David Bridges at First Heritage Mortgage

David Bridges at First Heritage Mortgage

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Good morning David, in my 37 years of working for DOD as a civilian and having to transfer from one military location to the other, whenever I purchased a house, someone else handled the paper work and I signed on the dotted line. This is the first time I've had to handle this whole endeavor by myself. I was terrified. However, between working with my agent and you and your company this was easy breezy as my grandson Andre Dukes would say. Thanks so much for all the work you do. Also, give my heart felt thanks to Jung. She managed to make me laugh as she held my hand through this whole affair. I will always recommend you and your company to anybody looking to buy a home. Happy Holidays.

David Bridges | NMLS ID #222490

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548 | Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org)

Georgia Residential Mortgage License #65777

At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History

Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach

We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548
Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org)

Operating as usual

Timeline Photos 05/04/2021

Moving can be exciting! You're starting a new chapter, perhaps moving closer to family or starting a new job. But it can also take a toll mentally. There's a lot to plan and coordinate. Help shed those concerns by looking at this advice to set yourself up for success in your next move. https://bit.ly/2SpXIPH

Moving can be exciting! You're starting a new chapter, perhaps moving closer to family or starting a new job. But it can also take a toll mentally. There's a lot to plan and coordinate. Help shed those concerns by looking at this advice to set yourself up for success in your next move. https://bit.ly/2SpXIPH

Timeline Photos 05/04/2021

Getting started as a first-time buyer comes with a lot of questions. You're learning about the home buying process, and the earliest part of that planning will revolve around setting a budget. This is where your loan officer can shine! We can help you match your budget to your home, connect you with a real estate agent, and ensure you're set up for success in the mortgage arena too. Consider these five reasons to talk to a lender first. https://bit.ly/3xKGNHA

Getting started as a first-time buyer comes with a lot of questions. You're learning about the home buying process, and the earliest part of that planning will revolve around setting a budget. This is where your loan officer can shine! We can help you match your budget to your home, connect you with a real estate agent, and ensure you're set up for success in the mortgage arena too. Consider these five reasons to talk to a lender first. https://bit.ly/3xKGNHA

Timeline Photos 05/03/2021

It seems like we're all itching to travel somewhere new ✈️, but the most practical vacation right now may be a "staycation." 🏡 It can be a lot more fun and exciting than you might think! Treat yourself to an at-home spa day, try camping nearby, host a movie festival on your couch, or go exploring around your own town. Get excited about your staycation with this list of fun ideas. https://bit.ly/3nRp3WI

It seems like we're all itching to travel somewhere new ✈️, but the most practical vacation right now may be a "staycation." 🏡 It can be a lot more fun and exciting than you might think! Treat yourself to an at-home spa day, try camping nearby, host a movie festival on your couch, or go exploring around your own town. Get excited about your staycation with this list of fun ideas. https://bit.ly/3nRp3WI

Timeline Photos 05/03/2021

Decorating your home with plants can create a calming and natural environment. If you're thinking it's too much work with watering and ensuring the proper sunlight, you should take a look at these simple ways to style your house with indoor plants. They can easily add style and a pop of color to your current decor. https://bit.ly/3teuXlI

Decorating your home with plants can create a calming and natural environment. If you're thinking it's too much work with watering and ensuring the proper sunlight, you should take a look at these simple ways to style your house with indoor plants. They can easily add style and a pop of color to your current decor. https://bit.ly/3teuXlI

Timeline Photos 04/30/2021

You'll most likely be required to get homeowner's insurance as part of your mortgage process. This insurance protects the property itself and your personal assets inside. It's important to know what's covered and how it works before shopping for policies. Learn more about homeowner's insurance and other mortgage-related insurances in our post here. https://bit.ly/3gPzqbQ

You'll most likely be required to get homeowner's insurance as part of your mortgage process. This insurance protects the property itself and your personal assets inside. It's important to know what's covered and how it works before shopping for policies. Learn more about homeowner's insurance and other mortgage-related insurances in our post here. https://bit.ly/3gPzqbQ

