Handford Financial Strategies

Providing comprehensive financial consulting for families and small businesses to help them pursue their financial security.

Providing comprehensive financial consulting for families and small businesses to help them pursue their financial security.

money.usnews.com

How to Get a Jump-Start on Filing Your Taxes

Would you like to get a jump start on filing your taxes? Here is the key information you need to know for e-filing: http://bit.ly/2Dp6LnG

money.usnews.com Gather your tax documents to prepare for filing your taxes.

401khelpcenter.com

Fiduciary Fundamentals for 2018 - 401khelpcenter.com

In order to fulfill your fiduciary duties, it is important to identify and understand the fundamentals in terms of financial planning/wealth management, financial technology, and the law: http://bit.ly/2rcP359

401khelpcenter.com It is easy to understand why the Financial Services Industry and the Legal Profession struggle with fiduciary concepts.

travel.usnews.com

5 Budget-Friendly Alternatives to a Big Apple Vacation

Are you craving big-city thrills on a budget? These five often-overlooked cities offer world-class art, architecture, and more—at lower prices than you’ll find in the Big Apple

travel.usnews.com You won't need a Wall Street paycheck to find big-city thrills in these urban escapes.

health.usnews.com

Can Nature Help You Deal With Heart Disease?

If you suffer from cardiac disease, exercise is good, but outdoor exercise is better. Learn how ecotherapy could help your heart, overall health, and soul: http://bit.ly/2qN49hl

health.usnews.com Evidence suggests that being outdoors has many physical and mental health benefits.

health.usnews.com

It's Freezing Cold Outside. Keep Your Family Safe With These Easy Tips.

Cold weather swept most of the nation as we ushered in the new year. These five tips may help keep you and your family warm this season: http://bit.ly/2Aprs0m

health.usnews.com Stay warm, America.

cnn.com

A New Year, new food resolution: Cook at home

Looking for ways to live healthier in 2018? From cooking at home to mindful eating, here are five food-related New Year’s resolutions to help achieve your goals: http://cnn.it/2C6D9hn

cnn.com Cooking at home allows you to use fresh ingredients, produce that is seasonal and foods without artificial ingredients.

[12/29/17]   At precisely midnight, revelers celebrate the new year as soon as the ball drops in Times Square. But why? Learn how the time-ball tradition began back in 1829: http://bit.ly/2pzAZlt

Handford Financial Strategies

What can we expect from the markets in the coming year? According to Commonwealth CIO Brad McMillan, 2018 is going to be substantially more challenging than 2017 has been.

blog.commonwealth.com

What Will the Markets Do in 2018?

What can we expect from the markets in the coming year? According to Commonwealth CIO Brad McMillan, 2018 is going to be substantially more challenging than 2017 has been.

blog.commonwealth.com What lies ahead for the markets? Commonwealth CIO Brad McMillan warns that, even if growth continues, 2018 is going to be more challenging than 2017.

travel.usnews.com

4 Family-Friendly Winter Cruise Ideas

With the holidays just around the corner, are you thinking about your next getaway? From a Caribbean cruise to a Patagonia expedition, here are four family-friendly sea vacation ideas

travel.usnews.com Discover upcoming itineraries that cater to families with age-appropriate programming and excursions.

money.usnews.com

6 Clever and Cheap Halloween Decorating Ideas

From "forever" mini-pumpkins to spiderwebs, it's fun to decorate for Halloween. Here are six do-it-yourself projects:

money.usnews.com Make your home look spooky with these easy and inexpensive projects.

money.usnews.com

How to Store Your Last Garden Produce for the Winter

It's that time of the year when you can finally reap the harvest of your summer garden. Here are four strategies for storing your produce

money.usnews.com These strategies will ensure that you can enjoy the best of your garden this winter.

nytimes.com

How to Plan for the Unforeseen

Without proper planning, the consequences of an unexpected event can be magnified. From disability insurance to health care directives, these resources are designed to help you prepare for the unforeseen

nytimes.com The financial effects of unexpected events like death or illness can be blunted or controlled with some preparation, advisers say.

travel.usnews.com

America's 50 Prettiest Winter Towns

Whether you seek the quiet charm of cross-country skiing in New England, busy winter wonderlands, or twinkling lights in the snow, here’s a list of the 50 prettiest U.S. towns in the winter

travel.usnews.com Celebrate the splendor of the season in winter wonderlands across the country.

money.usnews.com

10 Essential Considerations for Deciding Where to Move in Retirement

Planning to move when you retire? Before you make a life-changing decision, research the community’s quality of health care, airport proximity, and these other essential considerations

money.usnews.com You will need to form a clear vision for your retirement lifestyle and do some research.

marketwatch.com

Your ‘smart’ appliances may bring more hassles to your life

From refrigerators to vacuum cleaners, many devices in our homes are connected to the Internet. But what are the security challenges of these smart appliances for consumers?

marketwatch.com Here’s how to protect yourself from malware and other security threats that your appliances bring home.

marketwatch.com

How do I keep track of where my money is going?

