Independent Insurance Agency
Operating as usual
I’m proud to work with companies that are recognized for being a great place to work. Congratulations to Nationwide for making this list for the sixth year in a row!
We would like to welcome our newly appointed partnership with Harford Mutual Insurance Company, to help our agency service Virginia, North Carolina, Maryland, Delaware, and Washington, D.C to our network of professional clients to offer our property and casualty insurance products.
We look forward with the opportunity through mutual success
insurancejournal.com A Minnesota dentist, an Ohio bridal shop and a New York pizzeria are among six small businesses that are the latest to sue insurers seeking compensation
spartanwaterremoval.com Professional Emergency Water Removal - Damage, Cleanup, Repair and Restoration Specialists. Mold Testing, Removal & Remediation-Stafford, Fredericksburg VA
The Nuzum Insurance is hoping that everyone is hanging in there during this time of hardship caused by the COVID-19. Most Insurance Carriers if not all but we can all speak about the carrier our agency is represents.
We continue to monitor the progression of COVID-19 (Novel Coronavirus) and want to ensure your clients don't suffer additional hardship.
Therefore, we're extending our suspension on cancellations of policies due to nonpayment of premium. In doing so, we will not issue late pay notices or charge late fees.
This is not a waiver of payments due during the suspension period, but an extension or grace period to pay premiums for those directly impacted by the circumstances surrounding COVID-19.
So in English Terms you still have to pay the insurance bill but they will not cancel the or charge a late fee. Most carriers are extending this until May 29. But if you want to more you need to check with your carrier and your agent.
God Bless Everyone and Stay Safe.
The Nuzum Family.
NUZUM INSURANCE AGENCY NOTICE FOR COVID-19
To our valued customers and community,
We wanted to take a moment to formally connect with our clients. Although we are navigating an uncertain time, we will be servicing our client on an appointment basis only to help mitigate our staff and customers to the potential exposure of the COVID-19. This is new territory for us all, and myself and my staff are grateful for your continued patience as we move forward. The safety of both our customers and of our staff is paramount at this time so effective immediately:
The Nuzum Agency will not be accepting cash until COVID-19 hits the curb. We will be accepting Check, Money Orders, Check and Debit Card over the phone or online payments at www.nuzumagency.com.
Our goal is to balance the safety of our clients and staff, while allowing us to still retain a small piece of normalcy in this uncertain period.
WHAT WE HAVE BEEN DOING ON OUR END:
• Enhanced, hospital grade disinfection & cleaning procedures have been in effect since the beginning of the month, after the first COVID-19 case was confirmed in the Northern Virginia area. You may have noticed that our team has been extra vigilant in a number of ways as you have visited the office. Commonly touched surfaces (doorknobs, reception area, seating areas) have been disinfected every hour during operational hours..
• We will continue to monitor all government & health organization news updates as they come in.
WHAT YOU CAN DO ON YOUR END:
Please closely follow guidelines provided by government & health organizations as they are released. Below are some highlights for you to keep in mind. We encourage you to refer to the Center for Disease Control’s website for full details: (https://www.cdc.gov/coronavirus/2019-ncov/index.html)
Thank You For Your Patience,
Eric “Brandon” Nuzum, CEO
Nuzum Insurance Agency Inc
indeedjobs.com Find your next great career opportunity at Nuzum Insurance Agency Inc
As the weather get cold remember water damage is one of the most common disasters your #home can experience. #Frozenpipes can happen easily when the temperature plunges. Learn how to safeguard your home on the Triple-I website: https://bit.ly/34Jv4dp #severeweater #winter #winterweater
Business Owner's here is a good article from our partner The Hartford on 15 tips that you should know. Also when was last time your insurance agent reviewed your business insurance needs? If it not every year then ask yourself are over paying? Call us at 703.680.6666 for a free review.
sba.thehartford.com Many small business owners are happy to share their business tips with other entrepreneurs. Check out our 15 top business tips from small business owners, which can help you run and grow your business effectively.
We would like thank our partners at Nationwide Insurance for this article and video on tips on how to drive in bad weather.
Driving in rain, wind, blizzards & floods can be challenging. Check out this video and article on driving tips that can keep you safe in bad weather conditions.
