The Montoya Mortgage Team

Our goal is simple: Help you #OwnYourFuture

Guild Mortgage upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets, Guild has remained steadfast in its mission to provide affordable home financing, unsurpassed service, and a dedicated workforce to meet our customers’ needs.

The Montoya Team has been helping CA and NV home owners obtain affordable and responsible mortgage financing for over 8 years. Having funded over $11 Million in closings in 2011, we pride ourselfs on our three promises. 1- We will close on Time: With todays real estate sales and refinancing now more than ever, it's important we close on time or sooner as failure to do so can result in money lost, literally. 2- We pro actively communicate with you: One of the biggest consumer complaints is not knowing how their loan is going. Are we approved? Can I give my 30 day notice? When do I sign? We take the guessing out of the experience by keeping you in the loop through our Tuesday updates. No more guessing, just clear and open communication! 3- We guarantee our closing fees: The old bait and switch. You're promised one thing and are not given that promise. We hate surprises, so upfront you'll know exactly what your payment, and cash to close is. If our mortgage fees are higher than what we told you, we pay the difference. We thank you for visiting our page and look forward to an opportunity in earning your trust and business. J. Montoya

Guild Mortgage Mountain West: Make Guild Your Home

📣 The numbers are in.. and we are so proud of our 38 Mountain West top performers for making Guild's Top 100 in October! Thank you for all your hardwork and helping over 2,100 families achieve homeownership this month. 💯🏠 #GuildItsOurTime
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Lizy Hoeffer Irvine Becca Green, Loan Officer Michael Bowen
Karen's Team, Guild Mortgage The Maggert Team Shayla Gifford Danell Riggs, The Riggs Team Amber Coleman, Loan Officer Sonnet Mouritsen - Loan Officer
@DebbieSecordLoanOfficer The Montoya Mortgage Team Patrick Langhans
Amanda Rea, Senior Loan Officer, Guild Mortgage The Kyte Team with Guild Mortgage Company NMLS #263661/3274 The Sanders Brown Team The Cushing Team of Guild Mortgage Tom Stone Brian Manning, Guild Mortgage Yurovchak Mortgage Team NMLS #611756 The Kirsch Team at Guild Mortgage Brett Green with Guild Mortgage Company Joseph Small - Loan Officer - Guild Mortgage Chantry Abbott Ross Barrett The Kovarik Team - Guild Mortgage Rush Team - Kyle Rush Aaron Gordon Team Hansen with Guild Mortgage Company Melissa Figueroa - Guild Mortgage Sharon Campbell The Bowen Team at Guild Mortgage Katie O'Halloran Rice Chris Magnotta Jan Hassell, Carmine Russo, Tara Gonzalez Jennifer Cox Loan Officer at Guild Mortgage Company The Wooding Team - Guild Mortgage Company Debbie Secord and Emily Magill

We read the most interesting @usatoday article today! 🎃 👻

A survey conducted by the Clever Real Estate found that future homeowners were more willing to live in a "haunted" house than to live near a highway or a former meth lab.

And

Respondents with paranormal experiences were 13 times more likely to pay more for a home if it’s haunted !!

WOULD YOU BUY A HAUNTED HOUSE?

🏠📚📈 vs. 🚗📲🛍
Some things build value and others only depreciate. Think about it like this, if you were to lose your job today:
Your assets would FEED you and your liabilities would EAT you.

Assets —> Real Estate, Business, stocks
Liabilities —> Cars, credit card debt

A question to keep in mind when investing or buying something is:
will this build value or help me generate more money in the future ?

Have a great money making week everyone !
#MontoyaMoneyMondays

[10/22/19]   💡Did you know that Pancreatic cancer has the lowest survival rate of all cancers and it's hard to diagnose in its earlier, more treatable stage?

We did not know this either until we meet Mayra, who lost her father to pancreatic cancer three years ago.

❤️ Thank you Mayra Plascencia for allowing us to know your father through your eyes and nominating the Pancreatic Cancer Action Network for our Give Back Intiative! PANCAN is a wonderful organization who creates community awareness, guides families through this difficult experience, and contributes to research which we know one day will help us find the cure!
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We are at a loss of words but honored to be able to contribute to keep a pancreatic cancer warrior's memory alive! RIP Victor Plascencia!
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Mayra is a UNR graduate student who is fundraising money for Nevada's Purple Stride event in Las Vegas - in memory of her father, Victor 👼

Help her reach her goal by contributing here 👉🏻

https://bit.ly/2W19kX3

MONTOYA MORTGAGE MINUTE: Washoe County

MONTOYA MORTGAGE MINUTE : Are you waiting for the right time to buy a home in Washoe County? Waiting = Money here's why that could be....

