Alameda Mortgage Corp - Mike Fisher and Jason Smith

Real Estate Mortgages, Direct Lender offering NO FEE Refinance

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Understanding Private Mortgage Insurance

Buying a home? You may have to obtain private mortgage insurance, or PMI.

rismedia.com Understanding Private Mortgage Insurance Hopeful homeowners applying for a loan who aren’t able to put 20 percent down upfront may be hearing their lender talk about Private Mortgage Insurance, or PMI. A PMI comes into play when a buyer, unable to come up with a 20 percent downpayment, is seen as ...

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Pros and Cons of Choosing a House in a Rural Area

Is country living right for you? Here are some factors to consider.

rismedia.com Pros and Cons of Choosing a House in a Rural Area Many people enjoy the convenience of living in a city or in the suburbs, with easy access to stores and entertainment and with neighbors nearby. For others, the idea of being surrounded by nature and away from all the hustle and bustle is appealing.....

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How to Be a Proactive Homeowner

Here are a few tips for forward-thinking.

rismedia.com How to Be a Proactive Homeowner When it comes to ongoing home maintenance, there are times when homeownership can be expensive—but there is no substitute for the sense of pride and comfort you achieve from living in a space that is truly your own. That said, it’s true that from the day you move ...

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Renting Out Your Home? Make Sure You Have the Right Insurance

Are you covered if someone renting out your home steals the TV? Get the scoop here.

rismedia.com Renting Out Your Home? Make Sure You Have the Right Insurance Renting out your home can be a great way to make some extra money when you’re out of town and your home is sitting empty. All kinds of potential problems, however, may come to mind when considering renting your home — either to vacati...

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Who Pays for Title Insurance and How Do I Find a Company?

This important paperwork shouldn't be overlooked. Here are some tips for finding the best service.

rismedia.com Who Pays for Title Insurance and How Do I Find a Company? Buying title insurance is a pretty straightforward process. A title company will walk you through the process and will do almost all of the work itself. Still, there are some things to know about how to find a good title insurance company and...

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Updating the Bathroom

Updated bathrooms are great for increasing buyer interest.

rismedia.com Updating the Bathroom Bathrooms have and always will be a top priority for homebuyers. When a potential buyer walks into a renovated bathroom that exudes quality and offers an intimate, contemporary feel, it will be remembered for sure. After all, a bathroom is more than just a place for grooming .....

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What Agents Must Share From Real Estate Disclosures

Looking to sell? Here's what needs to be disclosed.

rismedia.com What Agents Must Share From Real Estate Disclosures There’s a memorable phrase in the real estate profession of “Disclose, disclose, disclose. Those who don’t, don’t close, don’t close, don’t close.” It’s a smart rule to follow, and not just to make a sale. The National Association o...

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3 Steps to a Stress-Free Lease Break

Are you looking to break your lease? Here's how without ruining your tenant-landlord relationship.

rismedia.com 3 Steps to a Stress-Free Lease Break Getting out of a lease isn’t easy. But there are some steps you can take to make the process less stressful for both you and your landlord. Breaking a lease so you can move into a new home can unleash some expensive problems. Not staying for the full term of a ...

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Affordable Upgrades to Get You Sold

Getting your home ready for the market doesn't have to be expensive. Follow these affordable tips!

rismedia.com Affordable Upgrades to Get You Sold Home sellers are always seeking ideas to maximize the appeal of their house. There’s always something that can be done to bring things to the next level, and the good news is that it doesn’t have to cost a lot of money. There are a lot of effective and financi...

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Don't Let Buyers Meet Your Dust Bunnies

These areas can be hard to miss, but you'll want to clean them if you're selling your home.

rismedia.com Don't Let Buyers Meet Your Dust Bunnies Cleaning is a pretty obvious step to take before putting a house on the market for sale. But have you asked yourself, “how clean is my home?” While you’ve already dusted, vacuumed and cleaned the kitchen counters, it may not be enough. There are many are...

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How to Choose the Right Real Estate Agent

Here's what you should look for when interviewing real estate agents.

rismedia.com How to Choose the Right Real Estate Agent Whether you’re buying or selling a house, choosing the right real estate agent is essential. You need someone with the right qualifications and the patience to get to know you and understand your needs. Find a Highly Recommended and Qualified Agent When se...

