The Nash Team

Fulton Mortgage Company. Equal Housing Lender. NMLS # 615262, 1230755

Want to get rid of your FHA PMI? Call us today to discuss your options.

The secret is out! Say goodbye to the 30 year fixed. Consider this option for major savings! Message us today for a complimentary mortgage checkup. #nashteam #fultonmortgagecompany

The Nash Team's cover photo

touchnote.com

TouchNote | Send your photos as postcards, prints, and presents

Check out this app for custom made cards! They create and mail them for you! #nashteam #fultonmortgagecompany

https://touchnote.com/us/

touchnote.com Keep in TouchNote! Send real postcards and more straight from your phone, tablet or desktop and brighten someone’s day.

[10/01/19]   Poll: If The Nash Team has done a loan for you or one of your clients, please like this post.

And you won’t believe the UNBELIEVABLE rate on this bad boy! Purchase OR Refi! #nashteam #fultonmortgagecompany

[08/03/19]   Rates are ridiculously low! If you purchased a home in the last 6-12 months, you need to call us for a mortgage review. Tap into your equity, consolidate debt, do some renovations, or just drop your payment. #nashteam #fultonmortgage

[06/17/19]   Happy Monday! Do you have a loan with PMI that you’d like to reduce or remove? Do you have some debt you’d like to consolidate or home improvements you’re considering? If so, call us for a financial review. You may be surprised with the outcome! 804-565-4480 #nashteam

If you’re putting down 5% or less, you need to call us!

[06/11/19]   Comment below if you have an FHA loan. #nashteam

Comment below or tag someone you know that has an FHA loan.
#nashteam

100% no PMII!

The Nash Team's cover photo

socialsurvey.me

Molly Nash long & Sue Nash The Nash Team / Senior Mortgage Loan Officer | NMLS # 615262, 1230755 TowneBank Mortgage- Richmond TowneBank Mortgage Mortgage Professional Reviews

5.0 Star Review on SocialSurvey — Thanks Molly. Very painless process by Campbell S. for Molly Nash long & Sue Nash
nashteam.townebankmortgage.com.

socialsurvey.me The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent custo...

socialsurvey.me

Molly Nash long & Sue Nash The Nash Team / Senior Mortgage Loan Officer | NMLS # 615262, 1230755 TowneBank Mortgage- Richmond TowneBank Mortgage Mortgage Professional Reviews

5.0 Star Review on SocialSurvey — Wonderful experience with top notch knowledge and efficiency! Thank you for your help once again, Molly!! by Jessica B. for Molly Nash long & Sue Nash
nashteam.townebankmortgage.com.

socialsurvey.me The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent custo...

You don't need a cape or super powers to be a homebuying hero! When you work with a local lender, you'll be able to fly through the mortgage process and into your new home.

Can you be-"leaf" today is Arbor Day?! One mature tree can produce enough oxygen for up to 10 people per year and pollution removal by urban trees saves up to 850 lives per year! Don't forget to plant a tree in your neighborhood to celebrate.
#nashteam

"Happy Earth Day! There's so much we can do in our local communities to improve the environment and even small changes can make an impact. Here are a few simple tips to help you celebrate today and every day: https://www.earthday.org/earth-day-tips/ #EarthDay #Nashteam
"

An Easter recipe every bunny will love! #carrots #nashteam

vimeo.com

Teach Children to Save Day

Teach Children to Save Day is held every year during Financial Literacy Month, and it's a great chance to talk to your kids about the importance of saving money. #nashteam
https://vimeo.com/325930632

vimeo.com This is "Teach Children to Save Day" by TowneBank Mortgage on Vimeo, the home for high quality videos and the people who love them.

socialsurvey.me

Molly Nash long & Sue Nash The Nash Team / Senior Mortgage Loan Officer | NMLS # 615262, 1230755 TowneBank Mortgage- Richmond TowneBank Mortgage Mortgage Professional Reviews

