Michelle Maes, Mortgage Loan Officer

Michelle Maes, Mortgage Loan Officer


We can't say enough great things about Michelle! Our loan process was challenging; we had so many moving parts to make our loan refi happen and Michelle was always so patient and hardworking! She worked so hard for us and always knew the up to minute changes that were happening due to COVID and all the new refi requirements. Our interest rate is half of what we were paying and we get to have two months payment relief!
Michelle Sandoval is extremely helpful with getting my client's lending approved in a timely and professional manner. I always have a sigh of relief knowing she is taking care of the lending side of things in my real estate transactions.

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michelle Maes, Mortgage Loan Officer, Loan service, 12000 Pecos St, #340, Westminster, CO.

Operating as usual

Thank you Stephanie and Justin! These are beautiful! I’m so grateful to have been part of your journey in obtaining your dream home! This always gives me a happy heart ❤️

What a wonderful surprise! I have such sweet people in my life ❤️


1156 Willow St, Denver CO 80220, USA - Virtual Tour

Cute house just listed in Denver. Thanks Brittany Smith!

🏠 1156 Willow St. Denver, CO 80220

2 beds 🛏 1 bath 🛁 1 car garage 🚘

tours.virtuance.com Virtual Tour of 1156 Willow St, Denver CO 80220, USA.

One of my favorite fall things to do is to take the kids to a pumpkin patch! We love searching for pumpkins, corn mazes, the petting zoo, hot apple cider and pumpkin bread! #pumpkinpatch

Happy October!


Maryann Cusick Watkins, I always love working with you personally and professionally! You are such an amazing Agent and our clients are lucky to have such a caring, thorough and attentive realtor! 😊

I had another great refinance with Megastar Financial. Michelle Maes is very professional and knowledgeable and made the entire process smooth and easy. I will be able to put the money that I'm saving towards my children's college funds. Thank you Megastar!


Thank you Cheryl, you are the sweetest! I am grateful to have met you and Marvin :)

We can't say enough great things about Michelle! Our loan process was challenging; we had so many moving parts to make our loan refi happen and Michelle was always so patient and hardworking! She worked so hard for us and always knew the up to minute changes that were happening due to COVID and all the new refi requirements. Our interest rate is half of what we were paying and we get to have two months payment relief!

The summer snow has lifted and fall is right around the corner! It’s time to get outside, take a break and witness all of the beauty our great state has to offer!

Another fabulous closing with a lower rate and payment savings! Thank you Sara and Matt for your repeat business! And thank you Chloe for the beautiful pictures you drew for me! 🖍🥰

Congratulations Kevin and Maryann Cusick Watkins! I always love working with you! So happy for you both to get such an amazing rate and lower your payments!! Best part is skipping two months payments!!

Michelle Maes, Mortgage Loan Officer

Job changes can affect your approval for a mortgage loan. Make sure to keep your lender updated if you are expecting any employment changes.

Congratulations on your new home!! I’m so happy for you guys and I know the kids and animals are going to love it. As always thanks Jeremy Raskin for doing such an amazing job finding the perfect home for Brac and Jami!


23646 Conrad Street Johnstown CO 80534 |Home for sale at $565,000| REcolorado

Beautiful home for sale!!! Must see 🏡

recolorado.com 23646 Conrad Street Johnstown, CO, 80534, a 5 bedroom, 3 bathroom home currently listed for sale at $565,000. MLS #2778458

Your Denver Metro Housesitter!

Weekly Featured Small Business of the week! 5280 Petsitter! If you’re looking for someone to take care of your animals or your house while you are away, this is the person you need to call. Christina Phillips is amazing! 303-981-5226. [email protected] com.

Happy Mother’s Day to all you amazing Mom’s out there! Hope it’s a great day!

Featured Local Small Business for the week
Colorado K9 Cabins
Custom made items for people and pets. Perfect place to shop for gifts for clients and holidays. #localbusiness #supportsmallbusiness #colorado #clientappreciation

Congratulations Brett and Nateal on your new home! I’m so happy for you both🤗I can’t wait for you guys to move in! Jeremy Raskin thanks for always going above and beyond! Closing Covid Style! 🔑 🏡 🍷

Featured Small Business Week 2. With all of us stuck at home I know many of us are doing home transformations. Blinds Couture is a local window coverings company that offers blinds, shades, shutters, draperies and even the newly desired wall coverings! Virtual appointments available! P.S. they have a giveaway running right now on their page!! Check it out...maybe you can win! 😉

Down payment assistance options...