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The Ultimate Deal-Breaker Checklist for Homebuyers

Check out this list before putting in an offer. What else is a deal breaker for you?

rismedia.com The Ultimate Deal-Breaker Checklist for Homebuyers How many times have you heard the story about people who move into their dream home only to find out that there’s a huge plumbing issue or noisy neighbors next door? Learn from their mistakes, and reconsider certain factors before signing on the d...

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Big Ticket Items to Look for in a Fixer-Upper

Buying a fixer-upper? Here are some things your home inspector should look into.

rismedia.com Big Ticket Items to Look for in a Fixer-Upper Buying a fixer-upper home isn’t for everyone. An older house with a lot of character may look great, but a professional inspector may find issues that make it a more expensive home than you think. Here are some things to check in that fixer-upper “dr...

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Should You Buy a Model Home?

Before purchasing a model home, carefully weigh the pros and cons.

rismedia.com Should You Buy a Model Home? When a new subdivision is being constructed, builders typically show a model home to prospective buyers. A model house is often filled with amenities and offered at relatively low prices, but there are downsides to consider before buying one. Benefits of a Model Home Mos...

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Energy-Saving Methods from Around the World to Adapt at Home

Sometimes following someone else's lead is the best way when it comes to energy efficiency.

rismedia.com Energy-Saving Methods from Around the World to Adapt at Home Germany leads the world in energy efficiency, followed by Italy, Japan, France and the United Kingdom, according to an international scorecard. The United States is tied for eighth with South Korea. What are other countries doing so much b...

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10 Questions to Help You Hire the Right Contractor

If you don't like how a contractor answers these questions, keep looking.

rismedia.com 10 Questions to Help You Hire the Right Contractor Whether you’re replacing a kitchen floor, painting the siding or adding a deck, a home improvement project can be a huge undertaking that requires experience and skill. That’s why homeowners will often skip the DIY approach and opt to hire a pro...

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For the Self-Employed Buyer: What You Need to Apply for a Mortgage

The key is preparation.

rismedia.com For the Self-Employed Buyer: What You Need to Apply for a Mortgage For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certai...

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4 Reasons You Should Compost

No. 3: It can save you money!

rismedia.com 4 Reasons You Should Compost If you’re environmentally aware, you’re likely already doing several things at home to help the planet. Recycling, using less water and fuel and making smart purchasing choices can all help reduce your carbon footprint. Composting is a fantastic way to help out mama ...

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Moving on the Mind? 5 Telltale Signs That You're Ready

I can help you prepare!

rismedia.com Moving on the Mind? 5 Telltale Signs That You're Ready When it comes time to list your home on the market, the decision to sell shouldn’t be taken lightly. Rather than asking your Magic 8 Ball whether now’s the time to pack up your belongings and move into a new space, you’ll want to focus on ...

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Loan Assistance Options for Disabled Homebuyers

Here are some laws and programs designed to make homeownership more possible for the disabled.

rismedia.com Loan Assistance Options for Disabled Homebuyers With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home. The good news is, help is available. Here are some laws and programs des...

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Opening the Door to a Successful Sale

You walk through doors every time you enter or leave a room. But have you considered how they impact the sale of your home?

rismedia.com Opening the Door to a Successful Sale We use doors all the time. But how often do we really look at them? From entering a home to walking through rooms and into closets, we use doors in every step of the buying and selling process. If overlooked, doors can easily lessen a home’s appeal. Here’s h...

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What Happens Between an Agreement to Buy and Closing?

After inking a purchase contract, there's still a lot to do before you can own the home.

rismedia.com What Happens Between an Agreement to Buy and Closing? After looking at several houses and choosing the right one, you’re most likely eager to move in as soon as possible. Before you can, there are several important things that must happen between the initial purchase contract and the closing. Mort...

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Would Improving the Yard Help Your House Sell Faster?

As they say, first impressions are everything, so put your yard to work for you.

rismedia.com Would Improving the Yard Help Your House Sell Faster? When prospective buyers come to look at a house, the first thing they notice is its curb appeal. A house with a well-maintained yard makes a positive initial impression, but one that’s been neglected can make people instantly decide to pass. Bu...

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Should You Buy a Bigger House Than You Currently Need?

Size isn't the only factor you should be considering during your home search.

rismedia.com Should You Buy a Bigger House Than You Currently Need? If you’re looking for a long-term home for your family, you want to find a house that’ll be able to accommodate your changing needs and lifestyle. It sometimes makes sense to buy a bigger house than you currently need, but you should think c...