5.0 Star Review on SocialSurvey — BOTH Molly and Sue helped me see my dream come true in getting my first home. It was a long and hard road at times but they stayed on top of everything to ensure I closed on time. I can't thank them enough, they have been great by MELANIE J. for Molly Nash long & Sue Nash
nashteam.townebankmortgage.com.

socialsurvey.me The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent custo...

townebankmortgage.com

TowneBank Celebrates 20 Years of Local Lending

"It’s been two decades since TowneBank first opened its doors to the public in 1999! We’re so thankful for your business and the community support over the years. In honor of the 20th anniversary, here are 20 reasons to love TowneBank Mortgage. #happybirthdaytownebank #20thanniversary" #nashteam
https://townebankmortgage.com/blog/townebank-celebrates-20-years-of-local-lending

townebankmortgage.com TowneBank turns 20! That’s right—It’s been two decades since TowneBank first opened its doors to the public in 1999....

townebankmortgage.com

Get Your Garden on this Spring

It's National Garden Month! If you want to spend more time outside, burn calories and boost your mood, a garden may be just what you need. Check out these tips for creating your garden, regardless of the size of your yard. #NationalGardenMonth #GetOutside #Spring2019
#nashteam
https://townebankmortgage.com/blog/get-your-garden-on-this-spring

townebankmortgage.com It’s National Garden Month, and a garden is a great way to boost your mood and your health. As Americans, we spend an average of 90% of their...

townebankmortgage.com

This April, Don’t Be Fooled by the New Tax Law Changes

Don't get fooled by the recent tax law changes. The rules may have changed, but homeowners will still see plenty of tax benefits this season. Learn more on the blog now #Taxseason #TaxDay #TCJA #nashteam
"

https://townebankmortgage.com/blog/take-a-break-this-tax-day "

townebankmortgage.com There’s nothing silly about taxes, and with the new Tax Law (TCJA) or Tax Cuts and Jobs Act, millions of Taxpayers are wondering which tax...

socialsurvey.me

Molly Nash long & Sue Nash The Nash Team / Senior Mortgage Loan Officer | NMLS # 615262, 1230755 TowneBank Mortgage- Richmond TowneBank Mortgage Mortgage Professional Reviews

5.0 Star Review on SocialSurvey — Friendly professionals who really took time to explain the loan and process very well. by Abhishek K. for Molly Nash long & Sue Nash
nashteam.townebankmortgage.com.

socialsurvey.me The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent custo...

annualcreditreport.com

Annual Credit Report.com - Home Page

Identity Theft Tip of the Day! #nashteam
Top 10 Immediate Action Steps

1. Go to www.annualcreditreport.com and order your 1st credit history. Set yourself a reminder to repeat every 4 months (Equifax, Experian, TransUnion).
2. Go to www.donotcall.gov to place your telephone numbers on national do not call registry.
3. Go to www.optoutprescreen.com to opt out of pre-approved credit card offers for yourself and spouse.
4. Go to www.dmachoice.org to manage (reduce/eliminate) direct mail offers (catalog, magazine, and other merchant offers).
5. Go to www.equifax.com (or Experian, or TransUnion) to place a 90 day “fraud alert” tag on your credit report.
6. Call each of your credit card providers (# on back of card) and tell them to stop mailing you convenience checks and remove from marketing lists.
7. Purchase a confetti-cut shredder, and use it regularly.
8. Review/reconcile your bank/credit card statements; go paperless.
9. Set up threshold alerts for your bank and credit card accounts.
10. Photocopy and/or compile detailed list of all purse/wallet contents.

annualcreditreport.com

consumer.ftc.gov

Identity Theft

Identity Theft Tip of the Day! #nashteam

Websites with helpful Identity Theft Information:
– Federal Trade Commission – www.consumer.gov/idtheft
– Federal Trade Commission – www.onguardonline.gov
– Frank Abagnale – www.abagnale.com
– Better Business Bureau – www.bbb.org
– FBI – www.fbi.gov
– SSA/OIG – www.socialsecurity.gov/oig
– AARP – www.aarp.org

consumer.ftc.gov Identity theft tops the list of complaints to the FTC by consumers nationwide.