MINUTO HIPOTECARIO: EL CONDADO WASHOE

MINUTO HIPOTECARIO: Esta esperando para el momento para comprar casa? La espera podría costar dinero!

Hablemos sobre las proyecciones del mercado inmobilario en Washoe County

“As you grow older, you will discover that you have two hands — one for helping yourself, the other for helping others.” — Audrey Hepburn.

Thank you Jorge Montoya at Guild Mortgage and Bill & Debbie Hayhoe for your generous donations to Lexie's Gift. We did a bit of shoe shopping today.

Jay-Z said in an interview “you can’t afford something unless you can buy it twice“, and since then, people have been using his words as some sort of mantra.

Rappers don't always give us the best financial advice but this one is a pretty good tip for your DAILY spending habits- especially when you like to splurge but you are trying to save for a down payment for a house!

So...Tickets to concerts, expensive brand purse, weekend beach or mountain getaways, big vacations to Disney or to the Caribbean, that new watch you’ve had your eye on or a ring…. “if you can’t buy it twice, you can’t afford it!”

Just something to chew on…

Have a great money making week everyone !

#MontoyaMoneyMondays #MoneyMonday #MakeMoneyMondays

La próxima recesión

Todo el mundo habla de la recesión del 2008, pero nadie habla sobre la recesión antes del 2008 y la recesíon antes de esa.

En este video, analizamos las ultimas 6 recesiones de los últimos 50 años. Visite nuestra pagina de youtube para ver el análisis completo: https://youtu.be/06m-w5zr7mg

Será que una vez más el precio de las casas bajaran drásticamente? Veamos que dice nuestra historia!

No olviden subscribirse!

[10/05/19]   Todo el mundo habla de la recesión del 2008, pero nadie habla sobre la recesión antes del 2008 y la recesíon antes de esa.

En este video, analizamos las ultimas 6 recesiones de los últimos 50 años. Visite nuestra pagina de youtube para ver el análisis completo: https://youtu.be/06m-w5zr7mg

Será que una vez más el precio de las casas bajaran drásticamente? Veamos que dice nuestra historia!

No olviden subscribirse!

What does history tell us about the next recession?

Everyone is talking about the 2008 recession, but no one is talking about the one before that and that one before that!

What can history tell us about the next recession?

Check out the whole video https://youtu.be/80YBH4r2EtQ

Btw, Washoe County prices are expected to go up. How much? I'll let you know!

Don't forget to like, comment, and subscribe!

[10/05/19]   Everyone is talking about the 2008 recession, but no one is talking about the one before that and that one before that!

What can history tell us about the next recession?

Check out the whole video https://youtu.be/80YBH4r2EtQ

Btw, Washoe County prices are expected to go up. How much? I'll let you know!

Don't forget to like, comment, and subscribe!

Lyon County Forecast.

What's really going on with the housing market in Lyon County?

¿Qué se espera realmente para los precios de casa en el condado de Lyon?

¿Cuál es el trato con los valores de las viviendas en el condado de Lyon? Aquí está el pronóstico para el condado de Lyon.

Why you are still broke...💡💡
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1) You do not have a budget set up.This means you are spend money without a way of knowing how much you can spend to attain your personal financial goals.
2) You are reluctant to reduce your expenses. There is ALWAYS something that can be reduced in your budget.
3) You want to impress others. This usually ends in financial struggle or debt for you.
4) You have only one form of income. Picking up a side hustle can make you that extra $100 a week you need.

Have a great Money Making week everyone.
#MoneyMondays

¿Qué se espera realmente para el mercado Carson City County en cuanto a precios de casas?

Real Estate Fiction-VS-Facts Carson City County

Whats really expected for Carson City Housing Market??

Future Kind receives donation from the Montoya Mortgage Team

💡Future Kind is putting Reno on the map! 📍🗺

Not only is this non profit organization making an impact on our local community but also on an international level!

🙏Thank you Jessica Valle for nominating Future Kind as our second recipient of the Montoya Mortgage Gives Back initiative to celebrate 5 Years as one of the Top Mortgage lenders in the country (NAHREP)

💡Learn more about Future Kind's Digital Libraries, Cultural exchanges, nutrition programs and much more by visiting www.futurekind.org !