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When and How to Negotiate the Price of Your New Home

Negotiations can be stressful, but your agent can help you sweeten the deal.

rismedia.com When and How to Negotiate the Price of Your New Home You might be able to purchase the house of your dreams for less than the asking price. If the owner is in a hurry to move or the house has been on the market for months and you are the first person to make an offer, the seller might be willing to....

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Making Home Improvements Based on ROI

Before you spend money on home improvements, keep ROI in mind.

rismedia.com Making Home Improvements Based on ROI If you’re about to put your home on the market, there are probably some repairs and changes that need to be taken care of to ensure you get top dollar for your home. But before you begin tearing your home apart, it’s important to understand that some home im...

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Tips and Tricks Every Homeowner Should Know

As a homeowner, you're bound to run into situations that will have you scratching your head. Before you place a service call, take a look at these handy tips.

rismedia.com Tips and Tricks Every Homeowner Should Know Becoming a homeowner doesn’t equip you with the basics of household know-how, although time and experience will likely teach you how to tighten up a leaky faucet. But technicians say that up to 30 percent of their service calls require nothing more than ...

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The 5 Best Grills for Your Outdoor Living Space

Here are five favorite grills to please everyone, from charcoal loyalists to high-tech grill masters.

rismedia.com The 5 Best Grills for Your Outdoor Living Space If you’re planning to step up your barbecue game, a new grill can make all the difference and turn your backyard into the best place for family and friends to hang out under the sun. Here are five favorite grills to please everyone, from charcoal loy...

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What You Should Know Before Co-Signing a Home Loan

Mortgage co-signers are just as responsible for repayment as the main borrower is. Have you considered co-signing?

rismedia.com What You Should Know Before Co-Signing a Home Loan Many homebuyers need help from friends and family to qualify for a home loan through co-signing. Of home purchase loans in the U.S. during the second quarter of 2017, 22.8 percent included a co-signer, up from 21.3 percent in the second quarter of 2...

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6 Reasons to Use Real Estate Professionals

Expert help is just one of the reasons you'll want a real estate agent to work with when buying or selling a home.

rismedia.com 6 Reasons to Use Real Estate Professionals People use real estate professionals for the same reasons they hire lawyers, wedding planners, maids and auto mechanics—they need someone with the expertise they don’t have themselves, or someone who can at least help make their lives easier. What do re...

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The 411 of Disclosures

Disclosures could save you from legal obstacles when selling.

rismedia.com The 411 of Disclosures When selling a home, there are rules you must follow. If your house has mold, termites or there’s some old heating tank buried in the basement, and you know about it, you can’t pretend those problems don’t exist. Disclosure laws are in place, and require someone to discl...

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Removing Mold to Get Market Ready

Mold is not only unsightly, but it can also be a health hazard. Here's what to look for before selling your home.

rismedia.com Removing Mold to Get Market Ready One of the four-letter words no one wants to hear is mold—this is especially true for those involved in a house sale. It’s a problem that can put a screeching halt to any potential sale and could cause heartache on both sides of a transaction. The problem is mos...

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How is your Credit Rating vs. The Rest of America? - Mortgage Broker & Loans in Ventura & Simi Valley

The average credit score of American’s is now 700, this is the highest level since the Great Recession. That means if your score is above 700, you are doing better than 50% of the population. This number has a direct impact on what it will cost you to buy a home. In this article we talk about some amazing opportunities for buyers with great credit scores. [ 716 more words ]
https://800801loan.com/how-is-your-credit-rating-vs-the-rest-of-america/

800801loan.com Get a fast rate quote for a home loan in Ventura & Simi Valley. Learn more about FHA mortgage types and down payments, Consolidation Debt Refinance, and other loan and mortgage types.

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How to Take Advantage of Smart Home Features

The goal is to save on costs and add convenience and security throughout your home.

rismedia.com How to Take Advantage of Smart Home Features According to a recent HomeAdvisor research report, Americans spent on average $564-$2,260 to install a home automation system, with prices ranging as high as $15,000 to install a hard-wired system. While outfitting your home with a full suite of smart hom...

