Offering creative home financing solutions to those who want a personal connection and an enjoyable experience throughout the home buying process.
ihmcloans.com Buying your first home is different than buying your second. For one, first-time buyers have never been through the process before and face a lot of unknowns. Without the benefit of home equity to help fund a home purchase, buying prospects can look a little different. In short, first-time buyers
ihmcloans.com Generally speaking, there are two types of homes available to buyers. There are previously owned homes and there are new homes. Which one you choose comes down to a couple of factors. The first is personal preference. Some people prefer the quirks and character of an older home, while others like
ihmcloans.com Winter weather is moving in for most of the country, and it’s best to prepare for the worst. According to this article, you should check up on not only your HVAC but your pipes and water heater as well. Even if you live in a region with milder winters, you can still save money on heating by insula...
On the heels of small business Saturday, I wanted to occasionally highlight some of our awesome local small businesses. Check out Grill 309 in Culpeper, VA. #theseareafewofmyfavoritethings #grill309 #culpeperva #smallbusiness
Check out this townhome in Gainesville that just went on the market. Inventory is low and this is a great home for a great price in a great area. So much greatness!!
zillow.com For sale: $397,000. Immaculate, light-filled townhome with spacious 2 car garage and filled with upgrades. Walnut hardwood flooring throughout, renovated kitchen with island, SS appliances & Quartz counter tops, spacious master suite, huge windows, extensive trim & moldings. Come see what the Villag...
ihmcloans.com The first step buyers most often take in their home shopping pursuit is to check up on financing and to make sure they can even afford a home, according to a new survey of 1,000 recent buyers. The survey was commissioned by loanDepot and mellohome, a real estate services provider. The majority
When it comes to buying a house before it comes on the market, it’s all about who you know. Having a high caliber agent is priceless. Let me know if I can put you in touch with one.
ihmcloans.com Buying a home is a lot like running a race: Once a listing goes live, buyers have to sprint off the starting block before throngs of other buyers start bidding. Talk about stressful! What if there were a way to buy a house before it's officially on the market? Well, there is—and it can help yo
Whether you are currently, planning to be soon, or one day will be in “moving mode”: Here are some helpful tips to keep in mind leading up to and through moving day. http://ihmcloans.com/moving-into-your-new-home/
ihmcloans.com Now that you have found your new home and are moving through the loan process it is time to get prepared for the move. Below is some helpful information to get you ready. Moving Companies - If you need to rent trucks or are planning to use a moving company be sure to call them at least 30 days b
Renting because you think you can’t/won’t qualify to buy? Think again...
ihmcloans.com Do you think: You need a lot of cash to buy a home? Monthly mortgage payments would be more than you could afford? Home ownership is more expensive than renting? It isn't a good time to buy? You might not know There are many low down payment options available Payment options
Thinking of selling this Fall? Here’s some tips on how to potentially add some value.
ihmcloans.com If you’ve just purchased a home, you’re likely still reeling from the long list of initial costs that come along with homeownership. While you’re focusing on replenishing your savings account and getting accustomed to paying a mortgage, you might not be ready to gut your kitchen and bathrooms ...
Having the right people on your side when negotiating a purchase is a must. Here’s why:
ihmcloans.com While your real estate agent will be by your side to assist you with making an offer on a home you wish to purchase, it's helpful if you understand some of the negotiation tactics you'll need to employ in order to get a positive outcome on your home bid. Trust your real estate agent. Your agent i
Realtor, Maria Gilman
**Coming Soon in Warrenton, Va!! 4Bed/4Bath. 1.2ACRES, Private Neighborhood, No HOA. Fruit trees, and bushes line backyard. Updates and Upgrades. Built-ins, Granite, SS Appliances, Newer Roof, Hot Water Heater, Garage Door. Play Set & Lawn Mower Convey. Ask about Additional features. 703-831-7985
Words of wisdom and encouragement from my brother, best friend and business partner!