Timeline Photos 04/28/2021

Thanks to the warmer weather and sunny days, we're all thinking about more outdoor activities. As you're able to gather with friends and family, a backyard party is a perfect way to enjoy springtime and reconnect with loved ones. Here are 7 steps to get you from the planning stage to the party stage. https://bit.ly/3aPOC4W

Thanks to the warmer weather and sunny days, we're all thinking about more outdoor activities. As you're able to gather with friends and family, a backyard party is a perfect way to enjoy springtime and reconnect with loved ones. Here are 7 steps to get you from the planning stage to the party stage. https://bit.ly/3aPOC4W

Timeline Photos 04/28/2021

A second home can be an excellent investment, whether it's for your own vacations or as a source of passive income. When you're ready to start planning for an additional property, we suggest utilizing these 5 tips to make your process seamless. Check them out here. https://bit.ly/2S9RtiP

A second home can be an excellent investment, whether it's for your own vacations or as a source of passive income. When you're ready to start planning for an additional property, we suggest utilizing these 5 tips to make your process seamless. Check them out here. https://bit.ly/2S9RtiP

Timeline Photos 04/27/2021

Thanks to the federal income tax deadline extension, you still have time to finalize your 2020 tax returns. You might be able to increase your refund or lower your taxes owed through the mortgage interest deduction. This article outlines how the deduction works and how you can qualify. https://bit.ly/3gHqyFf

Thanks to the federal income tax deadline extension, you still have time to finalize your 2020 tax returns. You might be able to increase your refund or lower your taxes owed through the mortgage interest deduction. This article outlines how the deduction works and how you can qualify. https://bit.ly/3gHqyFf

Timeline Photos 04/26/2021

Your credit is one of the most important factors in qualifying for a loan. Regardless of the program you're looking into, you'll need to review your credit to be prepared for the mortgage process. As of 2020, there's a new FICO 10 credit score that lenders can use when evaluating your application. Learn about the changes and how they can affect your score. https://bit.ly/3nkDpi3

Your credit is one of the most important factors in qualifying for a loan. Regardless of the program you're looking into, you'll need to review your credit to be prepared for the mortgage process. As of 2020, there's a new FICO 10 credit score that lenders can use when evaluating your application. Learn about the changes and how they can affect your score. https://bit.ly/3nkDpi3

Timeline Photos 04/26/2021

Over the past year, we've all spent a lot of time at home. You can use this latest stimulus check to finally fix or improve parts of your house that you've noticed need it. Check out our top 4 ways to invest your stimulus payment into your home while also staying within that budget range. https://bit.ly/2PtNvAI

Over the past year, we've all spent a lot of time at home. You can use this latest stimulus check to finally fix or improve parts of your house that you've noticed need it. Check out our top 4 ways to invest your stimulus payment into your home while also staying within that budget range. https://bit.ly/2PtNvAI

Timeline Photos 04/25/2021

Many loan programs today allow you to pay less than 20% for your down payment. That typically adds private mortgage insurance to your monthly payment. If you're thinking about buying with a program that requires PMI, learn all about it and how you can stop paying for it once you reach 20% equity. https://bit.ly/32MnnnA

Many loan programs today allow you to pay less than 20% for your down payment. That typically adds private mortgage insurance to your monthly payment. If you're thinking about buying with a program that requires PMI, learn all about it and how you can stop paying for it once you reach 20% equity. https://bit.ly/32MnnnA

Timeline Photos 04/25/2021

As a first-time buyer, you could be eligible for a variety of programs to help with your down payment and closing costs. Don't hold yourself back by not taking advantage of these unique options that can help alleviate any concerns you might have about the home buying process. Learn more about how first-time homebuyer programs work and how you can get started with one today. https://bit.ly/3dQ5qL3

As a first-time buyer, you could be eligible for a variety of programs to help with your down payment and closing costs. Don't hold yourself back by not taking advantage of these unique options that can help alleviate any concerns you might have about the home buying process. Learn more about how first-time homebuyer programs work and how you can get started with one today. https://bit.ly/3dQ5qL3