[03/06/19]   Identity theft Tip of the Day! #nashteam
• Are you or your parents carrying SS card?
Only carry copy of Medicare card w/last 4 digits
New Medicare cards without SSN are being mailed beginning April 2018
• Online banking and regular bank/cc analysis?
Have you gone paperless/e-statements?
Pick up new checks at local bank branch
Print “See My ID” on back of all credit cards
• Are you shredding personal information?
• Avoid opening links in e-mails/text messages

ic3.gov

Internet Crime Complaint Center (IC3) | Home

Identity Theft Tip of the Day! #nashteam

Social Media Awareness

• Identity thieves monitor chat rooms, dating, and social networking sites for victims
• Scammers create fictitious profiles with pictures of attractive women or men
• After gaining victim’s trust, ask for money
Out of country business trip emergency
Cashier’s checks (counterfeit), converted to cash, and wired to online “partner”
Agree to meet in person, then end up kidnapped and/or extorted
• Also targeting seniors/grandparents generally, and relatives of US military personnel (family emergency scams)
• Report scams to www.ic3.gov

ic3.gov The IC3 accepts online Internet crime complaints from either the actual victim or from a third party to the complainant. We can best process your complaint if we receive accurate and complete information from you. Therefore, we request you provide the following information when filing a complaint:

[03/04/19]   Identity Theft Tip of the Day! #Nashteam

Social Media Security

• Limit the amount of personal information available on your social media profile (e.g. DOB, address, etc.)
• Proactively manage your social media privacy settings (e.g. select “Friends Only”, and limit profile information, especially for non-friends)
• Only accept friend requests from people you know
• Limit the amount of "time and place" data that you expose through social media
• Discuss with younger family members/teens
• Remember that even people you know can be identity thieves

socialsurvey.me

Molly Nash long & Sue Nash The Nash Team / Senior Mortgage Loan Officer | NMLS # 615262, 1230755 TowneBank Mortgage- Richmond TowneBank Mortgage Mortgage Professional Reviews

5.0 Star Review on SocialSurvey — Molly was fantastic throughout the entire process. Not only will I refer her to friends and family but I will happily use her again as needed. by SEAN M. for Molly Nash long & Sue Nash
nashteam.townebankmortgage.com.

socialsurvey.me The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent custo...

[03/01/19]   Identity Theft Tip of the Day! #Nashteam

Credit Card and Bank Accounts

• Request, via telephone and/or in writing, that each of your credit card companies and banks remove your name from any marketing and promotional lists that they may sell or share with other companies
• If any of your credit card companies send unsolicited convenience checks to you, request that you be removed from their mailing list for these checks
• Consider going PAPERLESS!
Promote benefits of online banking/credit card access, setting account alerts/reminders, etc…take advantage of technology available

optoutprescreen.com

OptOutPrescreen.com

Identity Theft Tip of the Day! #Nashteam
Make your information less accessible to identity thieves by doing the following:
–Remove your name from the pre-approved credit card lists of the 3 credit bureaus (EQUIFAX, EXPERIAN, AND TRANSUNION) by taking advantage of their “OPT-OUT” service
•Call 888-5-OPTOUT [(888) 567-8688], which reaches all 3 major credit bureaus
www.optoutprescreen.com
• Lasts for 5 years
• “Opting Out” will not negatively impact your ability to gain access to credit or insurance, and will not affect your credit score

