Mortgage Corporation! :)

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Declare Independence From Debt!

** please read *** 20 payments or 1 payment - life is that simple. Call me now! :)

nestorsantamaria.com Staying within your budget and true to your convictions to pay off debt can be difficult, but Fairway has outlined some simple and effective ways to delete debt and move toward a stronger, more financially stable future. While over the past four years, Americas household debt has fallen by $833 b

**VA Loans** Read about it!

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Review Your Mortgage to Achieve Financial Goals

**Please read**

nestorsantamaria.com I would love to help you reach your financial goals in the coming year. By scheduling a mortgage checkup with me, we can discuss your current situation as well as your goals for the future. There are many questions we will go over to understand if it is a good time for you to purchase a new home or

nestorsantamaria.com

Fairway and AWI Honor a Georgia Veteran

How many veterans do you personally know? Where have they served?

nestorsantamaria.com A Fairway Independent Mortgage Corporation branch in the Atlanta, Georgia area partnered with the American Warrior Initiative (AWI) to honor a local U.S. veteran. Along with a donation, the Fairway branch held a residential housing “boot camp” to train real estate professionals and mortgage plan...

nestorsantamaria.com

Prepare Your Furnace for Winter

What is your system for remembering to change your air filters?

nestorsantamaria.com As the weather turns colder, you will want to make sure your furnace is working properly and ready to heat your home. Sediment buildup can cause a heating system to work less efficiently and become a fire hazard. You can prevent this by cleaning your furnace annually and taking the following steps:

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Credit Score Resolutions for The New Year

When was the last time you checked your credit score?

nestorsantamaria.com The new year is the perfect time for resolutions in all aspects of life. Many people start out making fitness goals, monetary goals, personal goals and more. For those whose 2019 resolutions include purchasing a home, we offer some excellent resources. When you are looking to buy a new home, your

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Avoid These Budgeting Blunders

To my sphere of influence: What budgeting tips do you have? Go!

nestorsantamaria.com Creating a realistic household budget is the best way to keep your finances in check. While there is no formula to creating the perfect budget, there are some budgeting blunders that you can avoid. By following these tips, you can make managing your finances simple and stress free: Setting a budg

Thank you Juan Diaz! Amazing massage day!! For insurance needs!! All referral partners lives matter! Happy New Year!!!

#FairwayFaceToFace

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Wishing You a Happy New Year

What are your New Year's resolutions?

nestorsantamaria.com I would like to take a moment to sincerely thank you for allowing me to help with your mortgage needs, and I want to wish you and your family a healthy and happy new year! If I can be of service to you or someone you know with home loan questions in 2019, I would love to hear from you. Happy

[01/01/19]   It's after 5pm Dec. 31, 2018. It's almost time to leave the office. Before I do that, I'd like to say, "Thank you" to all my referral partners. Thank you to everyone that trusted me with their mortgage needs. Everyone had a choice. I am glad that I was your choice. 2018 was a great year. It opened up an opportunity to learn more about my job and business. Thank you all for your support year after year. I could not close this year knowing that I have you all to thank for. Next year will come tomorrow. 2019! Here we come. Stronger and more knowledgeable than ever. Happy new Year! #ToVictoryAlways!

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Quick Facts That Determine Your Credit

****Read this*** New years resolutions: Gym, walk more, eat better. How about improve your credit score?

nestorsantamaria.com Credit scores are calculated using several pieces of data in your credit report. It takes time and effort to build a great credit score; however, the higher your score is, the more likely you are to receive good rates and lending options. When reviewing your credit score, it is important to also

Nestor R. Santamaria, JR - Cardinal Financial Company NMLS# 678459

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Fairway Ranked One Of The Best Military Lenders

Know a military family looking to buy a home? Share this with them!

nestorsantamaria.com National Mortgage Professional Magazine has named Fairway Independent Mortgage Corporation one of the best military lenders for 2018. At Fairway, we are proud of the care we take in serving those who have served our country. If you or anyone you know is interested in a VA home loan, call me!

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Fairway Is an Outstanding Partner to Real Estate Agents

Share how you felt on the day you were handed the keys to your home :)

nestorsantamaria.com Fairway Independent Mortgage Corporation’s Mortgage Planners provide our real estate partners with excellent service, superior communication and complete commitment to clients. We will work with your customers to help them select the best loan program and financing options to fit their future fina...

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How to Safely Dispose of Your Holiday Tree

Please share a pic of your holiday tree before you take it down!

nestorsantamaria.com As the end of the holiday season approaches, you may be wondering about the best way to dispose of your holiday tree. It is important to remove your tree from your home before it becomes too dry, since dry trees are much more likely to cause house fires. Follow these simple steps to safely and ea

nestorsantamaria.com

Hosting Last-Minute Guests for the Holidays

Who are you excited to see over the holidays?

nestorsantamaria.com Nothing is more magical than sharing the holidays with your family and friends, but last-minute preparations can be stressful. If you are hoping to make entertaining easier and your guests feel comfortable, try these quick tips: Towels – If several people are sharing a bathroom, set out different

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5605 RIGGINS CT., SUITE 103
Reno, NV
89502

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