Helping Home Buyers and Home Sellers Reach Their Goal Associate Broker Coldwell Banker Residential Brokerage Licensed in the Commonwealth of Virginia
Operating as usual
Zero interest sounds attractive when trying to purchase personal property but the penalties for missed payments can be brutal and can affect your credit.
betterhomeowners.com It is common among deferred-interest loans that if there is an outstanding balance at the end of the 0% introductory period, retroactive interest based on the original loan amount is applied.
Put a date on the box and you may be surprised how long you keep it before it goes to Goodwill.
betterhomeowners.com If you're reluctant to get rid of items cluttering your home, try this simple test to prove to yourself you don't really need them.
For most owners, a home represents their largest financial asset. That familiarity becomes a natural bridge to decide to invest in rental property rather than something they are less familiar.
betterhomeowners.com Rental homes provide an alternative to the volatile stock market that many investors find they have more control and a better understanding.
This should be one of the best times of your life and we'd like to help you with it.
betterhomeowners.com Avoiding these common mistakes can make buying your first home go much more smoothly.
Low mortgage rates and low inventory helped to drive home prices and increase homeowner equity.
betterhomeowners.com Homeowner equity is up by 6.6% while 310,000 homes no longer owe more than they are worth.
This sounds like someone who is really concerned about your best interests.
betterhomeowners.com This sounds like someone who is really concerned about your best interests.
To realize the maxim amount of your equity, get all the facts first.
betterhomeowners.com iBuyers may "take the hassle" out of selling a home but only if they buy your home at wholesale so they can make a profit.
This device really does save time and money while being fun to operate.
betterhomeowners.com Today, there are so many smart home devices that are not only convenient, but they'll end up saving enough money to pay for the upgrade and a sprinkler controller is one of them.
Your mother warned you about trying to heat or cool the outside.
betterhomeowners.com Up to 30% of a home's heating and cooling costs can be lost through a poorly fitting door.
Notice that a fixed-rate 30-year loan is lower than the adjustable rate mortgage.
betterhomeowners.com Mortgage rates are 1/100 of a point of their all time low.
betterhomeowners.com "Worry is like a rocking chair; it give you something to do but doesn't get you anywhere."
There are some interesting picture hanging tools you can buy at the big box stores.
betterhomeowners.com Following these tips can make hanging a picture a much easier task and help it to look the way it should.
Ask the source of the square footage quoted and if there are other sources that have a different amount.
betterhomeowners.com If you're going to use square footage to help determine the value of a home, you're going to want to know where the amount came from.
35% of your FICO score depends on payment history and a single missed payment can adversely affect that score.
betterhomeowners.com Four out of ten Americans don't know that a missed payment hurts their credit score.
Your home doesn't have to be for sale to use a key safe.
betterhomeowners.com Hiding a key under the mat to allow someone to come into your home may be convenient but it certainly is not safe and secure.
There are tenant screen services that can provide credit, criminal and eviction reports.
betterhomeowners.com A completed application and verifications are important to evaluating the right tenant for your rental property.
Ask your agent about their experience working with builders.
betterhomeowners.com Working with a builder is different from buying a new car or working with an individual seller.
Instead of relying on second hand information, spend some time with a real estate professional who can give you the facts.
betterhomeowners.com Surprisingly, there are many who can buy a home in today's market but have gotten some bad information along the way. It's worth digging a little deeper to find out the facts.
Reconnect the opener after you leave to secure the door and so it will work when the power comes back on.
betterhomeowners.com When the power is out and your electric garage door won't open, pull the cord hanging from the middle of the track close to the door.
Have fun, enjoy yourself and BE SAFE!
betterhomeowners.com Taking a trip during a pandemic requires a little more planning.
Close to 20,000 patients per year visit the emergency room due to injuries involving grills.
betterhomeowners.com The Labor Day weekend marks one of the last outdoor grilling events of the summer season and while you're enjoying it, pay attention to avoid injuries.
If you become a victim of identity theft, contact your bank immediately and ask about possible protection.
betterhomeowners.com Since cash is being discouraged at most places, it is good to pay attention to safeguard precautions.
If you're confused by too many options, let's talk.
betterhomeowners.com There are a variety of mortgage programs with low down payment options available to home buyers.
betterhomeowners.com "Everyone things of changing the world, but no one things of changing himself." Leo Tolstoy
This could be a DIY project and some stores will loan the blower to you if you buy the insulation from them.
betterhomeowners.com Insulation can compact over time and become less effective. Adding new insulation can save energy costs while making the home more comfortable.
Once the lender grants approval, it is important for the borrower to get the terms of the forbearance agreement in writing to be clear about when the payments will resume and how the missed payments will be recovered.
betterhomeowners.com Forbearance is a temporary postponement of mortgage payments.
If a home is priced right in the beginning, especially while there is low inventory, competition can drive the price above list price.
betterhomeowners.com Testing the market is code for "let's put an artificially high price on the home to see if someone will pay more than it is worth."
Our busy market will extend into the fall beyond Labor Day due to the pandemic.
betterhomeowners.com Interesting statistics about American moving habits.
Having a one-on-one conversation with your insurance agent can increase your understanding and possibly, avoid unpleasant situations later down the road.
betterhomeowners.com Underinsuring a home can cost you money when filing a claim as well as not knowing what items are covered and what are not.
It is not so much of being able to sell the home yourself, it is realizing the maximum amount of equity.
betterhomeowners.com A bad haircut will grow back and is short-lived but the effects of selling a home "by owner" could be long-term.
Pools are enjoyable whether you're in them, admiring them or watching someone else have fun.
betterhomeowners.com During the first major stay-at-home event that most of us have ever experienced in this country, a pool can give you and your family enjoyable recreation without leaving the home but there are expenses that may be surprising to the non-pool owner.
Using a dish scrubber with a soap dispenser could make it convenient.
betterhomeowners.com This easy to make and use mixture will give you spotless shower glass.
If you're in the process of refinancing currently, see if you can close before this goes into effect.
betterhomeowners.com Beginning September 1, 2020, Fannie Mae and Freddie Mac, will impose a 0.5% fee for homeowners who refinance a mortgage currently backed by them.
Consistency is the choice we make daily.
betterhomeowners.com The true test of integrity is to still do the right thing...even when no one can ever find out.
Some people may never want to see the inside based on what the outside looks like.
betterhomeowners.com Paint the front door a distinctive color to improve your home's drive-up appeal.
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A realtor who is passionate about family, serving her community, and assisting anyone in need. Service areas include Woodbridge, Dumfries, Lorton, Manassas Va, and surrounding areas.
Virginia First Time Home Buyer
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David Bridges | NMLS ID #222490 First Heritage Mortgage, LLC is an Equal Housing Lender Company NMLS ID #86548 | Woodbridge Branch NMLS ID #920806 (www.nmlsconsumeraccess.org)
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Your dedicated and loyal Northern Va Realtor, partner of Jevana Homes Group at Samson Properties. I will protect your interests and deliver outstanding customer service. Helping my community buy, sell and invest in their most valuable purchase.
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