When buying #auto insurance, do you know which information or advice is good and which is bad? This can be challenging, so we've put together a list of the 8 most common myths about auto insurance for you to consider: https://bit.ly/2no2dYy. Great Article from Insurance Information Institute
Happy New Year from our family to yours
Here is a good article for Surviving the Holiday Hangovers.
nuzumagency.com SURVIVAL GUIDE TO HOLIDAY HANGOVERS With festive fun well underway across the country, we’re in the thick of the holiday season.
From Our Family To Yours. We Wish You A Merry Christmas and Happy Holiday Season.
As the last hours approach to Santa's arrival more safety tips for the holidays from our partners at Nationwide Insurance
blog.nationwide.com Keep your holidays safe and enjoyable with these tips.
Did You Get Jewelry For Some Special This Christmas? You should be Insuring it Now. Here is a article from insuramatch about how and why to insure this items this Christmas
insuramatch.com Jewelry is advertised as one of the most thoughtful gifts for Christmas. That thoughtfulness isn’t often extended to insurance, however. If you received jewelry as a Christmas gift, including an engagement ring during the holiday season, it’s now your responsibility to keep it safe. An insurance...
Have a safe vacation. And, a safe home while you are away.
Your luggage is stuffed and you are ready for a glorious getaway. But, while you're checking off your packing list, make sure there's time to check off this home safety list. These tips can help you protect your home against severe weather, burglaries and more
hanover.com Valuable tips and reminders to help keep your home safe from severe weather and burglaries while you are away on vacation.
In the excitement of the Christmas season, it’s easy to overlook the ways your festive prepations can cause damage to your home. Setting up a Christmas tree is the perfect way to get into the holiday season, but before you put yours up, read through these Christmas tree risks. Your tree may look bright and festive, but it holds the potential for costly damage. By taking steps to safely set up your tree, you can help protect your home and your holiday guests from Christmas insurance risks. Please feel free to contact us at 703-680-6666 or through email at [email protected] for way to protect your home.
nuzumagency.com In the excitement of the Christmas season, it’s easy to overlook the ways your festive prepations can cause damage to your home.
Hey parents, do you have a teen driver or a teen getting ready to drive? Take a look at this article from our partnered carrier Progressive. These tips are very useful for new drivers and parents of new drivers. Feel free to contact us at 703-680-6666 or through email at [email protected] for ways to save on your new teen driver.
https://www.progressive.com/lifelanes/on-the-road/auto-severe-weather-driving-tips/ Check out this article as the weather is starting to get bad. Also don’t forget to look over those bad weather driving tips. You can contact us at 703-680-6666 or through email at [email protected]
The Nuzum Insurance Agency would like to congratulate Brooklyn on the Prestige Training Equestrian Team Show and for getting first place! @prestigetrainingteam @prestigetraining
[11/17/19] Give our agency a call at 703-680-6666 for your free Open House look
sba.thehartford.com Managing your business's money is make or break for your operation. Learn the biggest money mistakes and the lenders or apps that can help you avoid them.
travelers.com Selling a used car doesn't need to be hard. Follow these tips on where and how to sell your used car.
travelers.com Help stay safe with facts and tips about hurricanes such what do you need to look for when a hurricane may be approaching, and how do you need to respond in case the worst happens, in this infographic from Travelers.
The Nuzum Insurance Agency's cover photo
The Nuzum Insurance Agency
TIPS TO AVOID
An ATV/UTV E&O Nightmare
Most homeowner's policies only cover ATVs, UTVs and golf carts when they are being used exclusively to maintain the premises of the home or other location owned by the insured.
Once the unlicensed vehicle leaves the physical premises or the insured uses it recreationally on the premises, liability, comprehensive and collision coverage, are often excluded from the homeowner's policies
The following situation was described to us by an agent appointed with National General:
"I know firsthand about the homeowner's limitation. My family has an ATV that was rolled on a farm recently. My homeowner's carrier denied the claim and we paid the hospital bill out of our pocket."
Another agent offered additional insight:
"We have many clients who are hunters and we know there is no coverage for their ATV/UTV on the homeowner's policy, so we sell these ATV and UTV policies regularly. I didn't know until today that ATV and UTV was a part of NatGen's motorcycle program so we only offered other carriers. That will change now"
How do you cover ATVs and UTVs?
