Cedric Johnson, Mortgage Loan Originator

I am a Mortgage Loan Originator (NMLS# 200014) at 1st Preference.

I have served the Real Estate Community, working with Real Estate Agents, Buyers, Sellers, Brokers, Developers, Contractors, Engineers and Architects, since 1986.

During this time I have financed houses of all types, and have extensive experience using every mortgage program offered by my industry, including Renovation loans (FHA 203k and FNMA HomeStyle), all Government products, FHA, VA, and Conventional.

I also am a Continuing Education Instructor, specializing in FHA 203k education for the Real Estate Community.

I am a Mortgage Loan Originator (NMLS# 200014) at HomeBridge Financial Services, Inc. I am licensed to originate mortgage loans in the following state(s): District of Columbia, Maryland, Virginia.

To learn more, visit me at www.CedricJ.com.

's cover photo

's cover photo

You can use your VA entitlement to buy and renovate a home! Contact me to learn how it works.

's cover photo

While condos and town homes are great choices for first-time buyers, single family detached homes continue to be the most popular:

Why schools should play a role in your home buying decision.

Important things to know about using gift money.


Top 10 Real Estate Agent Safety Tips [Infographic] - HouseHunt Network

Agents, apply these 10 safety tips each and every day that you’re out in the field.

blog.househuntnetwork.com By Jesse McCarl Real Estate Agent Safety Tips 1. Careful with Personal Info Don’t advertise your home address. Consider a Google Voice phone number to separate work calls on your personal cell. 2. Verify Customer Information Ask for identification, address, and references from people before a show...

82% of millennials say buying a home is a priority.

Marketing your listing online is no longer just a good idea – it’s a necessity!


Use This Spring Clean-Up Guide To Enhance Your Home’s Curb Appeal

This great infographic shows simple ways to boost curb appeal!

lightersideofrealestate.com A little sprucing can go a long way.

Refresh instead of replace!

Just bought a house? Need an upgrade?

Transfer a fixed amount into a special savings account every month.

Recent changes in the Federal Housing Finance Agency (FHFA) loan limits will allow you to take advantage of higher loan amounts without higher interest rates! Max loan limits vary county to county, so call me today to find out your new loan limits.

If a home is in need of repairs to pass inspection, renovation financing could be a solution!

Have you heard the news? Homebridge is the nation's #1 203(k) lender for 2018! It's all thanks to our customers who trust us with the renovation lending needs! #HomebridgeProud

Know your score and protect it!

[01/08/19]   Buy your dream home with only 10% down up to $2.5 million. If you have good income and assets, contact me for more info. Not available in all states. www.homebridge.com

Our solar and wind technology option allows you to finance the cost of installation and equipment for new solar and wind energy systems. Contact me today to start living greener!

Plan it out so no aspect gets overlooked.

Still renting? Let's talk about owning the home of your dreams!

What is an Adjustable Rate Mortgage (ARM)?

What is a Balance Sheet?

What are Closing Costs?

What is a Down Payment?

What is Equity?

What is an FHA Mortgage?

A not-so-hot home is a great location can seriously benefit from renovation financing!

Timeline Photos

Timeline Photos

Timeline Photos

Keep moving. #motivationmonday

If you were making upgrades to include a fireplace, would you want it indoor or outdoor?

A not-so-hot home is a great location can seriously benefit from renovation financing!

Use the HomeReady program from FNMA and you will get a lower monthly payment. Even with a Renovation Loan.
Call for details

Small and large items can be tackled with renovation financing!


6 Costly Mistakes First-Time House Flippers Make

House flipping can be lucrative, but there are also opportunities for expensive errors in some projects.

realtor.com When you’re flipping a house, time is money. And you don’t have time to make rookie mistakes. Avoid these pitfalls to ensure your profits come out on top.


Do Swimming Pools Add Value to Homes?

Make sure this must-have amenity doesn’t become a financial regret.

houselogic.com HouseLogic, the expert in home value advice, explains how much swimming pools cost, and how swimming pools can affect your home's value. Learn more.