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Setting Up Your Moving Day Playlist

Music makes everything better, even moving.

rismedia.com Setting Up Your Moving Day Playlist If you’re leaving your current home for a new one, expect one of the most stressful experiences you can go through. But listening to your favorite tunes as you pack and move into your new home is a great way to lighten the mood and add a little fun to a long and...

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4 Health Benefits of LEED-Certified Homes

Here are just a few of the ways going green is good for you and the whole family.

rismedia.com 4 Health Benefits of LEED-Certified Homes Homes that are certified under the LEED program, or Leadership in Environmental Energy and Design, present myriad benefits, most of which you’re probably familiar with. First and foremost, the comprehensive guidelines are aimed at ensuring the house is as ...

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How to Protect Your Valuables During a Sale

As a precaution, lock away or remove any valuables in your home while on the market.

rismedia.com How to Protect Your Valuables During a Sale With your house on the market, naturally this means that numerous strangers will be walking through the rooms of your house, opening closets, looking in cabinets and seeing all the home has to offer. And while an agent is present for a showing or open hous...

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Short Term Rentals are Raising Rents and Hurting the Economy - Mortgage Broker & Loans in Ventura & Simi Valley

There are a lot of great things about Short Term Rentals (STRs), like Airbnb and HomeAway. Most people love being able to rent a house while traveling. It is especially convenient for families or large groups who would like more space and privacy. While STRs are a beneficial resource for travelers, they are having a negative impact on real estate prices and the economy. [ 463 more words ]
https://800801loan.com/short-term-rentals-are-raising-rents-and-hurting-the-economy/

800801loan.com Get a fast rate quote for a home loan in Ventura & Simi Valley. Learn more about FHA mortgage types and down payments, Consolidation Debt Refinance, and other loan and mortgage types.

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2775 Tapo St, # 103
Simi Valley, CA
93065

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Other Loans in Simi Valley (show all)
Mres Mres
980 Enchanted Way Suite 205
Simi Valley, 93063

FNMA, FHLMC and Portfo Congratulations! You've just taken the first step towards your dream. By selecting Mres mortgage and home you have chosen the best.

Tim Love, Senior Loan Officer Tim Love, Senior Loan Officer
3200 Los Angeles Ave Suite 23
Simi Valley, 93065

Specializing in all aspects of Residential Lending: Jumbo/ Super Jumbo, Conforming, and all Government Loan Programs and First Time Home Buyer Programs.

GEM Mortgage GEM Mortgage
1555 Simi Town Center Way
Simi Valley, 93065

If you are a first-time homebuyer or an experienced investor, we have a full line of real estate loan programs to meet your needs. We fund $2 billion a year in loans and are ready to put our knowledge of the mortgage industry to work for you.

Check 'n Go Check 'n Go
2549 North Sycamore Drive
Simi Valley, 93065

Stephanie Alderson at On Q Financial, Inc.- Mortgages Stephanie Alderson at On Q Financial, Inc.- Mortgages
2655 First St. #135
Simi Valley, 93065

On Q is dedicated to making mortgage experiences simple, quick, and easy. Our signature Client First Service streamlines your mortgage experience.

Freedom West Financial Freedom West Financial
2655 1st St, Ste 250
Simi Valley, 93065

Providing auto financing solutions so that good people can get the car that they want...the car that they need.

Montana Capital Car Title Loans Montana Capital Car Title Loans
4486 Runway St.
Simi Valley, 93063

Advance America Advance America
2941 Cochran St., Ste. 2A-7
Simi Valley, 93065

Steve Patronete, Simi Valley Real Estate, Steve Patronete, Simi Valley Real Estate,
2655 1st St, Ste 150
Simi Valley, 93065

Real Estate and Mortgage Broker since 1987 serving Simi Valley, Moorpark, Thousand Oaks, Westlake, Conejo Valley, Ventura County and San Fernando Valley.

OneMain OneMain
1315 E Los Angeles Ave
Simi Valley, 93065

Reverse Mortgage Leads Reverse Mortgage Leads
585 E Los Angeles Ave
Simi Valley, 93065

The rising popularity of reverse mortgages has created a crowded industry of brokers, lenders and agents all competing for the same business. This has crea

Timothy E. Love, CFC Mortgage Bankers Timothy E. Love, CFC Mortgage Bankers
3200 E Los Angeles Ave, Ste 23
Simi Valley, 93065

Timothy E. Love, CFC Mortgage Bankers