Mortgage Alliance - Tina Trama-Mayol & Team

Our team provides unparalleled choice, convenience and counsel. When you use the RIGHTBroker®, you get the RIGHTMortgage®
FSCO Lic#10530 Tina Trama-Mayol, Mortgage Broker
Mortgage Alliance
2005-200 Sheppard Ave E, Toronto ON M2J5B4
Lic#10530

Operating as usual

04/08/2021

Did you know that 41% of first-time buyers use a Mortgage Broker? I specialize in helping first time homebuyers get approved. If you are ready to buy or thinking about buying, send me a message and we can find the mortgage that's right for you.

04/01/2021

Let the equity in your house, work for you! Refinancing your mortgage to renovate your backyard not only adds value to your house it lets you create the oasis you need to escape this summer. Send me a message to discuss your options, my services are free.

03/26/2021

Here are 7 tips to help you get approved for a mortgage:

1. Check your credit score
2. Save a larger down payment
3. Keep your income stable
4. Pay down existing debt
5. Get a mortgage pre-approval
6. Get a great rate
7. Know what you can afford and what you can’t

03/20/2021

It’s that time of year – just a reminder to all our first-time home buyers to take advantage of the Home Buyers Tax Credit (HBTC). It can give you up to $750 in tax relief.

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31270-home-buyers-amount.html

03/20/2021

As we get used to our new normal many Canadians are finding ways to get away close to home. You may be surprised to find out you can utilize the equity in your home to purchase a vacation property, just ask!

03/16/2021

Do you have questions about your mortgage? Maybe you are wondering if your current mortgage is still right for you. I have the tools needed to run the numbers and see if it makes sense for you to make a switch.

Reach out today and schedule your free, Spring Mortgage Check-up.

thestar.com 03/11/2021

Bank of Canada won’t raise interest rates for two years

https://www.thestar.com/business/2021/03/10/bank-of-canada-wont-raise-interest-rates-for-two-years.html

thestar.com There are no plans to raise rate until inflation consistently stays around two per cent, which it forecasts won’t happen until 2023.

03/10/2021

Mortgage Alliance - Tina Trama-Mayol & Team

A rate hold will allow you to secure your interest rate so you can take your time house shopping. In the event rates rise you will be able to take advantage of the low rates available today. In the event rates drop, you will still be able to secure the lowest rate available for you when you are ready to buy.

If you are thinking of buying over the next couple of months now is the time to secure your rate. Send me a message and we can take care of this for you.

03/06/2021

Your credit score determines what loans you qualify for and the interest rate you will pay. Here are 4 tips to help you increase your credit score.

1. Pay all your bills on time.

2. Avoid maxing out your credit. Balances above 50% of your credit limit will harm your credit. Aim for balances under 30%.

3. Have a variety of credit accounts. Having a mix of credit products (credit card, retails store card, line of credit, car loan etc.) will produce more points on your file than having only one type of credit.

4. Use your credit! The biggest tip to a good score is to use credit and repay that credit on time all the time.

03/05/2021

What a crazy day yesterday come home to such a great email and found this sweet treat at my door
Thank you to all my clients for your loyalty and trust , you make my work enjoyable.

03/05/2021

With interest rates low now is a great time to get into the market. Here are 3 tips to help first-time buyers navigate the landscape.

rates.ca 03/03/2021

Warren Buffett Calls It a Good Time to Take On Debt

Great Article to read for all my investors client that hold a real estate portfolio this market if for you .

https://rates.ca/resources/warren-buffett-calls-it-good-time-take-debt

rates.ca When a billionaire investor gives financial advice, there’s usually something to it.

02/26/2021

A rate hold will allow you to secure your interest rate so you can take your time house shopping. In the event rates rise you will be able to take advantage of the low rates available today. In the event rates drop, you will still be able to secure the lowest rate available for you when you are ready to buy.

If you are thinking of buying over the next couple of months now is the time to secure your rate. Send me a message and we can take care of this for you.

02/23/2021

Mortgage Alliance - Tina Trama-Mayol & Team

If you are a homeowner and struggling with high-interest debt payments, we should talk. It may make sense for you to refinance and access the equity in your home to pay off your high-interest debt.