[09/25/19]   Future Kind receives donation from The Montoya Mortgage Team
Future Kind is putting Reno on the map! Not only is this non profit organization making an impact on our local community but also on an international level!

Thank you Jessica Valle for nominating Future Kind as our second recipient of the Montoya Mortgage Gives Back initiative to celebrate 5 Years as one of the Top Mortgage lenders in the country (NAHREP)

Learn more about Future Kind's Digital Libraries, Cultural exchanges, nutrition programs and much more by visiting www.futurekind.org !

¿Es el momento para refinanciar su casa?
Hemos estado recibiendo esta pregunta casi a diario!

¿Quieren un video donde les explico lo bueno y lo malo de refinanciar? 🎥

Dejen sus comentarios y además otros temas que la gustaría que les amplíe 👇🏻👇🏻👇🏻👇🏻👇🏻

🏡🏡🏡
We’ve been getting this question a lot!

To refinance or not to refinance!

Let’s us know if you’d like a video explaining the good and the bad!

Leave a comment and also let us know what other topics you’d like us to explain and discuss!

Harcourts NV1 Realty

😎Have you gotten a ticket yet?

💙The raffle tickets are $25....and are still up for grabs!!!!

There are only a limited amount of tickets left!!!!

🎉The raffle day is tomorrow!! come join us!!

We will be doing a drawing for whomever sells the MOST tickets…yes…even YOU!!

Get yours TODAY by visiting our office located at 6770 S.McCarran blvd, Reno, NV, 89509

#nonprofitcharityevent #HomeiswithHarcourts #RonaldMcDonaldHouseCharities

📣📣The million dollar question — to buy or not to buy now? 🤔

Ft. Jorge Montoya and Alex Mendoza

Lexie's Gift receives donation from the Montoya Mortgage Team

Lexie's life was cut tragically short in a car accident in August 2016 and in her memory - Lexie's Gift was established as an outlet for Lexie's parents, family and friends to continue her legacy of helping those who need it the most.

We are honored to have met Lexie's mom and Lexie's Gift founder, Barbie Marcoe, thanks to Melissa Meneses who nominated this wonderful organization that helps our local youth!

As part of our celebration for being named the #1 Latino Mortgage Consultant in Nevada for the last 5 years - we decided to give back to our community with a $500 donation

Lexie's Gift is our first recepient! Join us in learning more about what they do and how you can help too!

Comment, share and like so we can all be part of keeping Lexie's legacy alive.

Thank you Lexie's Gift for everything that you do to make our community a better place! We are honored to contribute to keeping Lexie's memory alive.

Stay tuned for our video about how this organization helps our local youth

Sometimes, friends have friends who have an awesome idea to help the community. And that friend raises their hand. And says, I know who you can help. And then, after the check is presented, the new friend hugs you, and is excited to be a part of making it all perfect. And, just like that, Lexie's Gift makes a new friend and has money to buy cool stuff as we gear up for prom. Thank you Jorge for your generous donation. Thank you Melissa, for sharing our journey's story.

🚨🚨Hey Airbnb-erz 🚨🚨
Guild Mortgage recently launched a new mortgage option in partnership with Airbnb that considers short-term rental income from Airbnb as an acceptable source of qualifying income on refinance applications for owner-occupied primary residences.😮😮😮😮 WHAT DOES THIS MEAN?
Better interest rate! More savings!

CASAS, TACOS Y MÚSICA

TRUCKEE, CALIFORNIA

Atención!

Vamos a celebrar en grande este
Domingo, 25 de Agosto de 2PM - 6PM

CASAS, TACOS Y MÚSICA - un evento totalmente gratis y familiar! Así que llegue temprano!

Los esperamos en el Parque Regional de Truckee en las canchas de basquetbol para convivir, disfrutar unos buenos tacos y de la música en vivo con Radio Lazer!

Acompañe a Jorge Montoya y Oscar Nunez de Guild Mortgage y Lolis Camberos de Vazquez de Realty Corner para aprender más sobre la compra, venta y refinanciamiento de su casa!

Fecha: Domingo, 25 de Agosto
Horario : 2PM - 6PM
Lugar: Parque Regional de Truckee en las canchas de basquetbol

Harcourts Cares

We have teamed up with Harcourts NV1 Realty to give back and build an awesome playhouse to raffle with some cool bikes!