Two challenging quotes to live and make decisions by!
Ever wonder what the mortgage process looks like? Here’s a good breakdown. Contact me if you have any specific questions!
ihmcloans.com Once you've submitted your loan application, it triggers a series of events that must take place before you get your loan approval. Loan Estimate: Within three days of submitting your application, your lender will provide you with a Loan Estimate, a form that details the loan you've applied for. T
Danny DeGroat - Integrity Home Mortgage Corporation
Thinking about selling this Spring? Here are some helpful tips on how to get started.
ihmcloans.com 4 Tips to Help You Sell Your Home
Are reverse #mortgages "bad"? It honestly depends. Sometimes they can even be an excellent choice. Here's what you should know about them.
Ever wonder exactly what’s in a Mortgage payment and what it all means? Check out this breakdown that could help you plan for your first or next home purchase.
ihmcloans.com The Mortgage Payment Your monthly mortgage payment consists of: Principal: The actual amount you are borrowing Interest: What it costs to borrow the money for your home Escrow: A third party account used to pay for taxes and insurance on your behalf (more on that next) Understanding E
ihmcloans.com Winter is upon us. Whether that means snow, frigid temperatures, or the start of the rainy season, your home could use some prep to ensure it — and you — make it through comfy and cozy. Here are a few useful tips. Weather-stripping - Keep out the cold and wet with new seals on doors and wind
🇺🇸VA loans🇺🇸 are our favorite, probably because we love working with veterans. And also because we handle them often, which has given us a great deal of experience. Contact me today if you have any questions about eligibility, qualification or the VA loan program in general. http://ihmcloans.com/are-you-a-veteran-active-service-member-or-surviving-spouse/
ihmcloans.com Understanding VA Loans
The year/buying season isn’t over yet! Here’s why:
ihmcloans.com Buying a Home
Here’s a good breakdown of who you will meet in the home buying process and what their role is in helping you: http://ihmcloans.com/who-is-involved-in-the-home-buying-process/
ihmcloans.com Key Players in Home Buying
ihmcloans.com If there's anything history has taught us, it's that homeownership is one of the best ways to build wealth and secure your financial future. Here are five primary ways being a homeowner can help you accomplish this Homeownership can help create a forced savings. Most people aren't very good
Don't let this happen to you. When in doubt, wait until after closing.
ihmcloans.com Below are a few tips we have to assist you in avoiding any delays in your home settlement. NO New Purchases - Please refrain from making any new large purchases. This includes any item that will result in new monthly debt (i.e. new car or furniture for your new home). As a lender we will re-pul
ihmcloans.com Do you realize your home equity can be one of your greatest financial resources? It's true that as you pay down your mortgage, you build equity (the amount of your home you actually own). But as your home appreciates in value each year, it also helps you build equity without having to lift a finger
investopedia.com Does it make sense for those nearing retirement, or who already retired, to pay off their mortgage?
ihmcloans.com When it comes to mortgage loans and interest rates, it is never a good idea to gamble. The only way to ensure a good rate on your mortgage is to lock in when you see a rate that works with your financial situation. A mortgage loan cannot be closed without your rate being locked. There are three
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Danny DeGroat - Integrity Home Mortgage Corporation
I will show you exactly how the Reverse Mortgage program works, and how you can use it to access the equity in your home.
BB&T - Best Bank in Town Since 1872. Member FDIC.
WELCOME! Home of the $50 Combo Discount . . . Combine a Home & Radon Inspection, & get a $50 discount.
Equal Housing Lender | LO NMLS ID # 506562 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org).
Company NMLS ID #643114 Branch NMLS ID #1642918 (www.nmlsconsumeraccess.org)
ALL APPROVED!! WE FINANCE EVERYONE! BAD CREDIT/NO CREDIT/FIRST TIME BUYER! NO PROBLEM! YOUR JOB IS YOUR CREDIT! TAX ID OK! SELF EMPLOYED OK!