Your mortgage is typically the lowest interest rate to borrow money. Refinancing to pay off high-interest debt and lumping everything into your mortgage payment could free up extra cash each month by saving you on interest.

Send me a message and we can see what's available to you.

02/23/2021

Mortgage Alliance - Tina Trama-Mayol & Team

If you are a homeowner and struggling with high-interest debt payments, we should talk. It may make sense for you to refinance and access the equity in your home to pay off your high-interest debt.

Your mortgage is typically the lowest interest rate to borrow money. Refinancing to pay off high-interest debt and lumping everything into your mortgage payment could free up extra cash each month by saving you on interest.

Send me a message and we can see what's available to you.

02/22/2021

Spending more time at home has naturally caused us to change and renovate our spaces. Did you know that your renovation costs can be incorporated into your mortgage?

Send me a message and we can look at the options available to you.

02/22/2021

Contact me and we can review your options

Wondering if it is time to refinance your mortgage? Here are 3 situations where refinancing makes the most sense in our current market:

1. If it lowers your monthly rate and payment.
2. Pay off high interest debt to lower your overall monthly payment obligations.
3. To fund home renovations or other major (but necessary) purchases.

02/19/2021

Wondering if it is time to refinance your mortgage? Here are 3 situations where refinancing makes the most sense in our current market:

1. If it lowers your monthly rate and payment.
2. Pay off high interest debt to lower your overall monthly payment obligations.
3. To fund home renovations or other major (but necessary) purchases.

02/09/2021

Mortgage Alliance - Tina Trama-Mayol & Team

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional like myself will help you understand:

👉 What you can afford
👉 The down payment you need
👉 Costs involved with buying a home
👉 Improving your credit
👉 Prepayment options
👉 Refinancing penalties (if you decide to do so down the road)
👉 Budgeting and more!

Send me a message today and let's start the conversation.

02/09/2021

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional like myself will help you understand:

👉 What you can afford
👉 The down payment you need
👉 Costs involved with buying a home
👉 Improving your credit
👉 Prepayment options
👉 Refinancing penalties (if you decide to do so down the road)
👉 Budgeting and more!

Send me a message today and let's start the conversation.

02/03/2021

With rates being low, and expected to stay for a while, now is a great time to unlock equity through refinancing or a home equity line of credit (HELOC).

Refinancing allows you to access equity and possibly obtain a better interest term and rate. Where as a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money.

Send me a message and we can explore the possibilities available to you.

01/31/2021

Mortgage Alliance - Tina Trama-Mayol & Team

01/28/2021

Thank you for an amazing meeting Tony the statistics really put things in to prospective .
Thank you for all you do foe your team.

01/27/2021

Mortgage Alliance - Tina Trama-Mayol & Team

High interest credit card debt can take years to pay off when making the minimum payment. Did you know that you can consolidate high interest debt into your mortgage by refinancing? A strategy like this can potentially free up hundreds of dollars a month depending on your situation.

Send me a message to see if refinancing to pay off high interest debt is the right solution for you.

01/26/2021

Borrowing money is harder for self-employed Canadians. A group that, according to Statistics Canada, has a higher median net worth than paid employees.

We can help turn the tables. With access to banks, private lenders, credit unions and more we will find the mortgage that's right for you.

01/20/2021

www.bankofcanada.ca

Good news for all our buyers

https://www.bankofcanada.ca/wp-content/uploads/2021/01/fad-press-release-2021-01-20.pdf

bankofcanada.ca

01/18/2021

Mortgage Alliance - Tina Trama-Mayol & Team

Just a reminder that I have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask me for information on home and auto insurance as well as a unique cash back Mastercard.

01/16/2021

Just a reminder that I have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask me for information on home and auto insurance as well as a unique cash back Mastercard.

01/15/2021

High interest credit card debt can take years to pay off when making the minimum payment. Did you know that you can consolidate high interest debt into your mortgage by refinancing? A strategy like this can potentially free up hundreds of dollars a month depending on your situation.

Send me a message to see if refinancing to pay off high interest debt is the right solution for you.