Does it seem like your income disappears by the end of the month? Gain control of your finances by keeping track of your spending

marketwatch.com You’ve come to an important realization: Understanding your expenses will give you greater control over them.

marketwatch.com

Student debt is delaying millennial homeownership by seven years

Today, the total student debt load is $1.4 trillion. Learn how this financial burden is influencing the life choices of many millennials

marketwatch.com Buying a home is just one of the many life choices millennials say student debt is influencing.

blog.commonwealth.com

Is the Bitcoin Ride Over?

It appears that China is on its way to outlawing bitcoin. Could the U.S. be next? Commonwealth CIO Brad McMillan looks at the price versus the risks of bitcoin

blog.commonwealth.com What's the future of bitcoin? Commonwealth CIO Brad McMillan warns that if regulators act in a heavy-handed way, bitcoin could once again become a fringe asset.

forbes.com

Too Many People Feel Guilty Taking Vacation. Here's How Not To

Do you feel guilty about taking time off? Don’t. In fact, you’re more productive when you’re healthy and refreshed. Try these tips—and avoid vacation shame

forbes.com We want our time off, but we're too afraid to ask. Here's how to make the request with confidence.

finance.yahoo.com

5 times you don’t need to give out your Social Security number

Do you feel like you’re always asked for your social security number? You probably are. Here are five places where you don’t need to share your personal information

finance.yahoo.com If you feel like you’re constantly asked to provide your Social Security number, you may be right! Social Security numbers were originally created to track income to determine your Social Security benefits in retirement. In 2016, 15.4 million cases of identity theft were reported, according to the I...

gizmodo.com

Watch Out for Charity Scams Claiming to Help Hurricane Harvey Victims

Donating to those affected by Hurricane Harvey? Watch out for scammers taking advantage of your efforts to help those in need. Read these ways to ensure your donation goes where you intended.

gizmodo.com It never fails. For every act of heroism during a national disaster another act of piracy is waiting in the wings.

forefieldkt.com

Inflation: The Sneaky Thief

forefieldkt.com Find out why inflation is like a thief who sneaks into your portfolio.

marketwatch.com

Want to work from home? Here’s what you need to know

Wishing you could work from home? A home office has its benefits: no commute, flexible hours, and no dress code. But it also has its challenges. Here are seven things you should know

marketwatch.com Here’s a few pointers on taxes, insurance, technology and strategies for your home office.

marketwatch.com

This is what today’s college students really look like

Today’s “typical” college students may not be who you think they are: Nearly 40 percent of undergrads are older than 25; more than 25 percent are raising children; almost 60 percent are working. Are colleges equipped to accommodate these students?

marketwatch.com Nearly 40% of undergraduate students are older than 25.

money.usnews.com

How Financial Book Clubs Make Learning About Money More Social

Many of us turn to podcasts, magazines, and blogs to learn about budgeting, investing, or getting out of debt. But have you considered joining a financial book club?

money.usnews.com Reading and discussing money books with a group offers accountability and camaraderie.

marketwatch.com

Why supermarkets want to sell you ugly fruits and vegetables

Did you know that Americans throw out nearly $165 billion worth of food each year? Learn about some innovative solutions to the “ugly” food waste problem.

marketwatch.com Americans throw out about $165 billion worth of food every year.

forbes.com

Ways To Save On The Hidden Costs Of Being An Employee

You go to work to earn money, but there are hidden costs associated with being an employee. Is your job costing you money? Learn four ways to cut back on work-related expenses

forbes.com You don’t need a raise to pocket more of your paycheck each month. Whether you’re a minimum-wage employee or a manager, you can limit how much money you spend on your job. Here are four common expenses employees encounter and tips on how to avoid them.

marketwatch.com

Why so many teens are clueless about money

How much does your teen know about financial matters? A recent study shows that more than 20 percent of American teenagers are less than proficient. Learn why the U.S. can’t afford this knowledge gap

marketwatch.com Their need for financial knowledge is more urgent than ever, but they don’t have the savvy to manage the responsibilities awaiting them.

blog.commonwealth.com

Small Gratitudes and Mindful Moments

Do you regularly remind yourself of the good and positive things in your life? Commonwealth CIO Brad McMillan reflects on the smaller blessings he sees every day

blog.commonwealth.com Commonwealth CIO Brad McMillan talks about his journey to mindfulness and the importance of paying attention to the small blessings in our lives.

