Senior Mortgage Advisor Participating In The Financial Success Of My Clients Since 1993 BRE 01161948/APM 01215943, NMLS 239455/APM 1850,
BRE License #01161948 / NMLS ID #239455 NMLS APMC 1850 Equal Housing Opportunity I've specialized in residential real estate financing since 1993. I truly love what a I do. It's a great feeling to know that I have participated in the financial success of my clients. I have worked in many different interest-rate environments and have developed a big-picture perspective. Steering clients in the right direction and treasuring the relationships I have with them has resulted in a satisfying career. The recent "mortgage meltdown" has not slowed down my business — I never recommended risky loans to my clients in the first place — and none of them are facing financial hardship due to poor mortgage planning. In fact, I am busier than ever, trying to rescue people from the risky loans they obtained from other lenders. From the beginning, I have obtained clients solely from referrals rather than from advertising. I have personally met 99% of my clients. My style is very "hands-on"; my assistants and I handle every part of your transaction personally and we make sure you feel well cared-for and supported. If there is a problem with your loan, you will find that we are there for you no matter what it takes to get the job done. Because I have listened and cared, I have continued to work with the same clients, and their friends and colleagues over the course of many years. As their real estate portfolios grow, I am there to help analyze the long-term picture and to develop a new game plan to insure success regardless of market conditions. I have presented seminars to first-time buyers and shared my expertise with new real estate agents in my "Financing 101" course.
8 useful tips for sellers to survive living in a home while it's on the market.
www.forbes.com You're about to put your house on the market! Congrats—that’s a big move. When that for-sale sign goes on the front lawn, dozens of eager real estate agents and many potential buyers will stampede through your front door and into every room of your house. You'll have strangers combing through [...]
The Wall Street Journal reports that rates for a jumbo fixed-rate mortgage have dipped to a year-to-date low. Jumbo borrowers may find now is the ideal time to refinance to consolidate debt, replace a home-equity loan, shorten the length of a loan or convert an expiring adjustable-rate mortgage to a fixed-rate one.
online.wsj.com Rates for a jumbo fixed-rate mortgage have dipped to a year-to-date low, giving borrowers a new opportunity to jump on the refinancing train
Nearly homeless, these college kids are really glad their parents were there for them!
san-francisco-mortgage-broker.com Our wonderful clients lived in Truckee, but had rented an apartment in the City for the past 25 years. Their adult kids had been living in the...
Even with bad credit and a short sale, we managed to help them buy a great house for under $850,000. See how we did it!
san-francisco-mortgage-broker.com We just worked with a couple who were priced out of the City, and became interested in the East Bay. They found a wonderful home in Montclair – 3...
[08/28/14] Read my new San Francisco home buyer story - "Room to Grow". This was a win-win for everyone. http://ow.ly/AQbrF
Despite earlier predictions, mortgage rates continue to be at historical lows. In terms of getting a great deal this summer, prospective buyers can save a lot of money if they lock in at currently available rates. Ask about our SecureLock programs.
www.fortunebuilders.com Despite contradictions and uncertainty, there are, and will continue to be, great deals to be had within the housing market this summer.
When you read about your "credit score," you're really reading about what's officially called your FICO® score -- which largely determines the interest rate you will qualify for. If medical debts have adversely impacted your score, good news is on the way.
mobile.nytimes.com The new method for calculating a consumer’s credit rating will weigh medical debts less heavily and will ignore overdue payments that have been made.
In the current market fast closings are critical to a new home purchase. Here are 5 things to know that will help make a mortgage move faster.
guaranteemortgage.com Good lenders try to make the mortgage process more of a sprint than a marathon. They also try to impart on prospective homebuyers how much power they have in moving that finish line. You can generally go from contract to loan closing in 30 to 45 days, depending on the loan type, the property and a h…
Check out these 6 things that drive up the cost of your mortgage and how to reduce your rate and fees.
blog.credit.com Does the mortgage you're applying for seem to be more costly than advertised? These key factors could be driving up the cost of your mortgage.
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Maxferd Jewelry & Loan of San Francisco offers to buy, sell, loan, and handle repairs for your items today!
Mortgage Loan Originator NMLS #301463/CA LIC # CA-DOC301463
Sr. Mortgage Loan Officer with Guaranteed Rate Affinity in San Francisco, CA specializing in purchase & refinance home loans in Northern California. NMLS #282816
Cash loans in 1 hour are an easy way to obtain funds without going to time consuming traditional loans.
Amerinote Xchange is a loan acquisition firm based out of San Francisco, CA which specializes in the purchase and management of performing and non-performing mortgage notes and performing, small business notes, nationwide.
Sally Adam, Mortgage Loan Originator
I am a VP of Mortgage Lending at Guaranteed Rate. NMLS: 450698 Guaranteed Rate NMLS: 2611 http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611