The rumors aren’t true! There is still down payment assistance. Get up to 4% in down payment money. I’m here to help! 🏘💵

Small Business Monday!! This is my first small business feature!! These beautiful hand made leather earrings by Misti Covillo-Brush are fun and stylish. She has so many to choose from and is adding new ones all the time!!! I tried to link her page but it’s not working... search by namer or pm me 😊

We are all here making sure loans are getting done and the money is at the closing table! 💵. So thankful for my team ❤️🏠💻#megastarfinancialwestminster

So happy for my repeat clients Kyle Dosco and Traci! Excited you were able to take years off your mortgage and get an awesome rate! Looking forward to celebrating when we can! 🥂🍾🥳

Forbearance vs Loan Modification

With so many people being out of a job right now, it may be difficult to make your mortgage payment. There are options available to you under the CARES act...Feel free to reach out to me if you have any questions

It’s so weird not being able to go to closing! Thank you Kenny and Jess! I’m happy to have helped you cut your term. #refinance #stillclosingloans

Michelle Maes, Mortgage Loan Officer's cover photo

May you enjoy Irish blessings today with this Irish Proverb! ☘️

So happy for this adorable family! Congratulations on your new home 🏡 Thank you so much James McWilliams for your stellar job 🙂#happyhomeowners #ilovemyjob #buyahome #broomfieldcolorado #firstresponderloans

Did you know if you apply for a mortgage, big banks pay credit reporting agencies for that information then bombard you with phone calls and mail? If you’re tired of those annoying credit offers, I have help for you....Go to optoutprescreen.com or call 888-567-8688 to choose to opt out.

St. Patrick’s Day Happy hour! Open to all my past clients and Agents! Make sure to RSVP! 🍀🍻

I loved working with Sarah and Jason! Such a cute couple! Congratulations on your new home! Allison Cassieri you’re the bomb! Thank you for all your hard work!

Another open house this weekend (Saturday and Sunday) you must check out at The Pond in Arvada. Listed by Maryann Cusick Watkins! Come by and see this adorable 5 bedroom home and pick up a warm cookie while you’re there. 🍪🏡🔑

Thank you for teaching us about AirBNB Sabrina Muranjan Calnan and Lisa Kerin-Welch! I learned a lot about short term rentals! Anyone interested in learning about this is welcome to come to our class in October! Just let me know. The last class was full and we had to turn people down and then the weather prevented some from coming!

What a great class from Sabrina Muranjan Calnan and Lisa Kerin-Welch about AirBNB. Thank you to George Romero and First Integrity Title Company for co-sponsoring with us. The weather kept some folks away but hopefully we can host the class again in October. What great information about the nuance of short term rentals and how to maximize them in ways you may not have thought of!

Happiness is spring inside before it’s actually spring! Thanks Costco for having these beauties for me to enjoy on a cold, windy day!

4007 E. 133rd Circle, Thornton, CO 80241

Newly Listed home in Thornton. Must see. Thanks Allison Cassieri! Open house Saturday! 🏡

Listed at $423,000, 3 beds, 3 baths, 2-car garage, 2,756 square feet, built in 1992, 5560, Lovely updated, 3 Bed, 3 Bath Thornton home. Loft area perfect for home office, hobbies or an additional retreat away from the main living area. Dining room, living room, eat-in kitchen & family room w firepla...

Sarah Moles thank you so much for your kind review! I’m so happy to have met you and Bill 😊

About Michelle Sandoval

About Michelle Sandoval

Michelle Sandoval is a licensed Mortgage Loan Officer with the Westminster branch of MegaStar Financial Corp in City, State. Michelle and the Westminster team are committed to being your personal advocates through the entire home loan process. Our team is ready to use our know-how to see the road ahead, keep you in the loop, and take any hassle out of getting your home loan approved.

With over 20 years of experience in the financial industry, 19 of which have been spent originating loans, Michelle brings a wealth of experience and knowledge to her position as Loan Officer with MegaStar Financial. Michelle believes in looking out for her Client’s best interest throughout the loan process and treats them the same as she would treat her own family. She is able to help her Client’s look towards the future, instead of focusing only on the here and now.

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Videos (show all)

Your Denver Metro Housesitter!
Down payment assistance options...
Forbearance vs Loan Modification





12000 Pecos St, #340
Westminster, CO

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
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Peak Mortgage Solutions Peak Mortgage Solutions
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NOVA Home Loans NOVA Home Loans
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