Timeline Photos 04/23/2021

Have you made all the home improvements you can think of for yourself? Maybe it's time to move on to home improvements for your pets! Take a look at these 11 home upgrades for pet owners. They're sure to give you inspiration on how to make your four-legged family members feel even more special in your house. https://bit.ly/3vc7kf4

Have you made all the home improvements you can think of for yourself? Maybe it's time to move on to home improvements for your pets! Take a look at these 11 home upgrades for pet owners. They're sure to give you inspiration on how to make your four-legged family members feel even more special in your house. https://bit.ly/3vc7kf4

Timeline Photos 04/23/2021

So you're ready to take that big step, huh? Buying your first home! There's a lot that goes into the process, but you don't need to be worried or stressed. Our guide for first-time homebuyers will help you prepare for what to expect, and I will be your resource throughout the entire journey. https://bit.ly/3tNZ2JW

So you're ready to take that big step, huh? Buying your first home! There's a lot that goes into the process, but you don't need to be worried or stressed. Our guide for first-time homebuyers will help you prepare for what to expect, and I will be your resource throughout the entire journey. https://bit.ly/3tNZ2JW

Timeline Photos 04/22/2021

There's a lot to keep up with as a homeowner, from maintenance to renovations to budgeting! We find it's always great to learn tips and tricks that can make your home upkeep easier while also saving you money. This list of 12 money-saving tips every homeowner needs to know is a solid find. 👌 https://bit.ly/3sFyUj4

There's a lot to keep up with as a homeowner, from maintenance to renovations to budgeting! We find it's always great to learn tips and tricks that can make your home upkeep easier while also saving you money. This list of 12 money-saving tips every homeowner needs to know is a solid find. 👌 https://bit.ly/3sFyUj4

David Bridges, CMB at First Heritage Mortgage, LLC | Woodbridge, VA 04/21/2021

David Bridges, CMB at First Heritage Mortgage, LLC | Woodbridge, VA

"My husband and I had the pleasure of working with David and his team, primarily David, Myles, and Jung, on our first mortgage loan. They were incredibly attentive, compassionate, patient, and DETAIL ORIENTED. They truly did everything they could to help us get approved and walk us though the necessary steps to succeed. If ever we buy another home there's nobody else we'd turn to." says Bajan on Google

David Bridges, CMB at First Heritage Mortgage, LLC | Woodbridge, VA ★★★★★ My husband and I had the pleasure of working with David and his team, primarily David, Myles, and Jung, on our first mortgage loan. They were incredibly attentive, compassionate, patient, and DETAIL ORIENTED. They truly did everything they could to help us get approved and walk us th...

Timeline Photos 04/20/2021

You've probably heard about a lot of great offers for refinancing over the past year. It can be a great way to lower your monthly payments or take advantage of a better interest rate. We suggest comparing how your reason for wanting to refinance stacks up against the benefits and costs of doing so, and we walk you through how to do that here. https://bit.ly/3mYNvVF

You've probably heard about a lot of great offers for refinancing over the past year. It can be a great way to lower your monthly payments or take advantage of a better interest rate. We suggest comparing how your reason for wanting to refinance stacks up against the benefits and costs of doing so, and we walk you through how to do that here. https://bit.ly/3mYNvVF

Timeline Photos 04/20/2021

Here's a term you'll get familiar with on your home buying journey: debt-to-income ratio, or DTI. Lenders use this ratio to compare your monthly income to your debt obligations, such as bills. It paints a picture of your financial situation and ability to successfully meet your proposed mortgage payment. Learn more about DTI and what an ideal ratio is. https://bit.ly/3mZyUcm

Here's a term you'll get familiar with on your home buying journey: debt-to-income ratio, or DTI. Lenders use this ratio to compare your monthly income to your debt obligations, such as bills. It paints a picture of your financial situation and ability to successfully meet your proposed mortgage payment. Learn more about DTI and what an ideal ratio is. https://bit.ly/3mZyUcm