marketwatch.com

Here is why your savings rate is more important than your investments’ returns

marketwatch.com It is only natural for investors to want assets with the best possible performance and lowest costs, but the secret to building wealth has less to do with returns and more to do with your rate of savings

marketwatch.com

Want to buy happiness? Splurge on these 5 things

Money can’t buy happiness . . . or can it? Research shows that spending even just $5 on somebody else can improve your mood. Here are a few other things you might consider spending your money on

marketwatch.com How to use your spare cash to lead a more meaningful and fun life.

money.usnews.com

Don't Get Taken for a Ride By Your Moving Company

When it comes to hiring a moving company, consumers must do their research. From keeping a paper trail to looking into insurance, learn steps to avoid moving scams and other unscrupulous practices

money.usnews.com Take these steps to avoid being scammed by a moving company.

[12/28/16]   We wish you peace and joy this season and in the year ahead. Happy holidays!

money.usnews.com

How to Prevent Package Theft This Holiday Season

Expecting some holiday deliveries? Don’t let your packages fall into the wrong hands. Here’s how to combat porch piracy: http://bit.ly/2hAYSBw

money.usnews.com Consider alternate delivery locations and monitor tracking information to avoid porch piracy.

marketwatch.com

This is No. 1 financial regret of older Americans

According to a new survey by Bankrate.com, three in four Americans harbor financial regrets. But for those 65 and older, what’s their No. 1 biggest regret? http://on.mktw.net/1OzX1uo

marketwatch.com The most significant money regrets that Americans have.

plansponsor.com

Women Face Struggles While Saving and in Retirement | PLANSPONSOR

To prepare for retirement, women need to save a much greater percentage of their salary than do men, a new report from TIAA finds. Learn more about the gender retirement gap and the significant barriers women face: http://bit.ly/2fN4SGn

plansponsor.com In order for two recent college graduates to have the same amount of money saved for retirement, the average man would need to save 10% of his salary, while the woman would need to save 18%, a study suggests.

darkreading.com

5 Signs Your Smartphone Has Been Hacked

Did you know that mobile devices are now a prime target for cyber criminals? From the presence of mysterious apps to rapidly decreasing battery life, here are five signs that your smartphone has been hacked: http://ubm.io/2f5VhJ9

darkreading.com Mobile devices are increasingly popular vectors for cybercriminals targeting the enterprise. How to tell when a smartphone may be under attack.

money.usnews.com

How to Extend the Life of 5 Major Appliances

Many homeowners do everything they can to keep their existing appliances running for as long as possible. From refrigerators to washing machines, here’s how to extend the life of your major appliances: http://bit.ly/2dpvq2E

money.usnews.com Because while buying that new refrigerator is fun, paying for it isn't.

money.usnews.com

6 Ways Your Teen Driver Will Affect Your Wallet

Is your teen ready to hit the road? From driving school to higher maintenance costs, the financial impact of having a teenage driver may be more significant than you realize: http://bit.ly/2cIuYwK

money.usnews.com The costs may be more significant than you think.

benefitnews.com

One thing Republicans and Democrats have in common? Retirement anxiety

A new study from Lincoln Financial Group reveals that both Democrats and Republicans lack confidence that they are doing enough to save for retirement. But how do these groups feel about having a financial advisor to help? http://bit.ly/2bM4O9K

benefitnews.com Though people who belong to both parties express optimism about their financial futures, the vast majority don’t think they have planned well for their end of work lives.

nytimes.com

How Millennials Became Spooked by Credit Cards

Millennials are just saying no to credit card debt. According to Federal Reserve data, the percentage of people under 35 who have credit card debt has plunged to its lowest level since 1989: http://nyti.ms/2aU9XZJ

nytimes.com Building a credit history holds less appeal for young Americans who had trouble paying off student loans and saw their families’ struggles during the financial crisis.

marketwatch.com

Parents are willing to make this major sacrifice to pay for their kids’ college

Many parents are willing to take out loans to pay for their children’s college education. But what does this mean for their own retirement? http://on.mktw.net/2aDHSG9

marketwatch.com What would you give up to help your kids pay for college?

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Warrenton, VA
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Warrenton Capital is a different type of lending company. We look beyond the numbers to understand who you are and what your vision is for your business.

Joe Sells Cars Joe Sells Cars
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Driving a nice new car is so much fun, buying it should be as fun. That's where JoeSellsCars comes in. Let's do it together!!! Call me @540-993-3339.