01/08/2021

I have been in this industry for way over 30yrs always love my job yes it comes with challenges like any profession but I truly can say my work is satisfying.
Over time I have come across some amazing clients that always reassure me why I do what I do and enjoy it so much , just closed an other deal today and shortly after I sent my email to the client they replied with this thank you note that made my day.

thestar.com 01/06/2021

Toronto area home prices set a new record in 2020 as they soar by 13.5%

https://www.thestar.com/business/2021/01/06/toronto-regions-average-home-prices-soar-135-per-cent-in-2020.html

thestar.com Despite the pandemic, home prices hit a record high of $929,699 last year, according to new numbers from the Toronto real estate board. Unit sales jum...

01/01/2021

Happy New Year may 2021 be a great year for all of you

12/30/2020

One call can give you access to tons of lending options you can’t get on your own. From major banks to private lenders and credit unions, using a mortgage broker gives you access to all of them. Contact me for a free consultation.

12/22/2020

A lot has gone on this year in the mortgage market. We have had everything from rate drops to deferrals to restrictions come at us and your personal situation may have changed.

As the year comes to an end, if you have not made time for your annual mortgage check-up, now is the time! Send me a message and we can review your situation, free of charge, to ensure you are getting the mortgage that’s right for you.

12/17/2020

To best meet your needs, mortgage brokers like myself, have a wide array of products to choose from – banks, private sources, independent lenders, etc. If you are in the mortgage market, we should talk. Whether you are looking to explore your options or get a second opinion, the lending options available could save you thousands!

Videos (show all)

Out-Of-The-Box

Location

Telephone

Address


8611 Weston Rd Unit #16
Woodbridge, VA
22192

Opening Hours

Monday 09:00 - 20:00
Tuesday 09:00 - 20:00
Wednesday 09:00 - 20:00
Thursday 09:00 - 20:00
Friday 09:00 - 20:00
Saturday 09:00 - 20:00
Sunday 09:00 - 20:00
Other Loans in Woodbridge (show all)
Mike Ott at First Heritage Mortgage Mike Ott at First Heritage Mortgage
12701 Marblestone Drive Suite 110
Woodbridge, 22192

Mike Ott | NMLS ID #330537 First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548 | Woodbridge Branch NMLS ID #920806 (www.nmlsconsumeraccess.org)

J.G. Wentworth Home Lending J.G. Wentworth Home Lending
3350 Commission Ct
Woodbridge, 22192

J.G. Wentworth® Home Lending, LLC. 3350 Commission Court Woodbridge, VA 22192 NMLS # 2925

OneMain OneMain
13265 Worth Ave
Woodbridge, 22192

BB&T BB&T
14091 Jefferson Davis Hwy
Woodbridge, 22191

LoanMax Title Loans LoanMax Title Loans
14087 Jefferson Davis Hwy
Woodbridge, 22191

George Mason Mortgage LLC - Lake Ridge, Virginia Branch George Mason Mortgage LLC - Lake Ridge, Virginia Branch
7454 Limestone Drive
Woodbridge, 20155

Whether you’re moving into your first home, moving up to something bigger, building or renovating or refinancing your current mortgage, you can rely on the lending specialists at George Mason Mortgage, LLC to help you build a brighter future.

Blue Pearl, LLC Blue Pearl, LLC
2001 Quiet Creek Ct
Woodbridge, 22192

We specialize in SBA loans, Working Capital, Merchant Cash Advance, Equipment Leasing and Financing.

Stacey Barowich NMLS 195048 - Movement Mortgage Stacey Barowich NMLS 195048 - Movement Mortgage
12700 Black Forest Lane, Suite 315
Woodbridge, 22192-5305

Market Leader. 12700 Black Forest Lane, Suite 315, Woodbridge, VA 22192 We strive for 6 Hour Underwriting - 7 Day Processing - 1 Day to Close.

PProspect Mortgage LCC PProspect Mortgage LCC
Woodbridge, 22192

ACE Cash Express ACE Cash Express
1964 Daniel Stuart Sq
Woodbridge, 22191

The Dineen Team The Dineen Team
4565 Daisy Reid Ave, Suite 240
Woodbridge, 22192

Our mission is to help grow home ownership in the communities we serve. We strive to have exceptional service and amazing rates for all clients.

BB&T BB&T
12435 Dillingham Square
Woodbridge, 22192