Doug Kaller - Academy Mortgage

I am a Mortgage Loan Officer in Reno. LO NMLS #312085 | NV Lic#10361 | Corp Lic #2731 | Corp NMLS #3113 | Equal Housing Lender

LO NMLS #312085 | NV Lic#10361 | Corp Lic #2731 | Corp NMLS #3113

Thank you for visiting my page. For most Americans, buying a home is the largest financial decision they will ever make. The mortgage you choose is as important as the neighborhood. My goal is to help you achieve financial freedom, build wealth, and experience your life dreams through the utilization of the best mortgage strategies. As a Certified FHA Specialist (CFS), USA Cares Certified Military Housing Specialist (CMHS), and the Certified Mortgage Coach (CMC) I am committed to the highest industry training, practices, professionalism, and ethics. Our mortgage process is designed to identify your unique financial goals. By incorporating the latest technology and market information, I am able to clearly illustrate the benefits of each mortgage program. If you are shopping for a mortgage in Reno, or anywhere in Nevada, please give me a call to discuss your mortgage needs and financial goals. I look forward to meeting you and guiding you through this important decision.

Mission: To be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities we serve.

The True Cost of Not Owning Your Home There are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reasons why homeownership has been a part of the long-standing American dream.

7 Reasons to List Your House This Holiday Season Around this time each year, many homeowners decide to wait until after the holidays to list their houses.

Buyers Are Looking Now. Are You Ready to List Your Home? Inventory on the market today is low, especially among existing homes in the entry and middle-level tiers of the market.

Expert Advice: 3 Benefits to Owning a Home Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction.

2 Myths Holding Back Home Buyers In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream.

The Cost of Renting vs. Buying a Home [INFOGRAPHIC] Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is different.....

This is Not 2008 All Over Again: The Mortgage Lending Factor Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money.

How to Determine If You Can Afford to Buy a Home The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today.

4 Reasons to Buy a Home This Fall Here are four great reasons to consider buying a home today, instead of waiting.

Think Prices Have Skyrocketed? Look at Rents. Much has been written about how residential real estate values have increased since the housing market started its recovery in 2012. However, little has been shared about what has taken place with residential rental prices. Let’s shed a little light on this subject.

5 Tips for Starting Your Home Search In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from’s, “How to Find Your Dream Home—Without Losing Your Mind.”

Homes Are Selling Quickly [INFOGRAPHIC] Some Highlights: The National Association of REALTORS® surveyed their members for the release of their Confidence Index. The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked abo...

3 Reasons This is NOT the 2008 Real Estate Market Today’s real estate market is nothing like the 2008 market. When an economic slowdown happens, it won’t resemble the last one.

Be on the Lookout for Gen Z: The Next Generation of Homebuyers Gen Zers are the next generation of homeowners, and they’re eager to jump in and buy their first homes. Whether you are part of this generation or any other, it’s never too early to start saving, so you can reach your homeownership goal sooner rather than later.

Existing-Home Sales Report Indicates Now Is a Great Time to Sell Based on the current state of the market, trends are shifting in favor of sellers. If you are going to sell, now may be the time to take advantage of the number of buyers who are searching for their dream home.

What You Need to Know About the Mortgage Process [INFOGRAPHIC] Some Highlights: Many buyers are purchasing homes with down payments as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Your local professionals are here to help you determine how much you can afford, so take advantage of the opportunity to learn more.

You Need More Than a Guide. You Need a Sherpa. In today’s world, hiring an agent who has a finger on the pulse of the market will make your buying or selling experience an educated one.

What FICO® Score Do You Need to Qualify for a Mortgage? It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need.

62% of Buyers Are Wrong About Down Payment Needs According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market. The reality is, a down payment is often much less.

5 Homebuying Acronyms You Need to Know [INFOGRAPHIC] Some Highlights: Learning the lingo of homebuying is an important part of feeling successful when buying a home. From APR to P&I, you need to know the acronyms that will come up along the way, and what they mean when you hear them. Your local professionals are here to help you feel confident and inf...

3 Signs the Housing Market Is on the Rebound The residential real estate market has been plodding along for most of the year. However, three recent reports show the market may be on the verge of a rebound.

4 Tips to Improve Your Home and Save on Your Energy Bill By making a few key upgrades to your home, you’ll save on your utility bills and improve the energy efficiency of your home. When you’re ready to sell your house, these key features will make it even more attractive to potential buyers.

How Does the Supply of Homes for Sale Impact Buyer Demand? The latest edition of the Realtors Confidence Index from NAR sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand). Until the supply of homes for sale starts to meet buyer demand, prices will continue to rise.

What Is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC] Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac forecasts interest rates will rise to 3.8% by Q4 2020. CoreLogic predicts home prices will appreciate by 5.4% ...

Homeowners Are Happy! Renters? Not So Much. When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable.

Are You Ready for the ‘Black Friday’ of Real Estate? According to a new study from, the week of September 22 is the best time of year to buy a home, making it ‘Black Friday’ for homebuyers.

Should You Fix Your House Up or Sell Now? If you’re thinking about remodeling your house before you list it, take a look at these three tips to help you decide if you really need to fix it up before you sell. The answer may surprise you.

Is Your House “Priced to Sell Immediately”? In today’s real estate market, more houses are coming to market every day. Eager buyers are searching for their dream homes, so setting the right price for your house is one of the most important things you can do.

4 Reasons to Sell This Fall [INFOGRAPHIC] Some Highlights: Buyers are active in the market and often competing with one another for available listings. Housing inventory is still under the 6-month supply found in a normal housing market. Homes are still selling relatively quickly, averaging 31 days on the market.

Home Prices Increase in Every Price Range Price appreciation can differ depending on your price range. CoreLogic analyzed four individual home prices tiers and shares the increase in each one.

What Buyers Need to Know About HOAs When searching for a home, you may end up selecting a property in a neighborhood with a Homeowners Association (HOA). Before you buy, it’s important to know how they work and what they mean for you.

6 Graphs Showing the Strength of the Current Housing Market [INFOGRAPHIC] Some Highlights: Keeping an eye on the current status of the housing market is one of the best ways to make powerful and confident decisions when buying or selling a home. Mortgage rates remaining near historic lows and houses selling in an average of only 29 days are just two key elements driving t...

Things to Avoid After Applying for a Mortgage Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who wil...

What Is the Probability That Home Values Sink? With the current uncertainty about the economy triggered by a potential trade war, some people are waiting to purchase their first home or move-up to their dream house because they think or hope home prices will drop over the next few years. However, the experts disagree with this perspective.

The Role Access Plays in Getting Your House Sold So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and you’ve been asked what level of access you want to provide to potential buyers.

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5250 S Virginia #240
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