Linda Mokeski - Mortgage Loan Originator NMLS ID 981590

Your True Local Mortgage Lender serving Nevada and California. Assisting Realtors and Homebuyers through the Mortgage process.

I have some exciting news to share!! The Hope Brings You Home program is back!!!! Do you want up to $20,000.00 to use towards your down payment and closing costs for your first home purchase? This money will go fast, call me today to get pre-approved! 🏡🔑💰

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5 Home Maintenance Tasks to Complete During the Dog Days of Summer

Tips for Getting Your Home Ready for Spring

rismedia.com 5 Home Maintenance Tasks to Complete During the Dog Days of Summer As the summer winds down, many homeowners are looking to fall for their seasonal home sweep. But by completing several tasks now, when you have a more flexible schedule and longer daylight hours, you can prepare your property for the...

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How Much to Spend on an Engagement Ring

Hint: It can cost much less than expected

rismedia.com How Much to Spend on an Engagement Ring Ask any jeweler how much money you should spend on an engagement ring and they’ll likely give you the jewelry industry’s long-standing rule of thumb—three month’s salary. The average person spends about half that amount, according to Census data. The j...

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What to Ask an Agent during a Listing Presentation

To glean as much info as possible from a listing presentation, ask the agent these questions.

rismedia.com What to Ask an Agent during a Listing Presentation To glean as much info as possible from a listing presentation, ask the agent these questions.

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Know Your Moving Costs

It\'s easy to get caught up in the excitement of a move, but don\'t lose sight of common moving costs.

rismedia.com Know Your Moving Costs It’s easy to get caught up in the excitement of a move, but don’t lose sight of common moving costs.

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How to Find a Qualified Contractor

Not all contractors are created equal. Here's how to spot the best one.

rismedia.com How to Find a Qualified Contractor If you’re thinking about remodeling your house, building an addition or making repairs, the most critical decision you’ll make is which contractor to hire. You’ll probably be able to find dozens of contractors in your area, but they’ll vary widely in terms ...

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Earth-Friendly Decor: Make Your Home Greener

How green is your decorating scheme?

rismedia.com Earth-Friendly Decor: Make Your Home Greener In my search for ways to help make your home more "green," I discovered a blog by Blythe Copeland at howstuffworks.com about how more environmentally conscious homes are incorporating sustainable decorating techniques. Copeland says it’s easier than you...

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Expert Insights: What Is a Wraparound Loan?

Is this loan right for you? Contact a professional.

rismedia.com Expert Insights: What Is a Wraparound Loan? Also called an all-inclusive mortgage, it is where a new home loan is placed in a subordinate or secondary position to the original mortgage and the new loan includes the unpaid balance of the first. The wraparound allows the buyer to purchase a home witho...

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10 Ways to Deal With Distractions

Distractions got you down? Here are some simple ways to get you refocused on the task at hand.

rismedia.com 10 Ways to Deal With Distractions You may start the morning super focused and honed in on your to-do list and then sure enough, the inevitable parade of distractions start dancing through your day. While frustrating and often stressful, unless you can lock yourself away in a room devoid of any and a...

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10 Houseplants That Can Actually Improve Your Health

From Peace Lily to English Ivy, some houseplants may improve your health in ways you never realized.

rismedia.com 10 Houseplants That Can Actually Improve Your Health Adding a houseplant or two always seems to improve the look of a room. But as it turns out, certain houseplants can also improve your health. According to recent studies by NASA, some houseplants filter out dangerous compounds that are commonly fo...

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Making Sure Your Home Office Is More Office Than Home

If you have a virtual work situation, follow these steps to make sure you’re as productive as possible.

rismedia.com Making Sure Your Home Office Is More Office Than Home Working from home either full- or part-time is increasingly the norm in today's flexible business environment. For some of us, the transition from brick and mortar to a virtual or home office is seamless. For others, it can be challenging. Here a...

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5 Personal Finance Habits to Follow Now

Here are a few easy, smart personal finance tips.

rismedia.com 5 Personal Finance Habits to Follow Now Americans are getting better at saving in the short-term, according to finance experts at the Motley Fool. Many are saving on water costs, for example, by taking short showers instead of baths and by not running the dishwasher until it’s full. Yet, some 57 p...

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Is Your Home Prepared for an Emergency?

Get disaster-ready with these tips.

rismedia.com Is Your Home Prepared for an Emergency? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. But there are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service,...

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Need Roof Work? 5 Tips to Avoid Scams

No. 5: Exercise caution when dealing with contracts.

rismedia.com Need Roof Work? 5 Tips to Avoid Scams Replacing or repairing a roof is a costly undertaking—one that for many homeowners has been marred by disreputable roofing contractors. To avoid roofing scams, follow these tips, courtesy of the Insurance Institute for Home & Business Safety (IBHS): 1. Researc...

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Is your home on the market? Avoid theft with these tips.

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Creating Kitchen Designs to Serve a 'Mature Market'

Redesigning your kitchen in your golden years? Check this out first.

rismedia.com Creating Kitchen Designs to Serve a 'Mature Market' According to a report from the National Association of Home Builders (NAHB) authored by Doris Pearlman—founder of Denver's Possibilities For Design—those aging into the "mature market" will require a new way of thinking about the kitchen, argua...

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Is Buying a House in Foreclosure a Good Idea?

Looking at a foreclosed home? Here's what you need to know.

rismedia.com Is Buying a House in Foreclosure a Good Idea? When shopping for a new home, everybody wants to get a good deal. Many buyers consider properties in foreclosure because they are often available at below-market rates. While you may be able to find the home of your dreams for less money than you thought...