Agents: Let buyers know that their perfect home in their perfect neighborhood doesn’t exist… yet!

It's all about your perspective.


Mirror Mirror...

Know the potential impact of these sales predictions on your business.

engageselling.com What are some other trends you expect to pick up steam in the near or not-so-near future?


5 Top Salespeople Share How They Get Out of Sales Slumps

Keep your head in the game.

entrepreneur.com The best salespeople have bad days -- it's how they get through them that makes the difference.

Over half of millennials plan to own a home in the next five years, according to the latest Market Trends research. How are you planning to save on a down payment?

A savings tip to consider when preparing for home upgrades!

Want your business to be the top-listed Finance Company in Sterling?

Click here to claim your Sponsored Listing.

Videos (show all)




10 Pidgeon Hill Dr, Suite 100
Sterling, VA
Other Loans in Sterling (show all)
Unique Pawn & jewelry Unique Pawn & jewelry
46950 Community Plz
Sterling, 20164

UNIQUE Pawnshop stands out from the pawnshops by offering exceptional service. Stop by today to get the best prices in the area.

Marcus Fields - Loan Officer / Academy Mortgage Marcus Fields - Loan Officer / Academy Mortgage
21430 Cedar Drive Suite 200
Sterling, 20164

MLS# 659408 | Equal Housing Lender | Corp NMLS #3113 State Lic: VA # MLO-28461VA; MD # 26-11209; Corp Lic: VA: MC-5196; MD: 12423; www.nmlsconsumeraccess.org;

Kristen Kirchner Mortgage Banker Kristen Kirchner Mortgage Banker
10 Pigeon Hill Drive Ste 100
Sterling, 20165

NMLS #319726

Academy Mortgage - Loudoun County Academy Mortgage - Loudoun County
21430 Cedar Dr, # 200
Sterling, 20164

Your 1st CHOICE Home Loan Lender in Loudoun County! Inspiring Hope, Delivering Dreams and Building Prosperity in the United States since 1988.

Scott Shelton - Academy Mortgage Scott Shelton - Academy Mortgage
21430 Cedar Drive Suite 200
Sterling, 20164

Thank you for trusting me with the purchase of your new home. Please continue to let me know how I can assist and support you in achieving these goals.

Movement Mortgage Dulles Retail Movement Mortgage Dulles Retail
21000 Atlantic Blvd
Sterling, 20166

Movement Mortgage Dulles Retail is a branch of Movement Mortgage, LLC and Equal Housing Lender Licensed by , VA # MC-5112, DC # MLB39179, MD # 19094D

Kathy Riley, Home Mortgage Loans Kathy Riley, Home Mortgage Loans
21036 Tripleseven Road, Suite 200
Sterling, 20165

Serving Virginia and Maryland Clients' Home Mortgage Loan Needs

20789 Great Falls Plz
Sterling, 20165

Mark Stafford - Loan Officer / Academy Mortgage Mark Stafford - Loan Officer / Academy Mortgage
21430 Cedar Drive Suite 200
Sterling, 20164

NMLS #1456993 | State Lic: DC MLO1456993, VA MLO-28519VA, MD 26-31684 | Corp NMLS #3113 | Equal Housing Lender | Corp State Lic: DC MLB3113, VA MC-5196, MD 12423 | www.nmlsconsumeraccess.org

Capital One Bank Capital One Bank
45545 Dulles Eastern Plaza
Sterling, 20166

Colin Wauchope - Loan Officer / Academy Mortgage Colin Wauchope - Loan Officer / Academy Mortgage
21430 Cedar Drive
Sterling, 20164

NMLS# 1101426 | Equal Housing Lender | Corp NMLS #3113 State Lic: DC # MLO1101426; MD # 27867; VA # MLO-21899VA; Corp Lic: DC: MLB3113; MD: 12423; VA: MC-5196; www.nmlsconsumeraccess.org;

Citibank Citibank
21800 Towncenter Plz
Sterling, 20164