Sylvia Rosas, NMLS #258032

loanDepot is America’s lender, offering home purchase and refinance loans, personal loans and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,000 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457. loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing.

No matter what part of the country you live in, you should love your home. Whether you're looking to expand your family or downsize, I can help you determine the best way to go about it. Contact me with any home loan related questions today!

- https://wallethub.com/edu/best-cities-for-families/4435/

Which master bathroom oasis do you prefer? What is more important to you—dual sinks or an oversized tub?

- https://www.loandepot.com/srosas

Looking to consolidate high-interest debt and possibly reduce your mortgage rate all at the same time? A cash-out refinance is one way to wipe out those outstanding debts. Contact me to learn whether it can be a good solution for you!

- https://www.loandepot.com/knowledge-cafe/home-refinance/make-debt-deductible-with-a-cash-out-refinance ?loid=srosas

Your interest rate is expressed as a percentage of your total loan balance and is paid on a monthly basis, along with your principal payment, until your loan is paid off.

- https://www.loandepot.com/srosas

Closing costs could include title insurance, escrow fees, lender charges, real estate commissions, transfer taxes and recording fees – and they vary on each loan. You’ll find out your estimated closing costs within 3 days of your loan application, but you should include these costs in your budget as you save for a down payment.

- https://www.loandepot.com/srosas

Your LTV is important because it helps lenders determine a borrower's qualification for loans and rates. Your LTV has a direct effect on your rate. In many cases, a lower LTV can mean you can obtain a lower rate.

- https://www.loandepot.com/srosas

If your college-bound child has flown the coop this fall, it may be time to think about what you're going to do with that extra empty bedroom. Here are 4 clever ideas for how to reclaim and transform this space for your own purposes. #Renovation

- https://www.loandepot.com/knowledge-cafe/millennials-and-money/makeover-college-kids-bedroom?loid=srosas

Looking to boost your home's resale value? Here are some simple, yet practical kitchen appliance tips to ensure you get the best return on your investment.

- https://www.loandepot.com/knowledge-cafe/news/appliances-to-add-home-value?loid=srosas

Our customers are our top priority. Available anytime you need us, my team and I are working around the clock to answer all your questions. Let us know what we can do for you!

- https://www.loandepot.com/srosas

Here at loanDepot we work hard to not only bring you the best mortgage products at the lowest rate but make the process a natural extension of your life. Contact me to learn how our digital mortgage can help you achieve your goals in a simple, secure, and smart way!

- https://www.loandepot.com/srosas

Applying for a mortgage shouldn’t be complicated. loanDepot offers our customers over 300+ unique mortgage products, competitive rates and a digital mortgage. Contact me to start shopping for a home with confidence!

- https://www.loandepot.com/srosas

Don’t let low cash reserves stop you from becoming a homeowner! The Hillsborough Home Sweet Home Program offers qualified borrowers with up to $15,000 in down payment and/or closing assistance for their first home. Contact me to see if you qualify!

- https://www.loandepot.com/srosas

If you live in an area with cold winters, fall is a good time to get your home ready to prevent damage from winter storms. Set aside some time now to complete these simple tasks so you can rest easy, knowing you’re prepared. #HomeMaintenance

- https://www.forbes.com/sites/houzz/2015/09/26/your-fall-home-maintenance-checklist/#1b6c319c1b9c

If you're used to the traditional way of shopping for a mortgage, you may not even realize that loanDepot's fully digital mortgage can easily identify the loan option with the optimal savings and shorten your closing time to as little as 8 days*. Our digital mortgage eliminates the paper-laden experience and streamlines the entire process to give you what matters most, closing certainty. To learn how it can transform your next home purchase or refinance, contact me today! #mellosmartloan

- https://www.loandepot.com/knowledge-cafe/mortgage-411/introducing-the-fully-digital-mortgage?loid=srosas

If you love your current location but need a few adjustments to make your property that perfect home, a #Renovation loan can be the answer. Contact me to learn how you can roll the costs into your monthly mortgage payment!

- https://www.loandepot.com/about/renovation/?loid=srosas

If you’re active U.S. Military or a Veteran, now could be a great time to take advantage of today’s low rates and access the equity accumulated in your home. LoanDepot’s VA Cash-out refinance could be the right solution for you! Contact me to learn more.

- https://www.loandepot.com/srosas

If money is tight, and you're finding it hard to put enough into savings each month, there may be good news for your homeownership dream. Although you may not need a full 20 percent down, there are some government-backed loans that will only require as little as 3.5%. If you're a Veteran or active-duty service member, you could even exercise your benefit and get into a home with no down payment. Contact me to learn how much you should have available before shopping for a home. #Homeownership #Downpayment

- https://www.loandepot.com/home-loans/fha-loan?loid=srosas

With interest rates hovering at record lows, many are rushing in to #refinance their homes. But does it make sense for you? If you closed on your home more than a year ago, chances are today's rates could be much lower. Contact me to see if you qualify to lower your monthly mortgage payment!