National General's motorcycle insurance program provides coverage for liability, physical damage and med pay for the insured and passengers. We also offer insurance for golf carts, scooters and snowmobiles.
Don't assume your customers with these unlicensed vehicles are covered by their homeowner's insurance. Add this to your agency's quote form and renewal questionnaire today and consider quoting National General to fill this potential "coverage gap" for your customers. Of course, the NatGen Motorcycle program also has the extensive coverage options for motorcycles and scooters only a specialty motorcycle program provides.
Your dog is more than just a pet, it’s a family member. This can make it difficult to view your dog as a potential liability. Unfortunately, even the most cared for, loved, and well-trained pets can cause an accident. Something as harmless as a playful nip or digging on your neighbor’s property can result in a messy, time-consuming, and potentially devastating lawsuit.
Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner. Most insurance companies limit dog bite insurance coverage, restrict certain breeds from coverage, or exclude animal liability coverage altogether.
HERE ARE QUESTIONS TO CONSIDER
Q, Did you know many states consider any pet with a dog bite history of any kind as "Dangerous"? Owners of such pets are required by certain states and regions to carry proper animal liability coverage.
A. Bully Breeds, Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds and Akitas. (All Insurance providers cover different breeds, be sure double check your policy and agent)
Q. Does your homeowners insurance coverage address all of your needs when it comes to your pets?
A. Many traditional insurance policies restrict certain breeds from coverage or exclude animal liability coverage altogether. Because insurance policies are becoming more exclusionary, it is likely that your current homeowners insurance policy will not cover you if your pet causes an incident.
KNOW THE FACTS
1. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuires; about half of these are children, senior citizens are the second most common dog bite victims.
2. The 2014 average cost per claim was up 15 percent. The average cost paid out for dog bite claims nationwide was $32,072 in 2014, compared with $27,862 in 2013. The average cost per claim nationally has risen more then 67 percent from 2003 to 2014
*** Stats from Insurance Information Institute(I.I.I) and State Farm ******
3. Dog bites (and other dog-related injuries) accounted for more then one-third of all homeowners insurance liability claim dollars paid out in 2015 costing in excess of $570 million.
****** Information Provided by XINSURANCE **********
nationwide.com Learn how to protect your home from burglary when you're on vacation. Check out these vacation safety tips for your home from Nationwide.
Preventing damage to your home begins well before the storm. Get 5 tips from Travelers to help protect your home from a hurricane.
CEO, Eric Nuzum with son and family friends at Shoot out for Soldiers in DC. Have fun playing lacrosse and raising money for our military.
nationwide.com Learn how to protect your home from burglary when you're on vacation. Check out these vacation safety tips for your home from Nationwide.
Please join us tomorrow evening for the Advantage Leadership Network’s (ALN) monthly happy hour gathering at the Uncle Julio’s restaurant in Stonebridge.
This month our class was “Using Mindfulness to Empower Your Work and Life” so we look forward to discussing how mindfulness has helped others. The conversation is lively so come prepared to talk about anything and everything. We’d love to have you join us.
3rd Thursday of the Month Meeting:
Thursday, May 17th – Social Networking After-Hours Gathering
5:00 – 7:00pm
Uncle Julio’s Fine Mexican Food
14900 Potomac Town Place
Woodbridge, VA 22191
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Munoz Insurance Agency Great Rates and Great Service Home, Auto, Life, and Business Insurance Give us a call today! 703-389-5086
Fore all your Auto : Home : Life : Business and More....
All of our Agents are fully licensed in Property and Casualty (P&C) and Life We have many years of experience serving your insurance needs.
Progressive:Licensed Agency Owner Auto, Home, Life, Retirement & Business Insurance
The Major Agency: Our mission is to provide for the insurance needs of your family and your business, one client at a time. Our offices are open from 9am to 5pm Mon-Fri but phone and internet are open from 9am to 9pm Mon-Sat and on Sun Noon to 6pm.
ACL Insurance offering business, automobile, homeowner, and life insurance since 1974.
Weinmann Financial and Insurance Services offers personalized service while creating customized financial solutions and wealth management strategies.
Peace of mind and a wise investment for all business and personal insurance needs is our promise since 1967.
Family owned and operated, independent property and causality insurance agency which was locally founded in Woodbridge, Virginia.