optoutprescreen.com is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

usps.com

Welcome | USPS

Identity Theft Tip of the Day! #Nashteam
Mailbox exposure (pre-approved credit cards, convenience checks, & financial stmts.)
– Contact the USPS to request a vacation hold (3-30 days, & free of charge)
www.usps.com
Sign up for Informed Delivery
Preview images of your incoming mail every day for free
Never place outgoing mail in mailbox with flag up!!!
Red flag on mailbox = green light for ID thieves
Mailbox solicitors
“Check washing” (use of uni-ball 207 pen)
Deposit at local post office or USPS collection box
Consider purchasing a locking mailbox
Immediately follow up with creditors, banks, etc. if you don’t receive your monthly statements as scheduled

usps.com Welcome to USPS.com. Find information on our most convenient and affordable shipping and mailing services. Use our quick tools to find locations, calculate prices, look up a ZIP Code, and get Track & Confirm info.

[02/26/19]   Identity Theft Tip of the Day!
Make a complete photocopy of everything (front and back) in both spouses wallet/purse
Important contact info. in the event of lost or stolen wallet/purse
Store in secure location, other than safe deposit box, for quick access when needed (possibly on a Sunday)
Consider maintaining as password protected info on smartphone/password keeper

annualcreditreport.com

Annual Credit Report.com - Home Page

Identity Theft Tip of the Day:
• Get a handle on your personal credit profile
– Obtain a free credit report for you & spouse from each of the 3 major credit bureaus (Experian, Equifax, and TransUnion)
www.annualcreditreport.com
Stagger requests – once every 4 months
• Schedule a reminder in your calendar/Smartphone
• Once you have obtained your free credit reports:
Identify and verify all credit information
Possible unknown a/c’s, judgments, etc.
Close all dormant and/or unnecessary a/c’s
Contact credit card co., and advise them to note “acct. closed at customer’s request”
– Consider placing a free “Fraud Alert” with credit bureaus (90 days, or 7 years) for both you and your spouse www.equifax.com (or Experian, or TransUnion)
Placing a fraud alert at one automatically carries over to the other two

annualcreditreport.com

You and your home, the perfect match! During the homebuying process, you'll learn the features you're looking for in your new home and we'll help guide you on a loan product that fits your needs. A love story in the making with a happy ending! (awwww) #fallinlovewithyourhome #valentinesday #nashteam

apple.news

To Raise Your Credit Score, Start by Understanding It — The Wall Street Journal

This is a great article!
https://apple.news/AdoGU3_RsQFK3zKOY5XGypQ

apple.news Building your credit—or rebuilding it—starts with understanding how your credit score is calculated and the factors that play into it.

If you can't fly then run, if you can't run then walk, if you can't walk then crawl, but whatever you do you have to keep moving forward." - Dr. Martin Luther King Jr. #MLK

[01/17/19]   Big News! Towne Bank Mortgage is now offering a 95% construction perm loan! Contact us today for more info!

townetalk.com

What determines your interest rate?

It's difficult to predict the future of interest rates, but what we can do is help you understand what factors impact rates. “Many people wonder why they aren’t getting the same rate as their neighbor or their relative" says VP of Secondary Marketing Mario Gomez. "It’s because no two borrowers are alike, and rates are very dependent on the borrower’s individual circumstances." Read his full interview on the blog to learn more, and start understanding what factos will impact your rate when you're ready to buy. #townetalk #nashteam
https://townetalk.com/what-determines-your-interest-rate/

townetalk.com What determines your interest rate? While interest rates are still considered “historically low,” you might have noticed that they have been rising slowing over the past year. So, what exactly causes interest rates to fluctuate? We spoke with Mario Gomez, Vice President of Capital Markets at Tow...

[01/10/19]   Rates have dropped! It’s great time to buy or refinance. If you’re on the fence, do it now! They will go back up. Call or text us today! 804-314-8070

First time buyers, use your tax refund to buy a house. Let us help you! #nashteam #townebankmortgage #vhda

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Location

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4501 Cox Rd.
Richmond, VA
23060
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