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Insider Secrets: What to Buy in Bulk at Warehouse Stores

Did you know that you may be able to pay half the price for organic fruits and veggies at a warehouse store?! Find out about other big box bargains in this article.

rismedia.com Insider Secrets: What to Buy in Bulk at Warehouse Stores Warehouse stores such as Sam’s Club, Costco and BJ’s, among others, can offer great deals. But not on everything. Many of the items these stores sell are packaged as combo deals, requiring a shopper to buy two of something for the best sav...

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Clean Your Wood Floors With Cleaners You Make at Home

Did you know you don’t need expensive cleaning products to create bright, shiny wood floors? You can make these cleaners right in your kitchen!

rismedia.com Clean Your Wood Floors With Cleaners You Make at Home Whether it’s to help safeguard the environment from chemicals or to protect family members from allergens, homemade cleaning solutions offer an array of benefits for both your home and your loved ones. For example, the experts at American Home ...

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5 Must-Dos Before a Home Inspection

Thought you might be interested in this.

rismedia.com 5 Must-Dos Before a Home Inspection Seal the deal with these must-dos for home inspection. It's as easy as 1-2-3...4-5! Keep in mind that to do a thorough inspection, the inspector must be able to access the attic, crawlspaces, and garage.

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It's Not a Bug; It's Stress

Did you know that stress can cause inflammation, which can cause many physical problems, from eczema to hair loss? Find out more here.

rismedia.com It's Not a Bug; It's Stress If concerning aches, pains or other physical ailments have you on your way to the doctor for tests, be sure not to rule out stress. While it's easy to recognize the emotional effects of stress, you may be unaware that stress takes a physical toll, as well. The mind/body c...

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4 Things to Consider Before You List

Solid information.

rismedia.com 4 Things to Consider Before You List Simple things like fresh paint, new carpet, and a professional landscaping job can be low in upfront cost, but high in resale value. These are only some of the things you can do before you list.

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Where Should You Retire? New Study Weighs In

If you're counting down the days until you retire, this study on retirement locations may surprise you.

rismedia.com Where Should You Retire? New Study Weighs In If you’re looking to retire in the near future, a recent Bankrate study on retirement locations may be of interest. The study found about half of non-retired U.S. adults would move to a different city or state when they retire. The percentage is greates...

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5 Money-Saving Tips for Cost-Burdened Renters

Came across this-good info!

rismedia.com 5 Money-Saving Tips for Cost-Burdened Renters It is possible to control costs even in the current rental market. Here’s how.

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Are You Safely Heating Your Home?

Take note!

rismedia.com Are You Safely Heating Your Home? Those of us that live in areas that get cold in the winter, know all about the joys of home heating. But, have you ever stopped to wonder if your heating system is safe?

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Why Your Employer Is Checking Your Credit

Has an employer ever asked to look at your credit report? Always make sure they have your written permission before they check.

rismedia.com Why Your Employer Is Checking Your Credit Employers want to see an applicant’s credit report for a number of reasons. They may be looking for stability and trustworthiness, such as if you’re likely to embezzle or steal from the company. Or they may want to reduce their legal liability for neglig...

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The Difference Between Pre-Qualified and Pre-Approved

These don't mean the same thing so keep this in mind when you talk to a bank.

rismedia.com The Difference Between Pre-Qualified and Pre-Approved Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note. In general, pre-qualification is conside...

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Expert Insights: What Is a Variance?

If granted, a variance allows you to use your land in a way that normally isn't permitted.

rismedia.com Expert Insights: What Is a Variance? A variance is a request made to your local jurisdiction to deviate from current zoning requirements. If granted, a variance will allow you to use your land in a way that is normally not permitted by the zoning ordinance because it waives a certain requirement of....

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I'm here if you have questions!

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What's Behind the Gates? Higher-Priced Homes

Big surprise! When it comes time to sell, homeowners behind gates can expect to ask around $30,000 more for their home.

rismedia.com What's Behind the Gates? Higher-Priced Homes Homeowners behind gates can expect an average $30,000 more for their home come sale—a premium, however, that can be offset by costly community amenities, according to research from the American Real Estate Society (ARES). The premium is due to actual an...

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Home Solutions Well Worth a Weekend

What are you doing with your weekend?

rismedia.com Home Solutions Well Worth a Weekend You can never find the flashlight when you need it, and that shed in the yard where you store your ski gear is—let’s face it—an eyesore. Editors at the multi-platform “This Old House” home enthusiast network provide a few home improvement solutions you c...

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Did you know that updating or repairing your roof can increase your curb appeal by 40 percent?

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How to Stage Your Home On a Budget

Did you know that by simply removing a couple of pieces of furniture, you can transform the look of a room? Read on for more cost-free home-staging tips.

rismedia.com How to Stage Your Home On a Budget Getting your home into prime showing shape is essential to helping it sell in the shortest amount of time for the best possible price. But while a professional home stager can work wonders, it just might not be in your budget. Don’t despair - here are some great ...

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5 Reasons Why You Should Open a Health Savings Account

Here's why HSAs are the way to go...

rismedia.com 5 Reasons Why You Should Open a Health Savings Account Many reports in recent years place medical expenses as the No. 1 cause of bankruptcy in America – even for those who have health insurance. No matter what your insurance status may be, there’s no denying that medical costs are expensive. One...

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Affordable Upgrades for Your Starter Home

Is moving day coming up? Here are some affordable DIY upgrades for your new home.

rismedia.com Affordable Upgrades for Your Starter Home You’ve just moved into your starter home—congratulations! But spare cash is limited, and you are eager to show your new home off. Start with a few cosmetic changes, advise the money editors at Bankrate.com, who offer five easy upgrade projects that can h...

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10385 Double R Blvd
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I'm Richard Haley, NMLS: 1014469, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.