All proceeds will go directly to the Ronald McDonald House Charities Northern Nevada !

Contact Harcourts NV1 Realty by messaging them or giving them a call at (775) 826-6810 to purchase $50 raffle tickets and help give back to this amazing organization.

[08/13/19]   We have teamed up with Harcourts NV1 Realty to give back and build an awesome playhouse to raffle with some cool bikes!

All proceeds will go directly to the Ronald McDonald House Charities Northern Nevada !

Contact Harcourts NV1 Realty by messaging them or giving them a call at (775) 826-6810 to purchase $50 raffle tickets and help give back to this amazing organization.

[08/13/19]   We have teamed up with Harcourts NV1 Realty to give back and build an awesome playhouse to raffle!

All proceeds will go directly to the Ronald McDonald House Charities Northern Nevada !

Contact Harcourts NV1 Realty by messaging them or giving them a call at (775) 826-6810 to purchase $50 raffle tickets and help give back to this amazing organization.

Congratulations 🎊🎈🎉

Congratulations to our 43 Mountain West top performers for making Guild`s Top 100 for July! 💯 📣 #GuildItsOurTime
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Lizy Hoeffer Irvine Becca Green, Loan Officer Karen's Team, Guild Mortgage Amber Coleman, Loan Officer Amanda Rea, Senior Loan Officer, Guild Mortgage Debbie Secord The Maggert Team The Bowen Team Danell Riggs, The Riggs Team Joseph Small - Loan Officer - Guild Mortgage Sonnet Mouritsen - Loan Officer The Montoya Mortgage Team Team Hansen with Guild Mortgage Company Aaron Gordon Brian Manning, Guild Mortgage Brett Green Guild Mortgage Company The Sanders Brown Team The Kovarik Team - Guild Mortgage Rush Team - Kyle Rush Melissa Zerilli Figueroa The Rice Team at Guild Mortgage Patrick Langhans Yurovchak Mortgage Team NMLS #611756 Karla Kyte Tod Dianovich - Guild Mortgage Elko Guild Mortgage Company, Gonzalez Team Team Daugherty - - Mortgages done with Integrity. The Collette Team, Guild Mortgage Company The Whalen Team at Guild Mortgage Co The Murphy Team at Guild Mortgage Approvedbybill at Guild Mortgage Company-Bill Ezell The Kirsch Team at Guild Mortgage The Wooding Team - Guild Mortgage Company Drew LO: Guild Mortgage Lynn Whipple - Guild Mortgage Company Christopher Cunningham The Pofahl Team at Guild Mortgage

Celebrando el día del Salvadoreño en Reno

Celebrar la cultura de nuestros clientes es un honor para Montoya Mortgage Team!

Hoy celebramos EL DÍA DEL SALVADOREÑO! Y que mejor manera que hacerlo conociendo a personas que no olvidan sus raíces y que ayudan a nuestra comunidad a comprar casas, o hacer tramites importantes así como tambien a deleitar el paladar!

Conozcalos!

Sandra Pastrana, Agente de Bienes Raíces en Reno, Nevada
775-530-2779

Fabricio Garcia Lemus, Abogado y Notario de El Salvador
507 Polk St, San Francisco, CA
415.573.5574

El Rincon Restaurant
668 Greenbrae Dr, Sparks, NV 89431

Magda Martinez Top Latino Realtor

Last but NOT least, we want to congratulate Magda Martinez from HomeGate Realty for being named one of the TOP LATINO REAL ESTATE AGENTS in the Country! What a honor to see such an intelligent and determined women from our community excell and help our residents buy or sell their homes.

Magda is devoted to our city by giving back and forming part of several boards, including St. Mary's Hospital Board of Directors! She's a longtime resident and her and her husband make an excellent team at Homegate Realty!

Please join us in congratulating Magda!!

[08/01/19]   Last but NOT least, we want to congratulate Magda Martinez from HomeGate Realty for being named one of the TOP LATINO REAL ESTATE AGENTS in the Country! What an honor to see such an intelligent and determined woman from our community excel and help our residents buy or sell their homes.

Magda is devoted to our city by giving back and forms part of several boards, including St. Mary's Hospital Board of Directors! She's a longtime resident and Magda and her husband make an excellent team at Homegate Realty!