Timeline Photos 04/19/2021

Will you need a jumbo loan to finance your new home? The answer is yes if your purchase price goes above the conforming loan limit. For most of the U.S., that limit is $548,250. There are a few requirements about jumbo loans you'll want to get familiar with, like a larger down payment and the possibility of a second appraisal. We answer common questions about jumbo loans right here. https://bit.ly/3a3pk2Q

Will you need a jumbo loan to finance your new home? The answer is yes if your purchase price goes above the conforming loan limit. For most of the U.S., that limit is $548,250. There are a few requirements about jumbo loans you'll want to get familiar with, like a larger down payment and the possibility of a second appraisal. We answer common questions about jumbo loans right here. https://bit.ly/3a3pk2Q

Timeline Photos 04/19/2021

We know that financial terms can feel confusing at times, so we're on a mission to make them easy and relatable. Your home equity is how much of your home you've already paid off. You can quickly calculate what yours is by taking your home's current market value and subtracting how much you still owe on your mortgage. Knowing how much home equity you have will be important if you're looking to refinance or take out a loan against your house. Read about why you want to know this term here. https://bit.ly/3uJXwsh

We know that financial terms can feel confusing at times, so we're on a mission to make them easy and relatable. Your home equity is how much of your home you've already paid off. You can quickly calculate what yours is by taking your home's current market value and subtracting how much you still owe on your mortgage. Knowing how much home equity you have will be important if you're looking to refinance or take out a loan against your house. Read about why you want to know this term here. https://bit.ly/3uJXwsh

Timeline Photos 04/18/2021

The best way to ensure a smooth mortgage process is by planning ahead. The biggest part of your planning will likely be focused on the budget. While you're crunching other numbers like your monthly payment, don't forget to also account for closing costs. Learn about closing costs and what to expect here. https://bit.ly/3sqaN7N

The best way to ensure a smooth mortgage process is by planning ahead. The biggest part of your planning will likely be focused on the budget. While you're crunching other numbers like your monthly payment, don't forget to also account for closing costs. Learn about closing costs and what to expect here. https://bit.ly/3sqaN7N

Timeline Photos 04/18/2021

With tax season in full swing, we're reminding you about property taxes. You don't want to forget about them! They are an important factor to consider in your homeownership budget. Learn how they are calculated and everything else you need to know about property taxes here. https://bit.ly/3ghydd6

With tax season in full swing, we're reminding you about property taxes. You don't want to forget about them! They are an important factor to consider in your homeownership budget. Learn how they are calculated and everything else you need to know about property taxes here. https://bit.ly/3ghydd6

Timeline Photos 04/17/2021

Remodeling your home is an exciting way to breathe new life into a space you already love and are comfortable in. It gives you the opportunity to change the aspects that need improvement while maintaining those touches that make it feel like home. Our ultimate guide to remodeling walks you through all the stages of your home renovation. https://bit.ly/3aj85uB

Remodeling your home is an exciting way to breathe new life into a space you already love and are comfortable in. It gives you the opportunity to change the aspects that need improvement while maintaining those touches that make it feel like home. Our ultimate guide to remodeling walks you through all the stages of your home renovation. https://bit.ly/3aj85uB

David Bridges at First Heritage Mortgage

I am able to provide a variety of mortgage products at competitive rates and every task is accomplished in-house so it is done in the quickest and most efficient way. This complete line of products and services enables my clients to achieve their goals of purchasing a home with the lowest payment or refinancing to build equity more quickly on their present house. Our pre-approval program can help you obtain the best price on your next home by putting you in position of strength to act quickly when negotiating with a seller.

Fairfax Office | Headquarters
3201 Jermantown Road, Suite 800
Fairfax, VA 22030
Company NMLS ID #86548

Woodbridge Office
12701 Marblestone Drive, Suite 110
Woodbridge, VA 22192
Company NMLS ID #920806

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Location

Telephone

Address


12701 Marblestone Drive Suite 110
Woodbridge, VA
22192

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
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Regional Finance Regional Finance
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