- https://www.loandepot.com/mortgage-calculator/refinance?loid=srosas

If you've been thinking of purchasing a second home but don't quite have enough savings to put down towards your down payment, you may be able to utilize the equity accumulated in your current home. Speak with me about how a cash-out refinance can help you achieve your goals! #Investment #RealEstate

- https://www.loandepot.com/knowledge-cafe/home-refinance/invest-equity-in-second-home?loid=srosas

Did you know that a home renovation loan can open doors for numerous clients who seek home improvements yet lack the cash to cover them? loanDepot’s renovation loans can help them finance the cost of home improvements right into their mortgage, for a single monthly mortgage payme

- https://www.loandepot.com/srosas

Do you dream of a home upgrade yet lack the cash to cover the cost of improvements? With loanDepot’s home renovation loans, you can finance the cost of renovation right into your mortgage, for a single monthly mortgage payment. Ask me how you can use this option to create your dream home! #Renovation

- https://www.loandepot.com/srosas

CoreLogic analysis shows U.S. homeowners with mortgages have seen their equity increase by a total of nearly $428 billion since the second quarter 2018, an increase of 4.8%, year over year. Ask me how you can utilize the equity in your home to pay off debt, renovate, cover tuition or even start a business!

- https://www.loandepot.com/srosas

Dreaming of becoming a homeowner but not sure where to start? We’ve compiled everything you need to know to successfully get you to the finish line of purchasing your first home. Check out our guide to get started!

- https://issuu.com/loan_depot/docs/first-time_homebuyer_guide

Whether you are looking to refinance your existing mortgage into a shorter term, or shopping for an entirely new home, the 15 year fixed #mortgage may be worth consideration. Check out some of the pros and cons associated with this type of mortgage.

- https://www.loandepot.com/video?uuid=jztYpxuj16vYoxSD1Fk6T3&loid=srosas

Choosing to buy a home versus renting one is a big decision. Weed through the fees, taxes and monthly payments using loanDepot's #RentVsBuy calculator to help you make the right decision.

- https://www.loandepot.com/mortgage-calculator/rent-vs-buy?loid=srosas

The majority of homeowners choose a 30 year fixed #mortgage, but does that mean it’s the option right for you? Check out some of the pros and cons of why this loan may or may not work for you. #Homeownership

- https://www.loandepot.com/video?uuid=Z5PxA5M8Y5cKWMd5UEVrPr&loid=srosas

Sylvia Rosas, NMLS #258032

For first time buyers, home loan lingo can be confusing. Step into your #mortgage journey educated by learning some of the most popular #mortgage terms and acronyms!

- https://www.loandepot.com/video?uuid=yLhEN2TfMYZB4GbBWgEGEK&loid=srosas

[04/12/19]   Get them done!

Did you know?

Most U.S. Veterans are eligible for a #VAHomeLoan, but they aren't the only military service members that qualify for this very beneficial type of home loan. Contact me to discuss how you can benefit from a VA home loan!

- http://www.loanDepot.com/srosas

Most U.S. Veterans are eligible for a #VAHomeLoan, but they aren't the only military service members that qualify for this very beneficial type of home loan. Contact me to discuss how you can benefit from a VA home loan!

- http://www.loanDepot.com/srosas

Conforming loan limits were just increased for the third year in a row. Below are the new limits for high-cost areas. If you're thinking about purchasing a home this year, contact me to get started!

- http://www.loanDepot.com/srosas

Congratulations to Tatiana
California native moved to
Tampa Florida after graduating CalPoly Bio Chemist Now The University Cebadora with Guayaki Yerba Mate
Congratulations again to my Daughter! SmartGirl Smartloan

Mortgage rate fluctuations have been catching homebuyers off guard for generations. The best way to ensure your rate won’t go up is to lock one in today. Visit my website and secure your rate now!

- http://www.loanDepot.com/srosas

Debating on whether to rent or buy your next home? If you are like most home seekers, you’re probably looking to keep the cost of your mortgage close to your current rent payment. Determine what you can afford by calculating your future mortgage payments.

- https://www.loandepot.com/mortgage-calculator?loid=srosas

Take the guesswork out of your mortgage payments and check out our online mortgage calculators!

- https://www.loandepot.com/mortgage-calculator?loid=srosas

lenderExpress allows qualifying banks, credit unions, or lenders to contract with loanDepot as a Lending Partner. To learn how you can become a partner, contact me today!

- http://www.loanDepot.com/srosas

If you are planning to put your home on the market this spring, the time to start preparing is now. Contact me to today to learn about loanDepot's #RenovationLoans to add value to your property.

- http://www.loanDepot.com/srosas

Sylvia Rosas, NMLS #258032

loanDepot has a great home loan program exclusively for graduates of medical residency or clinical fellowship programs! Know someone that could benefit from this?? Check out the preliminary requirements, and contact me for the details.

Contact me today to find out more information regarding this great loan option!

- http://www.loanDepot.com/srosas

It may be time to start thinking about what the future holds for you. Contact me to explore your home financing options! #ValentinesDay

- http://www.loanDepot.com/srosas

Your credit profile holds the key to your new home. Do you know what yours looks like?

- https://www.loandepot.com/video?uuid=Jsf1sXqcvqVY8nZMet51nX&loid=srosas

Celebrating C21 Top Florida Agents
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Great time at the State of Affiliated with Top C21 Reators! @ Tampa Palms Golf & Country Club

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Location

Telephone

Address


2111 W. Swann Ave., Suite 200
Tampa, FL
33606

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 21:00
Sunday 10:00 - 20:00
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