Please join us in congratulating Magda!!

🙏Thank you to @elsolreno for this front page feature on our recognition by @NAHREP for being on the TOP 250 list Latino Mortgage Lenders and Realtor in the country 📰 🗞 🏆

The Montoya Mortgage Team's cover photo

Lolis Vazquez -NAHREP

Felicidades a Lolis Camberos de Vazquez por ser honrada una vez más como una de los Top 250 agentes inmobiliarios hispanas más importantes del país !

Lolis es una de la mujeres mas trabajadoras y honestas que concemos y para nosotros es un honor hacerle este homenaje a su gran trabajo.

ENHORABUENA!

Porfavor ayudenos a felicitarla con un like o comentario!

Want your business to be the top-listed Finance Company in Reno?

Click here to claim your Sponsored Listing.

Videos (show all)

MONTOYA MORTGAGE MINUTE: Washoe County
MINUTO HIPOTECARIO: EL CONDADO WASHOE
La próxima recesión
What does history tell us about the next recession?
Lyon County Forecast.
¿Qué se espera realmente para los precios de casa en el condado de Lyon?
¿Qué se espera realmente para el mercado Carson City County en cuanto a precios de casas?
Real Estate Fiction-VS-Facts Carson City County
Future Kind receives donation from the Montoya Mortgage Team
Lexie's Gift receives donation from the Montoya Mortgage Team
CASAS, TACOS Y MÚSICA

Location

Telephone

Address


10345 Professional Circle Suite 200
Reno, NV
89521

Opening Hours

Monday 09:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 18:00
Thursday 08:00 - 17:00
Friday 09:00 - 18:00
Saturday 09:00 - 17:00
Sunday 09:00 - 17:00
Other Loans in Reno (show all)
Mathew Anderson: Loan Officer NMLS #1512701 Mathew Anderson: Loan Officer NMLS #1512701
10385 Double R Blvd
Reno, 89521

Educating home buyers and helping them navigate through the home buying process flawlessly. Advising customers on which loan best fits their needs.

Vikki Haven, Senior Home Loan Consultant Vikki Haven, Senior Home Loan Consultant
5370 Kietzke Ln, Ste 103
Reno, 89511

Guild Mortgage Company Company NMLS ID# 3274 Branch NMLS ID # 373438 Senior Mortgage Loan Officer NMLS # 680601

Kris Kirby-Thompson, Loan Officer, at Guild Mortgage Kris Kirby-Thompson, Loan Officer, at Guild Mortgage
5370 Kietzke Lane, Suite 103
Reno, 89511

Being a passionate and driven Loan Officer with Guild Mortgage Company, I am dedicated to serving my community in Northern NV.

Randy Zachary- Branch Manager NMLS ID 1157911 Randy Zachary- Branch Manager NMLS ID 1157911
5470 Kietzke LN. Ste 300
Reno, 89501

Randy Zachary | Branch Manager at Freedom Mortgage, NMLS# 1157911 Office: 775-393-3067

Good Deals On Wheels Good Deals On Wheels
901 S Virginia St
Reno, 89502-2415

Located in the heart of Midtown, Good Deals on Wheels is your local source for the best preowned rides in Reno. Buy Here, Pay Here • Se Habla Español

Gary Madsen, Loan Officer Gary Madsen, Loan Officer
One East Liberty Street Suite 639
Reno, 89501

In today's lending environment the very best tech will survive the Mortgage Overhaul. We are the techy of the tech and what's coming will blow your mind.

LoanMax Title Loans LoanMax Title Loans
2800 South Virginia St
Reno, 89502

Guild Mortgage Company Guild Mortgage Company
6990 South McCarran Blvd.
Reno, 89509

Frank Stearns loan officer NMLS# 1679854 SPFC Frank Stearns loan officer NMLS# 1679854 SPFC
3255 S Virgina St
Reno, 89502

Minute Loan Center Reno Minute Loan Center Reno
1100 E Plumb Ln Ste A
Reno, 89502

The Easy Money/Minute Loan Center company specializes in a number of consumer loans to include installment and title lending. Products vary by location.

Stanford Mortgage Reno Stanford Mortgage Reno
1170 South Rock Blvd, Suite 201
Reno, 89502

Guild Mortgage Company Guild Mortgage Company
5370 Kietzke Ln.
Reno, 89511

Guild Mortgage Company, is the leading privately-held mortgage company in the western United States.